OCTO by CIMB Niaga vs Permata ME

OCTO App is a digital banking application from CIMB Niaga that makes it easy for you to manage your finances in one place. Main features of the OCTO App: 1. Product opening and management • Open a new account • Time deposits & savings • Investments (mutual funds & bonds) • Insurance 2. Comprehensive daily transactions • Interbank & international transfers • Bill payments • Mobile credit & data package purchases • E-wallet top-ups • QRIS payments • Cardless cash withdrawals and deposits 3. Additional features Enjoy conveniences such as flight ticket purchases and various attractive promotions that are updated regularly. 4. Control and security Manage your cards and transaction limits, block or unblock your cards, and use biometric login for added security. OCTO App is designed to provide a practical, secure, and flexible banking experience anytime and anywhere. Important notes: 1. Use your personal mobile number for registration 2. Do not share your USER ID, PIN, or OTP with anyone 3. The app is free, SMS charges follow your mobile operator For more information & assistance, please contact us via Ask OCTO in the OCTO App or WhatsApp +6281197814041.

Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920