Best Kredit Pintar Apps

199+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Out of 199+ kredit pintar apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Kredit Pintar

AsetKu - Digital Lending#1

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Editor's Choice
πŸ’° Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
AsetKu - Digital Lending screenshot 2
AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

GoPay: Transfer, Payment, QRIS#2

GoPay: Transfer, Payment, QRIS by PT. GOTO GOJEK TOKOPEDIA TBK

Free Transfer & QRIS Payments
Strong Contender
πŸ’° Finance
4.7😐(578 ratings)
Free
GoPay: Transfer, Payment, QRIS screenshot 1
GoPay: Transfer, Payment, QRIS screenshot 2
GoPay: Transfer, Payment, QRIS screenshot 3
GoPay: Transfer, Payment, QRIS screenshot 4
GoPay: Transfer, Payment, QRIS screenshot 5
GoPay: Transfer, Payment, QRIS screenshot 6

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

What We Love

  • πŸ‘ Easy to use and intuitive interface
  • πŸš€ Fast and convenient payment processing
  • πŸ’³ Versatile payment options (QRIS, bills, pulses, etc.)
  • πŸ’° Useful rewards and cashback system

Room to Improve

  • πŸ› Top-up frequently fails without clear reasons
  • πŸ› Transfer and payment transactions often fail
  • ❌ Poor customer support (mostly automated responses)
DANA Dompet Digital Indonesia#3

DANA Dompet Digital Indonesia by ESPAY DEBIT INDONESIA KOE, PT

Easy Topup, Send Money, QRIS
Worth Considering
πŸ’° Finance
4.8😞(6.3K ratings)
Free
DANA Dompet Digital Indonesia screenshot 1
DANA Dompet Digital Indonesia screenshot 2
DANA Dompet Digital Indonesia screenshot 3
DANA Dompet Digital Indonesia screenshot 4
DANA Dompet Digital Indonesia screenshot 5
DANA Dompet Digital Indonesia screenshot 6

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

What We Love

  • πŸ’° Affordable and great value
  • πŸš€ Fast and simple transactions
  • πŸ€‘ Lots of discounts and promotions
  • πŸ‘ Easy to use and convenient

Room to Improve

  • πŸ› Buggy and unreliable app performance
  • πŸ€– Poor customer service and unresponsive support
  • πŸ”’ Security and verification issues

More Kredit Pintar apps to explore

4
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
Free

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

Open account in minutes60 personalized spending & savings pocketsFree bank transfers & ATM withdrawals
πŸ’° Finance
(256)
free with in-app purchases
5
Jenius
Jenius
Jenius
by PT. Bank SMBC Indonesia Tbk
Free

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

All-in-one financial managementVisa debit and credit cardsVirtual cards for online purchases
πŸ’° Finance
(124)
subscription
6
neobank by BNC Digital
neobank by BNC Digital
neobank by BNC Digital
BNC Bank with Digital Services
Free

Manage your finances with a user-friendly digital banking app. Offers daily interest savings, high-yield deposits, loans, bill payments, and investment options. Features include free interbank transfers, cashback, and secure chat.

Daily interest savings accountsHigh-yield deposit optionsPersonal loans with high limits
πŸ’° Finance
(20)
free
7
BRImo BRI
BRImo BRI
BRImo BRI
Mobile Banking dari BRI
Free

This mobile banking app offers a comprehensive suite of financial services, enabling users to manage accounts, make domestic and international transfers, invest, and access lifestyle services. It provides features like real-time cashback and easy access to customer support.

Digital account registration (domestic & international)International transfers and QR payments abroadLifestyle and entertainment purchases
πŸ’° Finance
(520)
free
8
BCA mobile
BCA mobile
BCA mobile
by PT Bank Central Asia Tbk.
Free

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Non-cash transactionsCard management (block/activate/PIN change)Cardless ATM transactions
πŸ’° Finance
(276)
free
9
Skorlife
Skorlife
Skorlife
Skor Kredit dan Kolektibilitas
Free

Understand your financial health with this app. It helps you check your credit score, view all loans, protect your data, and get assistance with debt repayment. Receive personalized financial product recommendations to make smarter decisions.

Check credit score and payment historyView all active loansDetect unauthorized data access
πŸ’° Finance
(9)
free with in-app purchases
10
MariBank PH (SeaBank)
MariBank PH (SeaBank)
MariBank PH (SeaBank)
by MariBank Philippines, Inc. (A Rural Bank)
Free

This app offers a convenient way to manage your finances, allowing you to save, pay, and earn daily rewards. Open an account quickly to enjoy high interest rates on savings, free transfers, and cashback on various transactions. It also integrates with popular payment platforms and offers flexible credit options.

Daily interest earnings on savingsFree weekly transfers via InstaPay/PESONetCashback on dining, retail, and QR transactions
πŸ’° Finance
(1K)
free
11
MONIX
MONIX
MONIX
MONIX: credit card & transfers
Free

Manage your money with a digital credit card offering a credit line up to 50 million UZS. Enjoy instant transfers, cashback rewards, and smart analytics to track spending and build better financial habits.

Credit line up to 50 million UZSFully digital card experienceInstant money transfers
πŸ’° Finance
(0)
ad-supported
12
Paycell - Digital Wallet
Paycell - Digital Wallet
Paycell - Digital Wallet
by TURKTELL BILISIM SERVISLERI A S
Free

A digital wallet for secure transactions, including shopping, money transfers, bill payments, and QR code purchases. Earn points on spending, access instant cash solutions with a ready limit, and enjoy special financial perks.

Secure digital walletMoney transfers (IBAN/phone)Bill payments
πŸ’° Finance
(842)
free
13
bKash
bKash
bKash
Transactions, now that simple
Free

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

Fast account registrationAdd money from bank/cardQR code payments
πŸ’° Finance
(11K)
free
14
KBZPay Customer
KBZPay Customer
KBZPay Customer
by KANBAWZA BANK LIMITED
Free

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

Mobile walletSecure transactionsConvenient payments
πŸ’° Finance
(20K)
free
15
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
πŸ’° Finance
(2.3M)
free with in-app purchases
16
PASHA Bank
PASHA Bank
PASHA Bank
by PASHA Bank JSC
Free

Manage your bank accounts and cards conveniently from your mobile device. Access services like courier delivery of documents, mortgage payments, and instant transfers. Request loans, manage PINs, and view transaction history.

Courier delivery of documentsMortgage paymentsMobile transfers
πŸ’° Finance
(177)
free
17
UniCredit RO - Mobile Banking
UniCredit RO - Mobile Banking
UniCredit RO - Mobile Banking
The app for your money.
Free

Manage your finances securely and conveniently from your mobile device. Enroll cards in digital wallets, request new cards, activate cashback offers, and pay bills with ease. Update your contact details, set up direct debits, and generate cash withdrawal codes.

Enroll cards in Apple PayRequest virtual debit cardsActivate ShopSmart cashback offers
πŸ’° Finance
(570)
free
18
Income Expense Planner Paytodo
Income Expense Planner Paytodo
Income Expense Planner Paytodo
Money Manage Budget Tracker
Free

This app helps you manage your finances by tracking payments and providing reminders. It visualizes your progress towards debt reduction and financial goals, making it easier to stay on track.

Payment trackingDebt reduction visualizationCustomizable payment reminders
πŸ’° Finance
(15)
free with in-app purchases
19
PBZ mobilno bankarstvo
PBZ mobilno bankarstvo
PBZ mobilno bankarstvo
by Privredna banka Zagreb d.d.
Free

Manage your finances on the go with real-time notifications, easy payments, and secure transactions. Open accounts online, control your money, and personalize your banking experience with quick access to features. This app offers a convenient and secure way to handle all your banking needs from your mobile device.

Real-time account notificationsCardless ATM withdrawalsSpare change savings
πŸ’° Finance
(121)
free
20
Tatra banka
Tatra banka
Tatra banka
by Tatra banka, a.s.
Free

Manage your finances entirely online, from opening accounts and taking out loans to tracking expenses and making payments. Access your banking information and perform transactions anytime, anywhere, with features like mobile ATM withdrawals and smart watch integration.

Online account and loan openingMobile ATM cash withdrawalAccount and loan overview
πŸ’° Finance
(264)
free with in-app purchases