Comparison

NCConnect vs Oraan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCConnect

Access your capital market trading, settlement, and tax information. Complete account creation, update personal details, and perform biometric verifications for a streamlined investment experience.

Highlights
  • Trading and settlement information
  • Account information access
  • Capital Gain Tax (CGT) details
  • New account creation and KYC
  • UKN tagging and broker updates
  • Personal information updates
  • Secure authentication and biometric sign-in
Features
Read full description

NCConnect is the official mobile application of the National Clearing Company of Pakistan Limited (NCCPL), designed exclusively for capital market investors. With NCConnect, investors can conveniently access their trading, settlement, account, and Capital Gain Tax (CGT) related information through their mobile devices using the same credentials assigned for the NCCPL User Information System (UIS). Key Features: • Trading & Settlement Information View your trading and settlement activities executed through your broker. • Account Information Access relevant information related to your trading account. • Capital Gain Tax (CGT) View your CGT-related information conveniently through the app. • Create a New Account New or existing eligible PSX, MUFAP and PMEX users with incomplete or pending KYC can complete their account creation journey through NCConnect. The process supports CNIC verification, IBAN verification, biometric verification where required, email and mobile verification, broker selection, KYC form submission and required document uploads. • UKN Tagging Eligible users can tag their account with a new broker through the app. • Update Information Update eligible personal and account information, including mobile number, IBAN, mailing address, and CNIC issuance and expiry details. • Upgrade Account Eligible users with a Shahulat Account can initiate an upgrade to a Normal Account directly through the app. • Biometric Verification Biometric verification is integrated within NCConnect to support eligible verification and KYC processes. • Secure Authentication Use secure authentication and biometric sign-in where supported by your device. NCConnect provides investors with convenient access to important capital market information and services while helping simplify account-related processes on the go. NCConnect is developed and provided by the National Clearing Company of Pakistan Limited (NCCPL).

About

Oraan

This app digitizes traditional savings groups, offering secure and transparent management of funds. It allows users to set flexible plans, track transactions, and receive timely payouts, all while providing financial planning tools and rewards.

Highlights
  • Verified participants
  • Transparent transaction tracking
  • Flexible committee plans
  • Payout flexibility
  • Robust security measures
  • Automated payment system
  • Financial planning tools
Features
Read full description

Oraan - Digital Committees Made Easy Welcome to Oraan, the Digital Committee platform . Save money, manage your budget, and build friendships all within a trusted community. Say goodbye to the boredom and stress of money management. Oraan brings a modern twist to the time-tested concept of committees/beesee's. By digitizing kametis Oraan ensures 100% security, enjoyment, and ease. What is Oraan? A Savings App Not a Loan App Not an Earning App Key Features of Oraan: * Verified Participants: All members undergo a thorough verification process. * Transparent Transactions: Oraan App records and tracks all your committee transactions. * Flexible Committee Plans: Choose between 5 or 10-month plans, set your start month, and pick a monthly installment amount that suits you. Basic plans start at just Rs 1000 per month. * Payout Flexibility: Select your payout month based on your savings goals. Your payout turn is confirmed, and we ensure timely payouts. * Robust Security: Your data is safe with Oraan. We employ advanced encryption and security measures to safeguard your information and transactions. * Convenient Payments: Our automated payment system allows direct transactions from your bank account or mobile wallet. Friendly reminders prevent missed payments. * Boost Your Oraan Score: Earn rewards and bonuses as you enhance your Oraan score. Exciting games and lucky draws await you every month. * Financial Planning Tools: Access financial planning tools and expert advice for informed decision-making. Whether you're saving for a wedding, education, travel, or any other goal, Oraan is here to help. Embark on your journey today by downloading the Oraan App! Important Note: When you use Oraan and our mobile application available on the App Store, you acknowledge and agree to the terms and conditions outlined in our Privacy Policy and Terms of Service. You can learn about us here: https://www.facebook.com/myoraan/ https://www.instagram.com/myoraan/ https://www.oraan.com/

Screenshots

NCConnect4 screens
Oraan4 screens

Verdict

The call

The clearest difference is rating: NCConnect at 5.0 against Oraan's 4.2. Oraan's advantage is ratings volume (15 vs 1) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NCConnect holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Oraan has 15 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

NCConnect ships an update every 6 weeks, Oraan monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
NCConnect versus Oraan: the parameters behind the verdict, then further details
ParameterNCConnectOraan
PriceFreeFree
Rating5.0 (1 ratings) — better4.2 (15 ratings)
Positive reviews—60.0% of reviews
Number of ratings115 — better
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size104 MB98 MB
Age rating4+4+
DeveloperNATIONAL CLEARING COMPANY OF PAKISTAN LIMITEDOraan PTE LTD.

Customer experience

NCConnect

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Oraan

All ratings15 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews10 reviews
Positive60.0%
Neutral10.0%
Negative30.0%

In-app purchases

None

NCConnect

No in-app purchases

None

Oraan

No in-app purchases

Questions

Is NCConnect free?
NCConnect is free to download, with no in-app purchases.
Is Oraan free?
Oraan is free to download, with no in-app purchases.
Which has better reviews, NCConnect or Oraan?
NCConnect is rated higher. NCConnect averages 5.0 out of 5 from 1 ratings, while Oraan averages 4.2 from 15 ratings.
Do NCConnect or Oraan have ads?
Neither NCConnect nor Oraan shows ads.
Which is updated more often, NCConnect or Oraan?
NCConnect ships an update every 6 weeks, and Oraan monthly. Most recently, NCConnect was updated on November 2, 2026 and Oraan on November 3, 2026.

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