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Jenius

Jenius

by PT. Bank SMBC Indonesia Tbk

124 ratings
193 reviews
💰 Finance
Free

Details

Released
September 4, 2016
Updated
October 23, 2026

Developer

PT. Bank SMBC Indonesia Tbk
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About

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

✓All-in-one financial management
✓Visa debit and credit cards
✓Virtual cards for online purchases
✓Rewards and point redemption
✓Multi-currency support
✓Various savings options
✓Investment features
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What users say about Jenius

Reviews of Jenius are mixed: the Finance app is rated 3.5/5 from 124 App Store ratings. What users like most: free transfers between banks, international transactions supported. Top complaints: extremely slow app performance, overly restrictive security/device requirements. Summarized from real user reviews.

Positive things

  • 💰Free transfers between banks
  • 🌍International transactions supported
  • 👍User-friendly interface design
  • 💡Innovative digital banking solution
  • 📱Easy money transfers using username only
  • 💳Convenient debit card functionality
  • 📊Helpful financial tracking features
  • 🎯Simple and intuitive app layout

Negative things

  • 🐢Extremely slow app performance
  • 🔐Overly restrictive security/device requirements
  • 📵Frequent login failures and session timeouts
  • 🐛Persistent crashes and bugs
  • ❌Non-functional features after updates
  • 🌐Poor network error handling
  • 📱Geographic/region restrictions
  • ⚠️Unreliable payment processing
  • 🔄Mandatory frequent updates with bloat
See all reviews

What's New in Jenius

4.87.8

October 23, 2026

Now you can find Jenius Experience on Find Us, a new service location by Jenius and SMBC Indonesia for your various needs, from account to ATM services. Update your Jenius app now!

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User reviews

Most RecentHighest RatedLowest Rated

Pertolongan pada expatriate

Karena bekerja di luar negeri, semua urusan harus online. Jenius jadi penolongku buat segala urusan untuk bank Indonesia. Di iOS aplikasinya cepat dan responsif, tapi entah kenapa di android, sebelum aku ganti HP, aplikasinya lelet dan kurang responsif
KKyuubiki

SALES YG DI JGC GA ADA ADAB

Sumpah ya, sales yg di AEON JGC ini bener-bener nyebelin dan minus etika! Kerjaannya nyecar anak-anak muda, kalo udh ditolak baik-baik berkali-kali malah makin maksa. Kalo udh ditolak sekali udah kek! Modusnya murahan banget, awalnya sok manis bilang cuma suruh download aplikasi, eh merembet maksa bikin akun. Orang udah bilang lagi buru2 sama sekali nggak menghargai waktu orang. Giliran ditolak tegas, malah sales-nya yang ngasih muka jutek. Situ yang ngemis target, situ yang sewot! Tolong ya manajemennya, dididik lagi tuh sales-nya. Cara jualan norak dan maksa begini cuma bikin pengunjung muak!.
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BBellsin

MAKSA

mba mba yang di aeon jgc maksa download, maksa buka tas buat cari ktp, terus ga sopan buka buka hp.
Vvaleovski

Jlk

Maksa buat donlod, udh blg gmau tapi tetep maksa. Akhir nya ngalah soalnya gamau ribut sama gw orgnya ga enakan. Sbl bgt. Untung ga jadi endapin dana 500k WKWKW. Mau apus akun tpi GAGAL truss GJLS
KDkorban donlod

Stay away for your peace of mind

Everything went well. Initially amazed with the features (multi currency, ease of use of the apps), then the a couple of headache came when there were funny card charges, then biggest one when I simply want to renew my device. 4-5 calls, video calls, emails : did not work.
Was great , but not anymore.
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T8Tiz 85
See 188 more reviews

User experience

🐞

Reported Bugs

12 issues

Login automatically logs out immediately after

Bug

PIN verification fails despite correct input

Bug

Session expires during PIN creation

Bug

Face ID/Touch ID recognition failures

Bug

App crashes when inviting users or accessing features

Bug

Failed top-ups charged but funds not received

Bug

History and upcoming transfers disappearing

Bug

Credit card not working despite proper expiry dates

Bug

App crashes after device unlinking

Bug

Loading screens freeze indefinitely

Bug

Chat disconnects during customer service interactions

Bug

Balance deductions without successful transaction completion

Bug
✨

Requested Features

9 requests

Flexible device switching without excessive security barriers

Feature

Credit card visibility in app interface

Feature

Improved video call verification settings for KTP focus

Feature

Dark mode option

Feature

1Password password manager compatibility

Feature

Better clipboard paste functionality

Feature

Additional currency support (AUD)

Feature

Improved notification system for card activation

Feature

Simplified login process with multiple authentication options

Feature

FAQ

What does Jenius do?

Jenius is a digital banking app that allows users to manage their entire financial life in one place. It offers features for transactions, savings, credit, investments, and financial reports, eliminating the need to switch between multiple applications.

What are the key features of Jenius?

Key features include managing transactions, various savings options (Dream Saver, Flexi Saver, Maxi Saver, Cash Cow), credit card management with rewards, virtual cards for online purchases, multi-currency support for 9 foreign currencies, and investment options like mutual funds and bonds.

How much does Jenius cost?

Jenius has a subscription fee called Feesible, which costs IDR10,000 per month. This fee grants users access to the simplicity of financial management offered by the app.

What are the common use cases for Jenius?

Common use cases include managing daily expenses, saving for specific goals, making online purchases with virtual cards, transferring money, paying bills, topping up e-wallets, splitting bills with friends, and growing wealth through investments.

Is Jenius available on different devices?

While the description doesn't explicitly state compatibility, as a mobile application, it is designed for use on smartphones and tablets. Users can download and register through the app to start managing their finances.