Comparison

Metrobank Authenticator vs TERRAX TECH

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Metrobank Authenticator

This app generates one-time use PIN codes for secure multi-factor authentication with your bank's e-channels. Use the generated code with your username and password to validate transactions and access online banking services.

Highlights
  • Generates one-time use PIN codes
  • Multi-factor authentication
  • Securely validates transactions
  • Access to e-channels
  • Dynamic security code generation
Features
Read full description

Metrobank Authenticator is a mobile application service to be used for MBTC’s e-channels for multi-factor authentication (OTP) authentication. It dynamically generate a one-time use PIN code on your mobile device. Use that code along with your username and password. HOW TO USE: Metrobank Authenticator will generate a Security Code as your One-Time-Pin (OTP), which will be used to access Metrobank’s Electronic Banking Channel to validate or authenticate your transaction. Follow the procedures below to use Metrobank’s Multi-Factor Authentication (MFA) service: 1. Download Metrobank Authenticator application. 2. Contact your Metrobank Representative to register the Authenticator ID generated by the application in Metrobank’s Electronic Banking Channel. 3. Once Authenticator ID has been registered, enter and submit your User ID and password in Metrobank’s Electronic Banking Channel. When asked for an OTP, input the security code generated by the Metrobank Authenticator. 4. Upon successful login, you will be re-directed to Metrobank’s Electronic Banking Channel to proceed initiating your transactions.

About

TERRAX TECH

Features
Read full description

TERRAX TECH is the companion app for TERRAX vehicle accessories. Control all your TERRAX Bluetooth lighting and powered accessories from one place, with no accounts, no sign ups, and no internet connection required. SUPPORTED ACCESSORIES - Rock lights: colors, brightness, animation effects, and a static solid color mode - Underglow and RGB light strips: full color wheel, brightness, and dozens of effects - Car ambient interior lighting: colors, brightness, animation styles, welcome lighting, climate light reminders, and per zone LED setup - Electric running boards: extend, retract, pause, and board light control FEATURES - Automatic accessory detection. Open the app, scan, and your TERRAX gear appears with a readable name, ready to add - All your devices grouped by category on a single home screen - Rename any accessory and organize it into the category you want - Optional PIN protection for running boards - Works fully offline. Nothing is collected, tracked, or shared. Your devices and settings stay on your phone TERRAX TECH replaces the separate vendor apps that come with each accessory, so one app runs your whole setup.

Screenshots

Metrobank Authenticator4 screens
TERRAX TECH4 screens

Verdict

The call

The clearest difference is update cadence: TERRAX TECH at fortnightly against Metrobank Authenticator's every 5 months. TERRAX TECH also leads on iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metrobank Authenticator ships an update every 5 months, TERRAX TECH fortnightly. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Β· 6 level
Metrobank Authenticator versus TERRAX TECH: the parameters behind the verdict, then further details
ParameterMetrobank AuthenticatorTERRAX TECH
PriceFreeFree
Positive reviews25.0% of reviewsβ€”
Update frequencyEvery 5 monthsFortnightly β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhoneiPhone, iPod β€” better
Requires iOS17.615.0 β€” better
Further details β€” not scored
Size22 MB20 MB
Age rating4+4+
DeveloperMetropolitan Bank & Trust CompanyDIORENZO CARRETERO

In-app purchases

None

Metrobank Authenticator

No in-app purchases

None

TERRAX TECH

No in-app purchases

Questions

Is Metrobank Authenticator free?
Metrobank Authenticator is free to download, with no in-app purchases.
Is TERRAX TECH free?
TERRAX TECH is free to download, with no in-app purchases.
Do Metrobank Authenticator or TERRAX TECH have ads?
Neither Metrobank Authenticator nor TERRAX TECH shows ads.
Which is updated more often, Metrobank Authenticator or TERRAX TECH?
Metrobank Authenticator ships an update every 5 months, and TERRAX TECH fortnightly. Most recently, Metrobank Authenticator was updated on November 2, 2026 and TERRAX TECH on October 31, 2026.

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