Comparison

NCConnect vs Ninja Expense Splitter

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCConnect

This finance app allows capital market investors to view their trading and settlement activities, including trading accounts and Capital Gain Tax information. Users can also perform certain transactions on the go, offering convenience for managing investments.

Highlights
  • View trading activities
  • View settlement activities
  • Access trading account information
  • Check Capital Gain Tax (CGT) details
  • Perform select transactions on the go
  • Secure login with existing credentials
Features
Read full description

NCConnect is the official mobile application of the National Clearing Company of Pakistan Limited (NCCPL), designed exclusively for capital market investors. With NCConnect, investors can conveniently access their trading, settlement, account, and Capital Gain Tax (CGT) related information through their mobile devices using the same credentials assigned for the NCCPL User Information System (UIS). Key Features: • Trading & Settlement Information View your trading and settlement activities executed through your broker. • Account Information Access relevant information related to your trading account. • Capital Gain Tax (CGT) View your CGT-related information conveniently through the app. • Create a New Account New or existing eligible PSX, MUFAP and PMEX users with incomplete or pending KYC can complete their account creation journey through NCConnect. The process supports CNIC verification, IBAN verification, biometric verification where required, email and mobile verification, broker selection, KYC form submission and required document uploads. • UKN Tagging Eligible users can tag their account with a new broker through the app. • Update Information Update eligible personal and account information, including mobile number, IBAN, mailing address, and CNIC issuance and expiry details. • Upgrade Account Eligible users with a Shahulat Account can initiate an upgrade to a Normal Account directly through the app. • Biometric Verification Biometric verification is integrated within NCConnect to support eligible verification and KYC processes. • Secure Authentication Use secure authentication and biometric sign-in where supported by your device. NCConnect provides investors with convenient access to important capital market information and services while helping simplify account-related processes on the go. NCConnect is developed and provided by the National Clearing Company of Pakistan Limited (NCCPL).

About

Ninja Expense Splitter

Features
Read full description

"Split bills smartly, manage shared costs, log expenses, and pay friends with Ninja Expense Splitter. Welcome to Ninja Expense Splitter, the smart way to manage group expenses with zero stress. Whether it’s a weekend getaway, roommates sharing rent, or friends dining out, this app is your all-in-one trip expense manager and group expense tracker that keeps everyone perfectly balanced. Stop guessing who paid what. Share expenses, record payments instantly, and settle up like a pro — because your friendships deserve clarity, not confusion. - Track and Manage Group Expenses Adding costs is effortless. Just log the amount, select who paid, and let Ninja automatically split expenses across the group. You can use it as a travel expense manager for vacations, a rent split tool for flatmates, or a quick bill splitter during events. Every transaction updates in real time, making it the easiest way to manage group expenses, keep tabs on money owed, and ensure fair expense sharing among everyone. - Simplify Split Expenses Instantly No more calculators or awkward texts. Ninja does the math automatically. Whether you’re at dinner, splitting hotel bills, or sharing groceries, this shared expenses app handles every split bill with total accuracy. Custom split? Equal split? Ninja adjusts seamlessly. It’s not just a split bills app — it’s a reliable group expense tracker and trip expense manager that simplifies every shared moment. - Know Who Owes What Never lose track again. Ninja clearly shows who owes what and how much money owed remains for each person. Use the summary tab to view shared expenses, see pending amounts, and keep all expense sharing transparent. You’ll instantly see where every penny went — perfect for your next vacation, rent cycle, or team project. - Settle Up Instantly Once the math is done, hit Settle Up and record repayments in a tap. Mark bills as paid or log partial settlements — Ninja keeps your group expense tracker perfectly updated. From cash handovers to online transfers, you’ll always have proof of every settle up. It’s your ultimate expense sharing companion that closes every loop cleanly. - Perfect for Every Situation Ninja Expense Splitter - Group Bills App fits every shared moment: Weekend trips with friends (trip expense manager) Roommates handling rent split Families managing shared expenses Coworkers splitting lunches Travelers using a travel expense manager Whether you’re logging a single bill splitter entry or tracking a month of group expense tracker updates, Ninja makes it simple. - Insightful Reports & Budget Clarity View your expense sharing history with clean charts and category summaries. Know your money owed, total payments, and outstanding balances instantly. These smart analytics turn manage group expenses from a chore into a breeze. - Simple. Secure. Seamless. Your data stays private and synced. Use Ninja anywhere — at home, on a trip, or during group events — and enjoy stress-free split expenses and smooth settle up every time. Be the Smart One in the Group Download Ninja Expense Splitter - Group Bills now - the easiest way to manage group expenses, share expenses, and split bills. Track money owed, handle rent split, and settle up instantly - the Ninja way."

Screenshots

NCConnect4 screens
Ninja Expense Splitter4 screens

Verdict

The call

NCConnect and Ninja Expense Splitter are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

ScorecardNo meaningful differences
NCConnect versus Ninja Expense Splitter: the parameters behind the verdict, then further details
ParameterNCConnectNinja Expense Splitter
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size102 MB45 MB
Age rating4+4+
DeveloperNATIONAL CLEARING COMPANY OF PAKISTAN LIMITEDTeraception

In-app purchases

None

NCConnect

No in-app purchases

None

Ninja Expense Splitter

No in-app purchases

Questions

Is NCConnect free?
NCConnect is free to download, with no in-app purchases.
Is Ninja Expense Splitter free?
Ninja Expense Splitter is free to download, with no in-app purchases.
Do NCConnect or Ninja Expense Splitter have ads?
Neither NCConnect nor Ninja Expense Splitter shows ads.
Which is updated more often, NCConnect or Ninja Expense Splitter?
NCConnect ships an update every 2 months, and Ninja Expense Splitter every 2 months. Most recently, NCConnect was updated on October 19, 2026 and Ninja Expense Splitter on October 16, 2026.

Other comparisons