Shanshi vs Penny Keep

Shanshi is the app to take control of your personal finances: log expenses in a few taps, know how much you can spend today, and keep track of what you owe and who owes you. Simple, with no ads, and built for everyday use. No spreadsheets, no bank connection, no passwords. Just you, your phone, and your accounts in order. Join the Shanshi community. Important: Shanshi records and organizes your money. We do not offer loans or credit. YOUR DAILY BUDGET Set how much you want to spend per day and Shanshi shows you instantly how much you have left. Change your limit anytime. LOG IT IN TWO TAPS Record expenses and income with a big, direct keypad, on any date you need. No long forms, no hassle. CATEGORIES READY TO USE Food, transport, utilities, health, pets, education and many more, from day one. Unlimited custom categories are part of Premium. UNLIMITED ENTRIES ON YOUR PHONE Log as many transactions as you want, no cap and no charge. YOUR DATA TO EXCEL, ANYTIME Export your entries to a spreadsheet with our template, as a backup or to work with them your way. Already keeping your accounts in Excel? Import them with the same template. IMPORT YOUR BANK STATEMENT (OPTIONAL) Upload your bank's PDF and Shanshi reads the transactions so you don't have to type them one by one. You review and confirm before saving. DEBTS AND CLEAR ACCOUNTS WITH YOUR PEOPLE Money you lent a friend, a tab at the corner store, the bill your dad paid, or installments you committed to. Two clear sections: "Owed to me" and "I owe". - Balance per person - Partial payments, little by little - Mark as paid with one tap - Reminder for every installment - Full history per person SPLIT A BILL WITH A GROUP A trip, a dinner, rent or shared shopping. Create the group, pick your people, and Shanshi splits the cost and tracks who has paid. GOALS AND SAVINGS CIRCLES Goals with a date and contributions. And if you're in a savings circle (tanda, susu, ROSCA), keep track of turns and payments with ease. MULTIPLE ACCOUNTS AND CURRENCIES Cash, cards and accounts kept separate, with currency conversion. CLEAR, SIMPLE REPORTS See where your money goes by category and period. CHALLENGES AND STREAKS Short challenges and a streak to protect, to build a good daily habit. ON YOUR DEVICE, WORKS OFFLINE Your records stay on your phone. Shanshi does not connect to your bank or ask for banking passwords. GOOD TO KNOW BEFORE YOU START - Shanshi requires creating an account to begin. - Shanshi does not connect to your bank: entry is manual, with optional import from Excel or PDF. - Works on one device at a time. SHANSHI PREMIUM (OPTIONAL) - Dark mode - Fingerprint or face lock (biometrics) - Unlimited custom categories - Priority support Monthly subscription, cancel anytime. Everything above is free. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the period. You can manage it in your Apple account settings. Questions or suggestions? Write to us from Settings, Support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://shanshi.es/pages/policy.html#policy

"A penny saved is a penny earned!" Beautifully designed iOS app to make you keep track of your incomes and expenses.