Best apps like LinkAja / LinkAja Syariah

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated July 2026

LinkAja / LinkAja Syariah is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to LinkAja / LinkAja Syariah

DANA Dompet Digital Indonesia#1

DANA Dompet Digital Indonesia by ESPAY DEBIT INDONESIA KOE, PT

Easy Topup, Send Money, QRIS
Editor's Choice
💰 Finance
4.8😞(6.3K ratings)
Free
DANA Dompet Digital Indonesia screenshot 1
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DANA Dompet Digital Indonesia screenshot 6

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

What We Love

  • 💰 Affordable and great value
  • 🚀 Fast and simple transactions
  • 🤑 Lots of discounts and promotions
  • 👍 Easy to use and convenient

Room to Improve

  • 🐛 Buggy and unreliable app performance
  • 🤖 Poor customer service and unresponsive support
  • 🔒 Security and verification issues
GoPay: Transfer, Payment, QRIS#2

GoPay: Transfer, Payment, QRIS by PT. GOTO GOJEK TOKOPEDIA TBK

Free Transfer & QRIS Payments
Strong Contender
💰 Finance
4.7😐(578 ratings)
Free
GoPay: Transfer, Payment, QRIS screenshot 1
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GoPay: Transfer, Payment, QRIS screenshot 5
GoPay: Transfer, Payment, QRIS screenshot 6

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

What We Love

  • 👍 Easy to use and intuitive interface
  • 🚀 Fast and convenient payment processing
  • 💳 Versatile payment options (QRIS, bills, pulses, etc.)
  • 💰 Useful rewards and cashback system

Room to Improve

  • 🐛 Top-up frequently fails without clear reasons
  • 🐛 Transfer and payment transactions often fail
  • ❌ Poor customer support (mostly automated responses)
Allo Bank#3

Allo Bank by PT Allo Bank Indonesia Tbk

Finance
Worth Considering
💰 Finance
3.6(8 ratings)
FreeAds
Allo Bank screenshot 1
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This digital banking app simplifies transactions, savings, and installments with high interest rates, instant withdrawals, and 0% installments. Enjoy daily cashback and secure financial management, all supervised by OJK.

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4
Jenius
Jenius
Jenius
by PT. Bank SMBC Indonesia Tbk
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Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

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Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
Free

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

Open account in minutes60 personalized spending & savings pocketsFree bank transfers & ATM withdrawals
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6
KoinWorks Super App Funding
KoinWorks Super App Funding
KoinWorks Super App Funding
Revolution Investment App
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Manage your finances and grow your wealth with a comprehensive financial super app. Access diverse investment products like P2P lending and bank deposits, and explore business loan options. Track all your financial data and reports in one user-friendly platform.

P2P funding investmentsKoinWorks Bank BPR DepositsMSME business loans
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Flip: Transfer & Cashback
Flip: Transfer & Cashback
Flip: Transfer & Cashback
Transfer, Cashback, Remittance
Free

Send money domestically and internationally for free or at low cost. Save on e-wallet top-ups, phone credit, and bills. Get cashback on online shopping and stay connected abroad with affordable eSIMs.

Free domestic bank transfersLow-cost international remittancesCashback on online shopping
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8
Nex - Card & Savings
Nex - Card & Savings
Nex - Card & Savings
Next Level Finances #SemuaBisa
Free

Manage credit cards and savings accounts in a single application. Enjoy a no-annual-fee credit card with flexible payment options and earn daily interest on your savings. The app offers secure transactions, bill payments, and free transfers.

No annual fee credit cardPay later with no interestFlexible payment splitting
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9
AmarthaFin
AmarthaFin
AmarthaFin
by AMARTHA MIKRO FINTEK, PT
Free

Invest in grassroots communities and empower micro-entrepreneurs while earning competitive returns. Additionally, generate profit by selling digital products like phone credit and electricity tokens, with free money transfers and secure transactions.

Impactful grassroots investmentCompetitive investment returns24/7 flexible investing
💰 Finance
(3)
free
10
Livin' by Mandiri
Livin' by Mandiri
Livin' by Mandiri
by PT. Bank Mandiri (Persero) Tbk.
Free

Manage your finances and lifestyle needs in one comprehensive app. Easily pay bills, transfer funds internationally, invest, and even apply for loans. Earn rewards and enjoy exclusive perks with this all-in-one financial companion.

Lifestyle payments and rewardsInvestment managementCross-currency transfers
💰 Finance
(43)
free with in-app purchases