Comparison

NCConnect vs Sarmaaya

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCConnect

This finance app allows capital market investors to view their trading and settlement activities, including trading accounts and Capital Gain Tax information. Users can also perform certain transactions on the go, offering convenience for managing investments.

Highlights
  • View trading activities
  • View settlement activities
  • Access trading account information
  • Check Capital Gain Tax (CGT) details
  • Perform select transactions on the go
  • Secure login with existing credentials
Features
Read full description

NCCPL Mobile App is designed and developed by the National Clearing Company of Pakistan Limited ("NCCPL") exclusively for the capital market investors. Through this app, an investor is able to view their trading and settlement activities executed through the broker along with its trading accounts information. Presently, trading and settlement information of clients is already provided to them by NCCPL through the web based UIS Application platform. However, with the implementation of this app, clients of the brokers can now also view their trading, settlement and Capital Gain Tax (CGT) related information through the same User ID and Password assigned to them for our UIS Application. Moreover, NCS clients can also carry out certain transactions through this app making it convenient to transact business on the go!

About

Sarmaaya

Manage, optimize, and grow your investment portfolio with real-time insights and alerts. Track performance against benchmarks, organize holdings with comprehensive reports, and utilize tax efficiency tools for smarter financial growth.

Highlights
  • Real-time portfolio insights and alerts
  • Performance tracking against market benchmarks
  • Comprehensive portfolio organization and reports
  • Tax efficiency tools and CGT tracking
  • Unified smart dashboard for all investments
  • Advanced analytics for stocks, ETFs, and more
  • Personalized watchlist with real-time updates
Features
Read full description

Sarmaaya is your essential partner for managing, optimizing, and growing your portfolio. Whether you're a hands-on trader or a long-term investor, Sarmaaya provides real-time insights and updates, ensuring you never miss critical moments. • Real-Time Notifications: From board meetings and payouts to vital earnings announcements, Sarmaaya keeps you informed in the moment, so you're always one step ahead. • Insights that Matter: Track your portfolio's performance with analytics that let you see if you're outpacing the market. Compare your investments with ETFs and indexes to measure your performance against the benchmarks, giving you a clearer perspective on your investment strategy. • Unparalleled Portfolio Management: Organize and analyze your holdings with comprehensive reports, including dividend history, unrealized gains, and personalized alerts. Consolidate multiple portfolios for a single view of your financial standing. • Tax Efficiency Tools and Filer Status: Maximize earnings with built-in CGT and tax tracking, understand how your tax deductions vary with your filer-status. Sarmaaya is a subscription-based portfolio tracking and wealth management tool built for investors and traders who want clarity, control, and growth. With real-time alerts, intelligent insights, and powerful financial tools, Sarmaaya empowers you to go beyond managing wealth — helping you grow and scale it smarter. It’s your all-in-one companion for building long-term financial success. Here’s What You Get with Sarmaaya: Unified Smart Dashboard: See all your investments — stocks, ETFs, mutual funds, commodities, forex, and cash — in one smart view with quick links for fast access. Monitor your portfolio and key performance indicators at a glance, and stay organized without juggling multiple apps or spreadsheets. Advanced Insights & Analytics: Enhanced metric screens for stocks, ETFs, mutual funds, indexes, gold, and forex give you a clear view of your portfolio’s performance and trends. Spot opportunities and risks as they happen, enabling timely, data-driven decisions. Real-Time Watchlist Alerts Build a personalized watchlist to track the investments that matter the most. Receive updates on earnings, dividends, board meetings, insider trades, and price movements, so you can act quickly on market events without missing key opportunities. Tax & Filer Advantage Tools: Smart CGT tracking and tax deduction insights help you grow your portfolio efficiently. See how your filer status affects taxes, brokerage costs, and net returns, so you can optimize your investments, save more, and reduce surprises at year-end. Powerful Financial Calculators: Quickly calculate ROI, CAGR, SIP, deductions, and more without manual effort. Test different scenarios to see how your portfolio can grow over time, take the guesswork out of planning, and make faster, beneficial decisions. Comprehensive Portfolio Reports: Access detailed reports covering performance, unrealized gains, and dividend history across multiple holdings in a single consolidated view. Gain actionable insights to identify opportunities and risks, and adjust your strategy to maximize returns while reducing financial setbacks. Learn While You Grow: Watch integrated tutorials, tips, and strategies from financial experts directly in the app. Upgrade your knowledge and sharpen your investing skills at your own pace, applying what you learn immediately to your portfolio. Faster, Smoother, Better: Enjoy a seamless app experience with improved speed and constant performance upgrades. Navigate your investments effortlessly and focus on growing your wealth, not troubleshooting the app. With Sarmaaya, managing and growing money becomes simple, powerful, and stress-free.

Screenshots

NCConnect4 screens
Sarmaaya4 screens

Verdict

The call

The clearest difference is rating: NCConnect at 5.0 against Sarmaaya's 2.3. NCConnect also leads on in-app purchases (none vs 6) and iOS requirement (13.0 vs 15.6). Sarmaaya's advantage is ratings volume (3 vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Sarmaaya sells 6 in-app purchases, starting at $4.99 per month. NCConnect asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

NCConnect holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

NCConnect ships an update every 2 months, Sarmaaya every 6 weeks. The most recent releases landed on September 15, 2026 and September 10, 2026 respectively.

Scorecard5 real differences · 5 level
NCConnect versus Sarmaaya: the parameters behind the verdict, then further details
ParameterNCConnectSarmaaya
PriceFreeFree
Rating5.0 (1 ratings) — better2.3 (3 ratings)
Positive reviews—33.3% of reviews
Number of ratings13 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterSubscription
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size13 MB78 MB
Age rating4+4+
DeveloperNATIONAL CLEARING COMPANY OF PAKISTAN LIMITEDabcData

Customer experience

NCConnect

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Sarmaaya

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

NCConnect

No in-app purchases

6 purchases

Sarmaaya

Subscriptions6
  • Lite Monthly1 Month trial$4.991 Month
  • Pro Monthly1 Month trial$19.991 Month
  • Premium Monthly1 Month trial$29.991 Month
Show 3 more
  • Lite Yearly1 Month trial$49.991 Year
  • Pro Yearly1 Month trial$199.991 Year
  • Premium Yearly1 Month trial$299.991 Year

Questions

Is NCConnect free?
NCConnect is free to download, with no in-app purchases.
Is Sarmaaya free?
Sarmaaya is free to download, with in-app purchases available.
Which has better reviews, NCConnect or Sarmaaya?
NCConnect is rated higher. NCConnect averages 5.0 out of 5 from 1 ratings, while Sarmaaya averages 2.3 from 3 ratings.
Do NCConnect or Sarmaaya have ads?
Neither NCConnect nor Sarmaaya shows ads.
Which is updated more often, NCConnect or Sarmaaya?
NCConnect ships an update every 2 months, and Sarmaaya every 6 weeks. Most recently, NCConnect was updated on September 15, 2026 and Sarmaaya on September 10, 2026.

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