Permata ME vs D
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Permata ME
This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.
- Free transfers with BI-FAST
- Collect and redeem PermataPoin rewards
- International transfers and forex
- QRIS payments
- Account opening for foreigners
- Loan applications
- Transaction history and statements
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Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920
D
Manage all your financial needs from your fingertips. This app allows you to open accounts, transfer funds, pay bills, and top up e-wallets. It offers a modern user interface and a 360-degree financial dashboard for easy management.
- Modern UI/UX design
- E-wallet top-up and bill payments
- Dashboard 360 financial management
- Forex transactions
- 24/7 customer support
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Various financial transactions can be handled with D-Bank PRO! Take control of your financial needs from the tips of your finger—from opening account, transferring funds anywhere, paying bills, to other financial needs! Discover exciting features in D-Bank PRO! - More modern UI/UX design - Top up e-wallet and pay various bills - Manage finances easily with Dashboard 360 - Forex transaction anytime, anywhere - Need help? Our team is ready to assist you 24/7! - And much more! A smart solution that charms all! Mobile Banking D-Bank PRO is hard to resist. Got questions? Visit www.danamon.co.id or contact Hello Danamon 1-500-090
Screenshots
Verdict
The clearest difference is monetization model: D at free against Permata ME's free with in-app purchases. Permata ME's advantage is rating (3.1 vs 2.8) and review sentiment (19% vs 3%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Permata ME holds the better App Store score, 3.1 against 2.8. Both are backed by a comparable volume of ratings — 77 and 17 respectively. Written reviews point the same way: 19% of Permata ME's written reviews are positive against 3% of D's.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | Permata ME | D |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (77 ratings) — better | 2.8 (17 ratings) |
| Positive reviews | 18.6% of reviews — better | 3.3% of reviews |
| Number of ratings | 77 — better | 17 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 264 MB | 332 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. Bank Permata, Tbk | PT Bank Danamon Indonesia Tbk. |
Customer experience
Permata ME
D
Bugs and requests
Permata ME
Not enough reviews yet to summarise bugs or requests.
D
Reported bugs
38 issues- Cannot delete favorite payee
- Cannot find how to do time deposit
- Cannot pay to non-Indonesian Gopay account
- App forces re-login and activation fails
- Locked out of account after update
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- Cannot change installment
- Cannot delete or edit beneficiaries
- Cannot access account from abroad
- Virtual account error
- Cannot see today's history
- Password error, PIN locked
- App not working on iPhone 13 Pro Max iOS 15.5
- No forgot password option
- App requires phone verification for login
- App loading continuously on iOS
- App hangs and errors constantly
- App frequently errors
- App not responding
- App frequently asks for update even when latest version
- Cannot check history beyond one day
- App is slow and errors
- App not working on iPhone 6
- Face ID not working
- Password correct but says wrong, account blocked
- Cannot see deposit
- Transfer steps are too long
- Saldo minus unexpectedly
- Cashback not received, saldo deducted
- App claims phone is jailbroken
- App requires update but no update available
- System temporary errors
- Blocked during registration
- Cannot use expired debit/credit cards for registration
- Cannot transfer due to forced new download
- Saldo deducted without notice
- Cannot login
- Cannot see updated history
- App not supporting certain account types
Requested features
28 requests- Allow registration with account number
- Add CDM machines
- Improve transaction history view
- Support all account types
- Allow editing/deleting beneficiaries
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- Make app more user-friendly
- Fix bugs and errors
- Revert to the old app version
- Improve app performance
- Add dark mode
- Provide better customer support
- Simplify transaction steps
- Allow access from abroad
- Fix virtual account errors
- Allow viewing of deposit accounts
- Fix history view limitations
- Enable face ID
- Fix password and PIN issues
- Resolve jailbreak detection errors
- Improve CDM availability
- Fix app not opening on older devices
- Simplify verification process
- Address cashback and saldo deduction issues
- Improve app stability
- Make app more reliable
- Fix app loading issues on iOS
- Allow time deposit functionality
- Enable payment to non-Indonesian Gopay accounts
In-app purchases
Permata ME
No in-app purchases
D
No in-app purchases
Questions
Is Permata ME free?
Is D free?
Which has better reviews, Permata ME or D?
Do Permata ME or D have ads?
Which is updated more often, Permata ME or D?
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