Jenius vs MSB Digital Bank

The simple way to manage your life/finance with an app and Visa debit and credit cards.  More than 4,000,000 users have started to build a better financial life with Jenius.   Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications.  Ready to start simplifying your life finance?  Download Jenius, register and activate your account in no time.  With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases.   Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time.  Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards.  If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions.  For transactions, you can use:  - Jenius Pay: Pay for your online shopping with just your $Cashtag  - QRIS: Scan with Jenius for quick and easy payment option  - Transfer Money: Transfer to various accounts  - Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others  Want to save up? Find your own suitable savings options:  - Dream Saver: 5 savings to help you make dreams come true  - Flexi Saver: 3 flexible savings to allocate money  - Maxi Saver: Open as many deposits as you want from your smartphone  - Cash Cow: Special savings for cashbacks and your daily transactions  - Flexi Rasa Maxi deals: Locked savings for upfront cashback   Other features that you can use:  - Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay  - Pay Me: Send money requests  - Split Bill: Easily split the bill  - Flexi Cash: Cash out your flexible fund for various needs  - Investment: Grow your wealth through mutual fund and bonds  - Moneytory: Get insight for your financial report 
 Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius.  Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).  Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.  #ThinkUnthinkable Head Office  PT Bank SMBC Indonesia   Menara SMBC – CBD Mega Kuningan  Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6  Jakarta 12950  Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius

MSB Digital Bank - A Powerful Super App for Your Digital Banking Experience MSB Digital Bank is MSB’s next-generation digital banking and mobile banking app, enabling you to open an account online via eKYC in just one minute, choose a personalized account number, enjoy free 24/7 money transfers, open online savings accounts, make QR payments, pay bills, and manage your personal finances—all from your smartphone. Built on an advanced Super App architecture and powered by international-standard technology, MSB Digital Bank delivers a seamless All-in-One financial ecosystem. Banking transactions, cashless payments, and personal financial management are all available within a single application. MSB is proud to have received the "Best Digital Transformation Bank in Vietnam" award (*), reaffirming our commitment to delivering a modern, secure, and convenient digital banking experience. INNOVATIVE FEATURES – A PREMIUM EXPERIENCE - Explore without signing in: Experience a flexible digital financial environment with guest access. Discover the full capabilities of the super app before opening an account. - Personalized experience: Enjoy a smart, user-friendly interface that can be customized to suit your preferences and daily habits. - Powerful performance: Experience fast, reliable, and seamless 24/7 banking transactions powered by international-standard technology. - Advanced security: Multi-layer security protection helps safeguard your account and every transaction you make. EXCLUSIVE FINANCIAL BENEFITS & OUTSTANDING CONVENIENCE - Free lifetime online account opening: Complete 100% digital eKYC verification in just one minute. No minimum balance requirement, free 24/7 transfers, no account maintenance fees, and free ATM cash withdrawals. - Express your individuality: Choose a personalized account number based on your phone number, date of birth, or favorite number sequence. - Comprehensive financial management: Take control of your cash flow, assets, and personal finances. Track spending visually and manage your budget more effectively. - High-limit 24/7 transfers: Conveniently transfer funds with limits of up to VND 10 billion through a streamlined transaction process. - Attractive online savings rates: Open savings accounts anytime, anywhere without visiting a branch. Earn up to an additional 0.9% interest rate when opening your first online savings account with MSB. ALL-IN-ONE CONVENIENCE AT YOUR FINGERTIPS - Pay electricity, water, internet, and other utility bills. - Fast, secure, and convenient QR code payments. - Automatic mobile phone top-ups. - Schedule recurring or future-dated money transfers. EXCITING REWARDS AND SPECIAL OFFERS - Earn cashback of up to VND 1.2 million per year on bill payments and automatic top-ups. - Receive rewards of up to VND 2 million when referring friends who successfully open an account. - Enjoy thousands of exclusive offers from more than 300 MSB partners immediately after opening your account. DOWNLOAD MSB DIGITAL BANK TODAY Experience a modern digital banking app with: - Online account opening via eKYC - Personalized account numbers - Free 24/7 money transfers - High-limit fund transfers - Online savings accounts - QR code payments - Bill payments - Expense tracking and budgeting - Comprehensive personal financial management - An All-in-One digital banking ecosystem in a single super app (*) Award presented by The Global Economics Magazine. Learn more about MSB’s awards at: https://www.msb.com.vn/vi/tin-tuc.html#giai-thuong Contact Information MSB – Reach New Heights Hotline: 1900 6083 Website: https://www.msb.com.vn Zalo: https://zalo.me/msbvietnam