Best Wijayapay Apps

250+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.2★, the wijayapay category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Wijayapay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1WijayaPayWijayaPayFreeNoNoMay 2026
2Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
3BYOND by BSIBYOND by BSIFree4.1★ (17)YesNoJul 2026
4DANA Dompet Digital IndonesiaDANA Dompet Digital IndonesiaFree4.8★ (6.5K)NoNoAug 2026
5Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (604K)NoNoAug 2026
6AsetKu - Digital LendingAsetKu - Digital LendingFree4.6★ (17)NoNoJul 2026
7DhakaPayDhakaPayFreeNoNoAug 2026
8PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026

Top Picks for Wijayapay

Klarna: Smarter everyday money#2

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Strong Contender
💰 Finance
4.9😞(2.3M ratings)
FreeAds
#9in Finance
Klarna: Smarter everyday money screenshot 1
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Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
BYOND by BSI#3

BYOND by BSI by PT Bank Syariah Indonesia, Tbk

#SemuaJadiMudah
Worth Considering
💰 Finance
4.1(17 ratings)
FreeAds
BYOND by BSI screenshot 1
BYOND by BSI screenshot 2
BYOND by BSI screenshot 3
BYOND by BSI screenshot 4
BYOND by BSI screenshot 5
BYOND by BSI screenshot 6

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

More Wijayapay apps to explore

4
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

QRIS scanning for paymentsSend money to bank accounts with no admin feesTop up DANA balance without admin fees
💰 Finance
(6.5K)
free
5
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(604K)
free with in-app purchases
6
AsetKu - Digital Lending
AsetKu - Digital Lending
AsetKu - Digital Lending
Licensed and supervised by OJK
Free

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Collateral-free loansFlexible loan amounts (Rp 150,000 - Rp 15,000,000)Repayment terms (91-365 days)
💰 Finance
(17)
free
7
DhakaPay
DhakaPay
DhakaPay
by DHAKA BANK LTD.
Free
💰 Finance
(0)
8
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(167K)
free with in-app purchases
9
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(610)
free with in-app purchases
10
DGePay
DGePay
DGePay
by DGEPAY SERVICES LIMITED
Free

This financial app facilitates secure and convenient transactions. It allows users to make payments from any bank account to merchants using Bangla QR, offering flexibility and efficiency.

Secure transactionsConvenient paymentsBangla QR integration
💰 Finance
(6)
free
11
Instapay eWallet
Instapay eWallet
Instapay eWallet
EVERYTHING IS POSSIBLE
Free

Manage your finances with a digital account and a linked global Mastercard. Easily receive salaries, send remittances, load funds, withdraw cash, and make purchases worldwide. All transactions are tracked for your convenience.

Digital account managementLinked global MastercardSalary reception
💰 Finance
(19)
ad-supported
12
Paper - Invoice & Payments
Paper - Invoice & Payments
Paper - Invoice & Payments
Bills & Payments Management
Free
💼 Business
(0)
13
yap!
yap!
yap!
by PT. BANK NEGARA INDONESIA (PERSERO) TBK.
Free

This app enables secure and convenient QR code payments at over 100,000 merchants across Indonesia. Link your debit, credit, or UnikQu accounts for seamless daily transactions, eliminating the need for cash.

QR code paymentsConnect debit/credit cardsSecure transactions
💰 Finance
(8)
free
14
PayZen
PayZen
PayZen
Paiement e-commerce
Free

Accept payments anywhere using your smartphone or tablet. Create payment links, share them via QR code or message, and let customers pay securely online. Ideal for various sales scenarios and remote transactions.

Create payment linksAccept payments remotelyQR code payment sharing
💰 Finance
(3)
free
15
BRImo BRI
BRImo BRI
BRImo BRI
Mobile Banking dari BRI
Free

This mobile banking app offers a comprehensive suite of financial services, enabling users to manage accounts, make domestic and international transfers, invest, and access lifestyle services. It provides features like real-time cashback and easy access to customer support.

Digital account registration (domestic & international)International transfers and QR payments abroadLifestyle and entertainment purchases
💰 Finance
(524)
free
16
Akulaku Merchant
Akulaku Merchant
Akulaku Merchant
Bisnis di Satu Genggaman
Free
💼 Business
(0)
17
QIB MOBILE
QIB MOBILE
QIB MOBILE
by Qatar Islamic Bank
Free

Manage your finances and perform banking transactions anytime, anywhere. Access accounts, transfer funds, pay bills, and manage your cards with secure login options. Locate branches and ATMs, and check exchange rates.

24/7 account accessFund transfers (local & international)Card management (activate, deactivate, stripe)
💰 Finance
(15K)
free
18
POSPAY
POSPAY
POSPAY
Transaksi Keuangan Lebih Mudah
Free

This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments. It extends the reach of PT Pos Indonesia's extensive service network.

Bill payment for utilities, installments, and moreInstant money transfers via Weselpos InstanGiropos account management
💰 Finance
(11)
free with in-app purchases
19
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
20
Qlola Token
Qlola Token
Qlola Token
by PT. Bank Rakyat Indonesia (Persero) Tbk.
Free

This app enhances the security and convenience of online banking transactions. It features a redesigned interface for easier use, multi-level verification for activation, and secure authorization methods with transaction monitoring.

Redesigned UI/UX for ease of useEnhanced security in activationSecure transaction authorization (token codes & approvals)
💰 Finance
(16)
free

FAQ about Wijayapay

Are there free wijayapay apps for iPhone?
Yes — 20 of the top wijayapay apps we rank are free to download, including WijayaPay and Klarna: Smarter everyday money.
WijayaPay has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ wijayapay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.