Comparison

Tenga Mobile Money vs FlowPerch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tenga Mobile Money

This app provides a comprehensive mobile money solution for Zambia, enabling users to send and receive funds, pay bills, buy airtime, and access financial services like micro-savings and loans. It also helps locate nearby ATMs and agents.

Highlights
  • Send and receive money
  • Pay bills and buy airtime
  • Transfer to bank accounts
  • Micro savings and loans
  • Locate ATMs and agents
  • Send feedback
Features
Read full description

Tenga Mobile Money is Zambia’s most powerful Mobile Money solution. Features: 1. Send & Receive money between Mobile Numbers 2. Send Money to Atlas Mara Accounts instantly 3. Send Money to Other Zambia Bank Accounts via DDAC and RTGS 4. Buy Airtime on Airtel, MTN, Zamtel and Vodafone 5. Pay Bills like ZESCO, DStv, BoxOffice, Zuku, GOtv, and TopStar 6. Withdraw Money at the ATM, Atlas Mara Branches and selected Agents 7. Book Micro savings at competitive interest rates 8. Get unsecured loans based on transaction activity and average balances 9. View up to date interest rates 10. View nearby ATMs, Atlas Mara Branches and Agents 11. Send feedback to a responsive call centre

About

FlowPerch

Features
Read full description

Bring your everyday finances together in one clear view. FlowPerch helps you record money coming in and going out, review spending, and keep track of budgets, savings goals, investments, lending, and borrowing. TRACK EVERYDAY MONEY Record income, expenses, lending, and borrowing. Organize entries and find them later with search and filters for month, type, or keyword. SEE SPENDING CLEARLY Review category breakdowns, monthly comparisons, and spending trends to understand where your money goes. PLAN WITH BUDGETS AND GOALS Set category budget limits and follow your progress toward savings goals. FOLLOW INVESTMENTS Record stocks, crypto, fixed deposits, and other investments. Review their current values and performance. SEE THE BIGGER PICTURE. View everyday transactions and investments together for a broader view of your finances. Privacy Policy: https://flowperch.app/privacy

Screenshots

Tenga Mobile Money4 screens
FlowPerch4 screens

Verdict

The call

The clearest difference is in-app purchases: Tenga Mobile Money at none against FlowPerch's 1. Tenga Mobile Money also leads on iOS requirement (13.0 vs 15.0). FlowPerch's advantage is update cadence (every 3 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FlowPerch sells 1 in-app purchase, starting at $6.99 per year. Tenga Mobile Money asks for nothing beyond the download.

UpkeepUpdate frequency

Tenga Mobile Money ships an update every 2 months, FlowPerch every 3 days. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Tenga Mobile Money versus FlowPerch: the parameters behind the verdict, then further details
ParameterTenga Mobile MoneyFlowPerch
PriceFreeFree
Rating2.3 (4 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size28 MB59 MB
Age rating4+4+
DeveloperATLAS MARA LIMITEDDhaval Rameshbhai Mulani

In-app purchases

None

Tenga Mobile Money

No in-app purchases

1 purchases

FlowPerch

Subscriptions1
  • FlowPerch Premium14 Days trial$6.991 Year

Questions

Is Tenga Mobile Money free?
Tenga Mobile Money is free to download, with no in-app purchases.
Is FlowPerch free?
FlowPerch is free to download, with in-app purchases available.
Do Tenga Mobile Money or FlowPerch have ads?
Neither Tenga Mobile Money nor FlowPerch shows ads.
Which is updated more often, Tenga Mobile Money or FlowPerch?
Tenga Mobile Money ships an update every 2 months, and FlowPerch every 3 days. Most recently, Tenga Mobile Money was updated on November 2, 2026 and FlowPerch on November 5, 2026.

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