My_BRIDGE vs Element Insurance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My_BRIDGE
This app monitors your driving behavior to reward safe driving with potential insurance discounts. It tracks trip duration, braking events, and speed, providing feedback to help you improve. Earn an estimated discount after 30 days and a final discount at renewal.
- Monitors driving behavior
- Provides trip and habit feedback
- Tracks braking events
- Monitors excessive speed
- Estimates discount after 30 days
- Applies discount on renewal
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Drive safe and benefit from great savings on your automobile insurance. My_BRIDGE® is a free telematics-based app which rewards demonstrated safe driving behavior with a personalized discount of up to 30%.* For a six-month period, the app will monitor your driving behavior and provide you with valuable feedback on your trips and driving habits, such as: 1. Time and duration of your trips 2. Harsh or extreme braking events 3. Excessive Speed After 30 days of recording trips, you will be able to see your estimated discount. Once the full monitoring period is complete, you will see your actual earned discount, which will be applied on your next Pembridge renewal. Think My_BRIDGE could be for you? Contact your local Pembridge Broker today. Note you must be a customer of Pembridge Insurance to use the My_BRIDGE app. For more details about our program, please visit https://www.pembridge.com/?eid=1443 . *Terms and conditions apply. Your savings may vary based on province and data collected. Savings apply to major coverages only.
Element Insurance
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The Element Insurance app puts everything you need at your fingertips—manage your account, connect with your broker, and access your insurance policy anytime, anywhere, with ease and convenience.
Screenshots
Verdict
The clearest difference is iOS requirement: Element Insurance at 15.1 against My_BRIDGE's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My_BRIDGE ships an update every 6 weeks, Element Insurance every 2 months. The most recent releases landed on September 22, 2026 and September 6, 2026 respectively.
| Parameter | My_BRIDGE | Element Insurance |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 3.8% of reviews | — |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 46 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Pembridge Insurance Company | Element Insurance Inc. |
Bugs and requests
My_BRIDGE
Reported bugs
17 issues- App logs out frequently
- Fails to track trips consistently
- Records phone usage when phone is not in use
- Records harsh braking when not braking
- Records driving when user is walking or biking
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- Records driving when user is parked
- Inaccurate location data
- App requires constant internet connection
- Verification codes are invalid
- App switches itself off
- App continues tracking when logged out
- App not working with iOS 14.2
- Apple CarPlay causes score reduction
- App considers Waze running in background as phone usage
- App logs trips 10 minutes after starting
- App logs harsh braking in random locations
- App logs phone usage when phone slips in console
Requested features
9 requests- Improve accuracy of braking and phone usage detection
- Allow pulling over to use phone without penalty
- Ensure accurate tracking when in other vehicles
- Improve battery optimization
- Provide clearer explanations for discount calculations
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- Fix issues with Apple CarPlay/Android Auto integration
- Address issues with iOS 14.2 compatibility
- Allow users to manually correct inaccurate trip data
- Disable tracking when phone is not in use or parked
Element Insurance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My_BRIDGE
No in-app purchases
Element Insurance
No in-app purchases
