Comparison

Flip vs fund$

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flip

Send money domestically and internationally for free or at low cost. Save on e-wallet top-ups, phone credit, and bills. Get cashback on online shopping and stay connected abroad with affordable eSIMs.

Highlights
  • Free domestic bank transfers
  • Low-cost international remittances
  • Cashback on online shopping
  • Affordable travel eSIMs
  • Cheap e-wallet top-ups
  • Discounted phone credit and data packages
  • Bill payments
Features
Read full description

YOUR DAILY SAVINGS BUDDY From online shopping to free transfers, save big on every transaction with Flip! SHOP ONLINE, GET CASHBACK Get extra cashback when shopping online using Flip Deals! You can receive up to 60% cashback when you shop at Shopee, TikTok Shop, Traveloka, Tiket.com, Agoda, and others. FREE TRANSFERS TO 100+ BANKS Transfer money using Flip to BCA, myBCA, BCA mobile, Blu by BCA, BRI, BRIlink, Mandiri, Livin’ by Mandiri, BNI (Wondr), BSI (BYOND), CIMB, Bank Jago, BTN, Muamalat, BTPN, Jenius, Permata, Superbank, Seabank, Bank Saqu, Allobank, and 100+ other banks for free! SEND MONEY ABROAD, CHEAPER THAN EVER FREE admin fee for first transaction. You can transfer money from Indonesia to 60+ countries with the best exchange rates & significantly lower fees, starting from IDR 20,000. Cheap transfers from Indonesia to Malaysia, Thailand, Philippines, China, Singapore, South Korea, Australia, Japan, India, United Kingdom, Hong Kong, United States, Turkey, & various other countries. Transfer from Rupiah to MYR (Malaysian Ringgit), SGD (Singapore Dollar), CNY (Chinese Yuan), THB (Thai Baht), PHP (Philippine Peso), INR (Indian Rupee), all possible with Flip Globe. Transfer funds to e-wallets and international banks such as TNG, GCash, WeChat, Alipay, Momo Pay, PayNow, UPI, Maybank Malaysia, CIMB Malaysia, Bangkok Bank, Kasikom Bank, DBS Singapore, OCBC Singapore, HDFC India bank, ICICI, and others. Flip Globe is an application for sending money abroad besides Topremit, Wise, TransferWise, & Western Union. LOAN UP TO IDR 100 MILLION - JUST YOUR ID CARD Selected users can access cash loan offers through Flip's trusted loan referral service. Flip works with licensed lending partners that are registered with and supervised by OJK and affiliated with AFPI. Why use Flip Pinjam? - Borrow up to IDR 100,000,000 - Flexible repayment terms from 91-360 days - Monthly installment plans - APR ranging from 10.8% to 18% per year - No collateral required - Easy application with your KTP - Fast application and fund disbursement process Example: For a loan of IDR 50,000,000 with a 360-day term and 12 monthly installments: - Monthly interest rate: 0.9% (10.8% APR÷12) - Monthly interest amount: IDR 50,000,000 * 0.9% = IDR 450,000 - Total interest payable: IDR 50,000,000 * 10.8% = IDR 5,400,000 - Total repayment amount: IDR 50,000,000 + IDR 5,400,000 = IDR 55,400,000 - Monthly installment: IDR 55,400,000 ÷ 12 = IDR 4,616,667 CHEAP PULSA AND DATA PACKAGES, STARTING FROM Rp2000 Top up pulsa and internet packages for Telkomsel, Indosat, XL, by.U, 3 (Three), Smartfren, and AXIS on Flip, guaranteed cheap. Complete price options, freely determine daily, weekly, or monthly packages according to your needs. Want to sell pulsa? You can start selling pulsa from Flip SAVE MORE E WALLET TOP UP Love ordering food from GrabFood? Save more top up OVO on Flip! Often top up GoPay, ShopeePay, & DANA for shopping on Shopee, Tokopedia, TikTok Shop & others? Save more top up GoPay, ShopeePay, & DANA on Flip! BUY DIGITAL OR PHYSICAL ANTAM GOLD, FREE DELIVERY Buy digital or physical Antam gold at the best price on Flip. Choose COD or home delivery, guaranteed safe and genuine. BUY ELECTRIC TOKENS AND PAY BILLS WITH LOWER PRICE - Buy tokens, pay PLN & PDAM bills - Pay for internet and cable TV subscriptions - Pay BPJS Kesehatan bills CHEAPEST TRAVEL ESIM Traveling abroad for holidays, business trips, umrah, hajj, study abroad, or transit? Stay connected instantly with Flip Travel eSIM! No need to change physical SIM cards, just buy and activate directly from the Flip app. Prices start from IDR 5,000 with fast and stable internet connection. EASY PAYMENT WITH QRIS Pay QRIS by scanning the QRIS code from your balance on Flip Website: flip.id Instagram, X, TikTok, Threads: @flip_id Address: 3rd Floor, Arkadia Green Park Office Tower F, Jl. TB Simatupang Kav. 88, RT 011/RW 003, Kebagusan, Pasar Minggu, South Jakarta 12520, Indonesia

About

fund$

Features
Read full description

This app saves aggregates of income versus bills, taxes versus savings and sales versus expenses. However, there are other creative ways to use the aggregate functionality of the app. It can be a sort of backup when banks a temporarily down, catch duplicate bills/payments...etc. It is a convenient and quick way to see how your money is spent. No more logging into a bank account, checking ATM receipts or asking the teller for a bank balance. This is a great way to organize, document and track all your debts and payments. Fantastic for fixed incomes. Store all your insurance policy information like policy numbers, claim numbers contact information etc. in the note pad. It is a great way to keep track of where you keep all paper work that you may need at the end of the year or when filing a claim. The app has piecharts, customizable lists and a summary page to display the aggregate data. A balance ledger is located in the bottom right corner of the pie charts that will display a green background for positive balances and red for negative balances. The list of items also has an aggregate number of items in the list and total dollar and cents amount of the items in the list. You may choose list item icons from your library or shoot a photo. You can save icons from the app to your library. Each item in the list has a note pad to save details. Easy to use, quick and beneficial for personal, home or small business financial prudence. Great reference for end of the year tax filing.

Screenshots

Flip4 screens
fund$4 screens

Verdict

The call

The clearest difference is price: Flip at Free against fund$'s $1.99. Flip also leads on update cadence (every 2 weeks vs monthly). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Flip is free to download; fund$ costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Flip ships an update every 2 weeks, fund$ monthly. The most recent releases landed on September 28, 2026 and December 20, 2025 respectively.

Scorecard2 real differences · 8 level
Flip versus fund$: the parameters behind the verdict, then further details
ParameterFlipfund$
PriceFree — better$1.99
Rating4.8 (255 ratings) — better—
Positive reviews39.6% of reviews—
Number of ratings255 — better—
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.3
Further details — not scored
Size135 MB8 MB
Age rating4+17+
DeveloperFLIPTECH LENTERA INSPIRASI PERTIWI, PTYourStoreCentral.com LLC

Bugs and requests

Flip

Reported bugs

12 issues
  • App crashes on startup or during transfers
  • Transactions get stuck or delayed indefinitely
  • Refunds are frequently rejected or take too long
  • AI customer service is unhelpful and repetitive
  • Issues with international phone number formats
Show 7 more
  • Top-up failures where balance doesn't update
  • Subscription cancellation is difficult
  • Account freezes or blocks without clear reason
  • Inability to open the app after updates
  • UI glitches and visual inconsistencies
  • Transfer status shows successful but funds not received
  • Coupon expiry dates are inaccurate

Requested features

10 requests
  • Human customer service agents
  • Faster processing times
  • Clearer coupon usage terms
  • Web version of the app
  • Support for older devices
Show 5 more
  • More bank integrations
  • Increase free transfer limit
  • Improve refund process clarity and speed
  • Better error handling for transactions
  • More intuitive UI/UX

fund$

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Flip

No in-app purchases

None

fund$

No in-app purchases

Questions

Is Flip free?
Flip is free to download, with no in-app purchases.
Is fund$ free?
fund$ costs $1.99, with no in-app purchases.
Do Flip or fund$ have ads?
Neither Flip nor fund$ shows ads.
Which is updated more often, Flip or fund$?
Flip ships an update every 2 weeks, and fund$ monthly. Most recently, Flip was updated on September 28, 2026 and fund$ on December 20, 2025.

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