Comparison

Shanshi vs COcartera

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shanshi

Manage your personal finances by tracking expenses, loans, and income. Set spending limits, create savings goals, and record loan payments. Explore business ideas for new income streams and review weekly financial summaries.

Highlights
  • Expense tracking
  • Savings goals
  • Loan management
  • Income generation ideas
  • Weekly financial summaries
  • Transaction editing
Features
Read full description

Shanshi is the app to take control of your personal finances: log expenses in a few taps, know how much you can spend today, and keep track of what you owe and who owes you. Simple, with no ads, and built for everyday use. No spreadsheets, no bank connection, no passwords. Just you, your phone, and your accounts in order. Join the Shanshi community. Important: Shanshi records and organizes your money. We do not offer loans or credit. YOUR DAILY BUDGET Set how much you want to spend per day and Shanshi shows you instantly how much you have left. Change your limit anytime. LOG IT IN TWO TAPS Record expenses and income with a big, direct keypad, on any date you need. No long forms, no hassle. CATEGORIES READY TO USE Food, transport, utilities, health, pets, education and many more, from day one. Unlimited custom categories are part of Premium. UNLIMITED ENTRIES ON YOUR PHONE Log as many transactions as you want, no cap and no charge. YOUR DATA TO EXCEL, ANYTIME Export your entries to a spreadsheet with our template, as a backup or to work with them your way. Already keeping your accounts in Excel? Import them with the same template. IMPORT YOUR BANK STATEMENT (OPTIONAL) Upload your bank's PDF and Shanshi reads the transactions so you don't have to type them one by one. You review and confirm before saving. DEBTS AND CLEAR ACCOUNTS WITH YOUR PEOPLE Money you lent a friend, a tab at the corner store, the bill your dad paid, or installments you committed to. Two clear sections: "Owed to me" and "I owe". - Balance per person - Partial payments, little by little - Mark as paid with one tap - Reminder for every installment - Full history per person SPLIT A BILL WITH A GROUP A trip, a dinner, rent or shared shopping. Create the group, pick your people, and Shanshi splits the cost and tracks who has paid. GOALS AND SAVINGS CIRCLES Goals with a date and contributions. And if you're in a savings circle (tanda, susu, ROSCA), keep track of turns and payments with ease. MULTIPLE ACCOUNTS AND CURRENCIES Cash, cards and accounts kept separate, with currency conversion. CLEAR, SIMPLE REPORTS See where your money goes by category and period. CHALLENGES AND STREAKS Short challenges and a streak to protect, to build a good daily habit. ON YOUR DEVICE, WORKS OFFLINE Your records stay on your phone. Shanshi does not connect to your bank or ask for banking passwords. GOOD TO KNOW BEFORE YOU START - Shanshi requires creating an account to begin. - Shanshi does not connect to your bank: entry is manual, with optional import from Excel or PDF. - Works on one device at a time. SHANSHI PREMIUM (OPTIONAL) - Dark mode - Fingerprint or face lock (biometrics) - Unlimited custom categories - Priority support Monthly subscription, cancel anytime. Everything above is free. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the period. You can manage it in your Apple account settings. Questions or suggestions? Write to us from Settings, Support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://shanshi.es/pages/policy.html#policy

About

COcartera

Features
Read full description

COcartera es la app de gestión financiera para prestamistas, pequeños empresarios y personas que quieren tener el control total de su dinero. GESTIÓN DE CARTERA Registra préstamos, cobra cuotas y lleva el historial completo de cada cliente. Con interés personalizado, alertas de vencimiento y reportes detallados, nunca más se te escapa un cobro. CLIENTES ORGANIZADOS Agrega foto, teléfono, documento y dirección de cada cliente. Contáctalo por WhatsApp con un solo toque. DEUDAS PERSONALES Controla tus propias deudas: tarjetas de crédito, créditos bancarios y préstamos informales. Ve exactamente cuánto debes y a quién. GASTOS MENSUALES Registra y categoriza tus gastos. Entiende en qué se va tu dinero cada mes. SINCRONIZACIÓN EN LA NUBE Tu información segura y disponible en todos tus dispositivos. PLANES DISPONIBLES - Plan Completo: cartera de préstamos + deudas personales - Solo Cartera: gestión de préstamos a clientes - Deudas Personales: control de tus propias finanzas - Prueba gratis 30 días sin tarjeta de crédito Términos de Uso: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Shanshi4 screens
COcartera4 screens

Verdict

The call

The clearest difference is update cadence: COcartera at every 5 days against Shanshi's every 11 days. COcartera also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Shanshi sells 2 in-app purchases, starting at $1.49 per month and COcartera sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Shanshi ships an update every 11 days, COcartera every 5 days. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
Shanshi versus COcartera: the parameters behind the verdict, then further details
ParameterShanshiCOcartera
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 11 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size61 MB77 MB
Age rating4+4+
DeveloperFelix ApazaVERLEIDIS VARILLA VASQUEZ

In-app purchases

2 purchases

Shanshi

Subscriptions1
  • Monthly premium$1.491 Month
One-time1
  • Juice for Shanshi$0.99
1 purchases

COcartera

Subscriptions1
  • SOLO DEUDAS$2.991 Month

Questions

Is Shanshi free?
Shanshi is free to download, with in-app purchases available.
Is COcartera free?
COcartera is free to download, with in-app purchases available.
Do Shanshi or COcartera have ads?
Neither Shanshi nor COcartera shows ads.
Which is updated more often, Shanshi or COcartera?
Shanshi ships an update every 11 days, and COcartera every 5 days. Most recently, Shanshi was updated on October 24, 2026 and COcartera on October 9, 2026.

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