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OCTO by CIMB Niaga

OCTO by CIMB Niaga

by Bank CIMB Niaga Tbk

1.4K ratings
82 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • March 19, 2012
  • September 17, 2026

Background Location Access

Developer

Bank CIMB Niaga Tbk
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About

This app offers a comprehensive digital banking experience with an upgraded interface and innovative features. Manage all your accounts, perform transactions, apply for new products, and access lifestyle services. Enjoy a seamless and convenient way to handle your finances.

✓Sleeker user interface
✓Open-app experience
✓Financial check-up
✓Account balance and transaction history
✓Domestic and overseas transfers
✓Bill payments and top-ups
✓Apply for banking products
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What users say

Summarized from real user reviews of OCTO by CIMB Niaga. Based on 1.4K reviews and a 4.8/5 average, it highlights the 3 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 💳Easy credit card payment
  • 👍User-friendly interface
  • 🚀Smooth and fast performance

Negative things

  • 🐛Frequent crashes and bugs
  • 📱Difficult to use on new devices
  • 🕰️Slow response times
  • 🚫Inability to access account
See all reviews
+1

What's New in OCTO by CIMB Niaga

3.1.103

September 17, 2026

The latest OCTO update is here! Update now to version 3.1.103 and enjoy a better banking experience with OCTO.

User reviews

Most RecentHighest RatedLowest Rated

A banking app should be religion neutral and focus on banking

Why do I get the notification that you can check Qibla directions using Octo app? A banking app should also focus on banking.
Meong1212Meong1212

Response from developer

Dear Meong1212. We apologize for the inconvenience. For our investigation purposes, kindly contact us Ask OCTO via OCTO App or WhatsApp +6281197814041. We will fix the problem. Thank you for using OCTO App.

Delicious

Food is great. Staff is so nice. Always enjoy eating here.
764384764384

Response from developer

Hello! Thank you for the review, we really glad you can enjoy during using OCTO App. For more pleasurable experience, you have to update your OCTO App for recent version. Thank you for using OCTO App.

Sejak update per awal Juli crash terus!

Kenapa tiba2 mau dibuka saja app-nya crash? Utk iphone 2 anggota keluarga saya jg sama. Crash. Payah
GisellecutieGisellecutie

the best indonesian mobile banking app

i don’t know, it’s just the easiest, fastest, and most user friendly. keep up the good work 👍🏻
yahyaimanuddinyahyaimanuddin

Update malah kaga bisa buka

Update barusan malah tidak bisa dibuka karena Security Risk. JANGAN UPDATE APLIKASI YA!
HabwceedeHabwceede
See 77 more reviews

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User experience

🐞

Reported Bugs

3 issues

SBN Monitoring not working

Bug

Syariah/Conventional filter not functioning properly

Bug

Login and transaction issues after app updates

Bug
✨

Requested Features

2 requests

Syariah product filter option

Feature

Ability to open deposits from mobile app

Feature

FAQ

What does OCTO by CIMB Niaga do?

OCTO by CIMB Niaga provides a comprehensive digital banking experience. It allows users to manage all their CIMB Niaga accounts, view transaction history, perform various types of transfers and payments, apply for new banking products like savings accounts and mutual funds, and access lifestyle services such as flight ticket purchases.

What are the key features of OCTO by CIMB Niaga?

Key features include a sleek and user-friendly interface, an open-app experience for browsing features without logging in, a financial check-up tool for asset and cash flow overview, balance inquiry and transaction history for all CIMB Niaga accounts, complete transaction capabilities like domestic/overseas transfers, bill payments, and top-ups, and the ability to apply for various banking products and investments.

Is OCTO by CIMB Niaga free to use?

Yes, OCTO by CIMB Niaga is free of charge. Any applicable SMS fees are directly charged by your telecommunication provider and will appear on your phone bill or be deducted from your prepaid balance. There are no additional charges from the app itself for its core services.

Who is the target audience for this app?

The app is designed for existing customers of CIMB Niaga who are looking for a convenient and efficient way to manage their finances digitally. It caters to individuals who want to perform banking transactions, check account balances, make payments, and explore investment opportunities directly from their mobile devices.

What are some common use cases for OCTO by CIMB Niaga?

Common use cases include checking your account balance and recent transactions, transferring money to other accounts (including overseas), paying bills, topping up your mobile credit or e-wallets, withdrawing cash without a card using QRIS, opening new savings accounts, investing in mutual funds or bonds, and purchasing flight tickets.