1. Home
  2. 💰 Finance
  3. LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah

LinkAja / LinkAja Syariah

Buy, Pay, Loan and Invest

208 ratings
78 reviews
With Ads
💼 Business
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • April 24, 2015
  • June 18, 2026

Features

Developer

PT. FINTEK KARYA NUSANTARA
✨Promote your app ✨
LinkAja / LinkAja Syariah screenshot #1 for iPhone
LinkAja / LinkAja Syariah screenshot #2 for iPhone
LinkAja / LinkAja Syariah screenshot #3 for iPhone
LinkAja / LinkAja Syariah screenshot #4 for iPhone
LinkAja / LinkAja Syariah screenshot #5 for iPhone
LinkAja / LinkAja Syariah screenshot #6 for iPhone
LinkAja / LinkAja Syariah screenshot #7 for iPhone
LinkAja / LinkAja Syariah screenshot #8 for iPhone
📌Ready
Reviews summary↘︎
⭐78
Reviews↘︎
📝1+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 1 month
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

✓Utility bill payments
✓Online shopping payments
✓Transportation fare payments
✓Loan applications
✓Investment options
✓Balance transfers
✓Sharia-compliant transactions
Show original description

What users say

Summarized from real user reviews of LinkAja / LinkAja Syariah. Based on 208 reviews and a 3.2/5 average, it highlights the 6 positives and 10 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and convenient transactions under 1 minute
  • 💳Wide range of payment options (pulsa, data, bills, tickets)
  • 💰Attractive cashback and promotional offers
  • 👍User-friendly interface and easy to use
  • 🏪Supports multiple services (e-toll, KRL, PLN, Pertamina, etc.)
  • 📱Convenient alternative to visiting physical locations

Negative things

  • 🐛Frequent crashes and force closures
  • ❌Failed transactions with balance deducted
  • 🔐Difficult payment method addition and KTP requirements
  • 📞Poor customer support and slow response times
  • ⚠️Compatibility issues with iOS versions
  • 🚫Limited to local Indonesian mobile numbers and Bank Indonesia cards
  • 💸Inconsistent pricing compared to competitors
  • 🔄Frequent logout issues
  • ⏳Slow loading and unresponsive features
  • 🎯Misleading promotions that disappear after funding
See all reviews

What's New in LinkAja / LinkAja Syariah

4.45.0

June 18, 2026

A quick tap, a brighter day, Transactions now are on their way. With Face ID and fingerprint too, Fast and secure, just for you. Fresh new icons, clear to see, Making navigation easy and free. Special Deals are here to stay, Update now and save today!

More

User reviews

Most RecentHighest RatedLowest Rated

can't add payment method

trying to add a payment methods results in a failure, also requires ktp
baluptonbalupton

Need NFC enabled features activated

Seperti untuk top up e-money. Gak enak banget harus update saldo ke ATM.
Doha drivenDoha driven

aplikasi sampah

mau nutup akun pake ngisi formulis bener2 aplikasi sampah
Irfan8gbIrfan8gb

No way to contact

It is so difficult to contact the company, be it through email, chat, phone, or social media. Live chat has no responders, which the company claims to be the best place to communicate.
BluemickeyBluemickey

Gagal masuk setelah upgrade ke IOS 16.0 IPhone 13 pro Max

Ada message Sorry we are unable to process your request, Please try in a few minutes
FamsikFamsik
See 73 more reviews

User experience

🐞

Reported Bugs

11 issues

App crashes on startup and during transactions

Bug

iOS 13, iOS 16 compatibility issues

Bug

Force close after PIN input during login

Bug

Missing continue/next button after OTP entry

Bug

App freezes with data tracking feature on iPhone

Bug

Repeated verification requests on each app launch

Bug

Balance deduction despite failed transaction status

Bug

Top-up via internet banking and ATM failures

Bug

Promotion loading infinitely without opening

Bug

SMS OTP codes not arriving

Bug

Screen resolution display issues after upgrade from T-Cash

Bug
✨

Requested Features

6 requests

NFC-enabled features for e-money top-up

Feature

Visa/Mastercard support for foreign visitors

Feature

Donation/charity features (like original T-Cash)

Feature

Better insurance payment options

Feature

Expanded TV and internet provider support

Feature

Improved account closure process

Feature

FAQ

What can I pay for with this app?

You can pay for a vast array of services including utilities like PLN and PDAM, transportation like Gojek and Grab, online shopping from Tokopedia and Bukalapak, insurance like BPJS, and even invest in mutual funds or gold. It covers most daily transaction needs.

What are the key features of the app?

Key features include paying various bills, purchasing data packages, making online purchases, booking tickets, paying for transportation, applying for loans, making investments, and transferring balances. It also offers a Sharia-compliant version for specific user preferences.

Is this app free to use?

The application is free to download and use for basic payment functions. While the core service is free, there may be associated costs for specific financial services like loans or investments, and potential transaction fees depending on the service provider.

What is the Sharia version of the app?

The Layanan Syariah, or Sharia service, within the app allows users to make transactions that are compliant with Islamic principles. This ensures that users who adhere to Sharia law can use the app with confidence for their financial needs.

How can I top up my balance?

You can top up your LinkAja balance through various methods, including ATMs of major banks like Mandiri, BNI, and BRI, as well as through partners like Alfamart, Indomaret, and Circle K. It also supports top-ups via online banking and other LinkAja partners.