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Flip: Transfer & Cashback

Flip: Transfer & Cashback

Transfer, Cashback, Remittance

265 ratings
134 reviews
💼 Business
💰 Finance
Free

Details

Released
January 11, 2019
Updated
October 21, 2026

Features

Developer

FLIPTECH LENTERA INSPIRASI PERTIWI, PT
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Flip: Transfer & Cashback screenshot #1 for iPhone
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Flip: Transfer & Cashback screenshot #6 for iPhone
Flip: Transfer & Cashback screenshot #7 for iPhone
Flip: Transfer & Cashback screenshot #8 for iPhone
iphone
ipad
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Reviews summary↘︎
⭐134
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📝1+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
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About

Send money domestically and internationally for free or at low cost. Save on e-wallet top-ups, phone credit, and bills. Get cashback on online shopping and stay connected abroad with affordable eSIMs.

✓Free domestic bank transfers
✓Low-cost international remittances
✓Cashback on online shopping
✓Affordable travel eSIMs
✓Cheap e-wallet top-ups
✓Discounted phone credit and data packages
✓Bill payments
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What users say about Flip

Reviews of Flip are mostly negative: the Finance app is rated 4.8/5 from 265 App Store ratings. What users like most: saves money on transfers, fast transaction processing. Top complaints: long transaction delays, unhelpful AI customer service. Summarized from real user reviews.

Positive things

  • 💰Saves money on transfers
  • 🚀Fast transaction processing
  • 🌍Facilitates international transfers
  • 🔒Secure and trustworthy
  • 💸Low transaction fees
  • 👍Easy to use
  • ✅Smooth interbank transfers

Negative things

  • ⏳Long transaction delays
  • 🤖Unhelpful AI customer service
  • 💸Increasing admin fees
  • 🚫Refunds are difficult/rejected
  • ⚠️Money stuck/held
  • ❌Poor customer service
  • 📱App crashes/errors
  • 🚫Inconsistent service
  • 👎Unprofessional staff
  • 🚫Issues with international number formats
  • 🔄Subscription cancellation issues
  • 💸Top-up issues
  • 👴Outdated app support
  • 🚫Account blocking/freezing
  • ❓Unclear refund policies
  • 📉Decreased service quality over time
  • 🚫Issues with coupon expiry
  • 🚫Privacy concerns (full legal name on transfers)
See all reviews

What's New in Flip

4.30.0

October 21, 2026

This update includes bug fixes and improvements to help make your experience with Flip better. Thanks for using Flip. Update your app to get the latest version.

More

User reviews

Most RecentHighest RatedLowest Rated

Good application

Sangat banyak sekali keuntungan yang didapatkan.
CMCaptain Jimmy Manurung

Kirim ke luar negeri

Sudah kirim uangnya dan gagal uang gak kembali hati hati kawan
FFadtxx

Transfer ke semua bank

Sangat aman dan terpercaya selain biaya murah sangat cepat juga diproses
AAzeecindu

Frustrated and Angry!

Flip won’t refund my money. Seriously it isn’t rocket science. Give my money back or pay my bill. I have 8 attempts at it. They won’t allow screenshots. It’s my bank my money. Pay my bill or give me my money back. It’s 1.8 million iDR. !!!!!!!!!!!!!!!!!!!!
Be very wary of Flip.
SSittingalone22

Ntapsss

Save our money
DNdedyn noor
See 129 more reviews

User experience

🐞

Reported Bugs

12 issues

App crashes on startup or during transfers

Bug

Transactions get stuck or delayed indefinitely

Bug

Refunds are frequently rejected or take too long

Bug

AI customer service is unhelpful and repetitive

Bug

Issues with international phone number formats

Bug

Top-up failures where balance doesn't update

Bug

Subscription cancellation is difficult

Bug

Account freezes or blocks without clear reason

Bug

Inability to open the app after updates

Bug

UI glitches and visual inconsistencies

Bug

Transfer status shows successful but funds not received

Bug

Coupon expiry dates are inaccurate

Bug
✨

Requested Features

10 requests

Human customer service agents

Feature

Faster processing times

Feature

Clearer coupon usage terms

Feature

Web version of the app

Feature

Support for older devices

Feature

More bank integrations

Feature

Increase free transfer limit

Feature

Improve refund process clarity and speed

Feature

Better error handling for transactions

Feature

More intuitive UI/UX

Feature

FAQ

What can I do with Flip?

Flip allows you to transfer money to over 100 banks in Indonesia for free. You can also send money internationally at significantly lower fees, top up e-wallets, purchase phone credit and data packages, pay bills, and buy affordable travel eSIMs.

How much does it cost to use Flip?

Domestic transfers to over 100 banks are completely free. For international transfers, the first transaction has no admin fee, and subsequent transfers start from a low fee of IDR 20,000 with competitive exchange rates. E-wallet top-ups, phone credit, and bill payments are also offered at cheap prices.

Can I get cashback with Flip?

Yes, you can get extra cashback when shopping online through Flip Deals. This includes popular platforms like Shopee, TikTok Shop, Traveloka, and Agoda, with potential cashback up to 60%.

Is Flip available internationally?

Flip enables you to send money from Indonesia to over 60 countries worldwide. Additionally, Flip Travel eSIMs can be used in 150+ countries, ensuring you stay connected while traveling abroad.

What are the benefits of using Flip for travel?

Flip offers affordable travel eSIMs starting from IDR 20,000, allowing you to stay connected instantly without changing physical SIM cards. It supports fast and stable internet connections, including 5G, and can be used as a hotspot.