Finfluence vs UnitPlus

Welcome to Finfluence, the ultimate budgeting app that will elevate your finances to new heights. In today's fast-paced world, effective money management is the key to making informed decisions. Let Finfluence accompany you on this transformative journey – innovative, ad-free, and completely free. The most important Benefits: - Revolutionary Transaction Tracking: Effortlessly record transactions directly within your personalized categories. - Focused on Cash Flow: Gain insights into trends and developments by emphasizing cash flows over mere account balances. - User-Friendly Simplicity, Powerful Functionality: Proving that user-friendliness and comprehensive features can coexist harmoniously. - Privacy at the Forefront: Your data belongs to you. Finfluence is not a cloud service and your data remains under your control. - Tailored to All: Irrespective of your life situation or age, Finfluence adapts seamlessly to your needs. A Closer Look: - Beyond the Basics: Categories, subcategories, budgets, and recurring entries – exceeding your expectations. - Inclusive Premium Features: Foreign currencies, tags, analytics, and insightful charts – all at no extra cost. - Seamless Synchronization: Enjoy device-to-device functionality through your personal cloud storage (Dropbox or any WEBDAV-enabled service). - Your Preferences, Your Style: Dark mode, dynamic font sizing, and personalized adjustments for a tailored experience. - Data Flexibility: Export to Excel, CSV, or PDF – putting you in control of your data. - Meaningful Metrics: Diverse indicators, averages, and accurate projections. - Secure your privacy: keep prying eyes out with a PIN and fingerprint lock. Behind Finfluence is a dedicated developer with over a decade of experience. I welcome your questions and ideas – evolving with your invaluable feedback. I answer all messages myself. Let Finfluence revolutionize your approach to financial management.

UnitPlus: Investment plus Payment + Benefit from 2.83% interest per year with ZinsPlus (as of September 16, 2026) + Invest in professional and award-winning portfolios + Pay worldwide with your account and the UnitPlus Mastercard or Apple Pay without fees + Open your account in just 10 minutes + Your money is fully protected as a special asset ZINSPLUS: THE NEW GOLD STANDARD FOR SAVING ACCOUNTS + 2.83% interest per year (as of September 16, 2026) + No maturity date, no maximum limit + Benefit daily from increasing interest rates + Free worldwide payments + As special assets, your money is safer than in any bank account UNITPLUS PORTFOLIOS + Award-winning and professional investment strategies. + ZinsPlus: Benefit from the short-term euro interest rate plus an additional return component, keeping you above the ECB level. That’s what modern savings accounts look like today. + AktienPlus: The next-generation equity portfolio. Powered by the technology of active ETFs and supported by J.P. Morgan Asset Management. + MultiPlus: Multi-asset at the highest level. Leveraging the technology of active equity and bond ETFs from Goldman Sachs Asset Management. + FestPlus: The smart alternative to fixed deposits. Invest your money with an above-average return until September 2027 while maintaining flexibility. + Die Berg-Serie: Professional portfolios tailored to your needs. Awarded as Best Digital Investment Newcomer by Capital and the Institut für Vermögensaufbau in 2023. + FlexPlus: Invest exclusively in European government bonds, minimising risk while maintaining flexibility. THE UNITPLUS MASTERCARD + A new era of payment: Pay with your interest bearing money + No foreign currency fees worldwide + 0.1% cashback on every payment into one of your UnitPlus portfolios + Use Apple Pay for easy payments YOUR PERSONALIZED SAVINGS PLAN + Easily invest your money via bank transfer or create a savings plan + Utilize our AI-powered personalized savings plan to get more out of your money + Adjust your investment according to your life situation and remain flexible FAIR FEES + You only pay 0.5% of the investment amount plus external costs between 0.05% and 0.27% per year. + For all portfolios: No fees when paying worldwide and free savings plans. + If you invest your money in more than one portfolio at the same time, costs of 1€ per month will be incurred for each investment strategy from the second one onwards. 100% SAFETY + Complies with all European regulatory requirements, and your portfolio is protected as a special asset in the event of our or our partner bank's insolvency. + We operate according to German banking security and data protection standards. + 3D-Secure from Mastercard protects you in all card payments. + Data processing is done exclusively in Europe. If you have any questions or feedback, feel free to contact us at: support@unitplus.eu Investing carries risks, including the potential loss of invested money. Past performance is not indicative of future results.