Best Kredit Pintar Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Out of 248+ kredit pintar apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Kredit Pintar Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AsetKu - Digital LendingAsetKu - Digital LendingFree4.6★ (17)NoNoJul 2026
2neobank by BNC Digitalneobank by BNC DigitalFree3.8★ (21)NoNoAug 2026
3DANA Dompet Digital IndonesiaDANA Dompet Digital IndonesiaFree4.8★ (6.5K)NoNoAug 2026
4JeniusJeniusFree3.5★ (124)NoNoAug 2026
5GoPay: Transfer, Payment, QRISGoPay: Transfer, Payment, QRISFree4.7★ (610)NoNoAug 2026
6Bank Jago/Jago SyariahBank Jago/Jago SyariahFree4.8★ (259)NoNoAug 2026
7MariBank PH (SeaBank)MariBank PH (SeaBank)Free4.9★ (1.2K)NoNoAug 2026
8pinpin - Simple PIN Managerpinpin - Simple PIN ManagerFreeYesYesMay 2026

Top Picks for Kredit Pintar

AsetKu - Digital Lending#1

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Editor's Choice
💰 Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
AsetKu - Digital Lending screenshot 2
AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

neobank by BNC Digital#2

neobank by BNC Digital by PT. Bank Neo Commerce Tbk

BNC Bank with Digital Services
Strong Contender
💰 Finance
3.8(21 ratings)
Free
neobank by BNC Digital screenshot 1
neobank by BNC Digital screenshot 2
neobank by BNC Digital screenshot 3
neobank by BNC Digital screenshot 4
neobank by BNC Digital screenshot 5
neobank by BNC Digital screenshot 6

Manage your finances with a user-friendly digital banking app. Offers daily interest savings, high-yield deposits, loans, bill payments, and investment options. Features include free interbank transfers, cashback, and secure chat.

DANA Dompet Digital Indonesia#3

DANA Dompet Digital Indonesia by ESPAY DEBIT INDONESIA KOE, PT

Easy Topup, Send Money, QRIS
Worth Considering
💰 Finance
4.8😞(6.5K ratings)
Free
DANA Dompet Digital Indonesia screenshot 1
DANA Dompet Digital Indonesia screenshot 2
DANA Dompet Digital Indonesia screenshot 3
DANA Dompet Digital Indonesia screenshot 4
DANA Dompet Digital Indonesia screenshot 5
DANA Dompet Digital Indonesia screenshot 6

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

What We Love

  • 💰 Affordable and great value
  • 🚀 Fast and simple transactions
  • 🤑 Lots of discounts and promotions
  • 👍 Easy to use and convenient

Room to Improve

  • 🐛 Buggy and unreliable app performance
  • 🤖 Poor customer service and unresponsive support
  • 🔒 Security and verification issues

More Kredit Pintar apps to explore

4
Jenius
Jenius
Jenius
by PT. Bank SMBC Indonesia Tbk
Free

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

All-in-one financial managementVisa debit and credit cardsVirtual cards for online purchases
💰 Finance
(124)
subscription
5
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(610)
free with in-app purchases
6
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
Free

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

Open account in minutes60 personalized spending & savings pocketsFree bank transfers & ATM withdrawals
💰 Finance
(259)
free with in-app purchases
7
MariBank PH (SeaBank)
MariBank PH (SeaBank)
MariBank PH (SeaBank)
by MariBank Philippines, Inc.
Free

This app offers a convenient way to manage your finances, allowing you to save, pay, and earn daily rewards. Open an account quickly to enjoy high interest rates on savings, free transfers, and cashback on various transactions. It also integrates with popular payment platforms and offers flexible credit options.

Daily interest earnings on savingsFree weekly transfers via InstaPay/PESONetCashback on dining, retail, and QR transactions
💰 Finance
(1.2K)
free
8
pinpin - Simple PIN Manager
pinpin - Simple PIN Manager
pinpin - Simple PIN Manager
No more PIN memorizing!
Free
📊 Productivity
(0)
9
BRIZZI TL
BRIZZI TL
BRIZZI TL
BRIZZI TL
Free
📊 Productivity
(0)
10
Star Pay
Star Pay
Star Pay
Star Pay
Free
💰 Finance
(0)
11
Credit calc.
Credit calc.
Credit calc.
by TECHNICENTER SP Z O O
Free
💰 Finance
(0)
12
Kelas Pintar - Murid
Kelas Pintar - Murid
Kelas Pintar - Murid
by EXTRAMARKS EDUCATION INDONESIA, PT
Free
📚 Education
(0)
13
Krepp
Krepp
Krepp
Krepp - bank deyil
Free
💰 Finance
(0)
14
WIT – Ağıllı cüzdan
WIT – Ağıllı cüzdan
WIT – Ağıllı cüzdan
Kripto əməliyyatlar bir yerdə
Free
💰 Finance
(0)
15
Cryptax | Kripto Vergi
Cryptax | Kripto Vergi
Cryptax | Kripto Vergi
Hesapla, Anla, Beyan Et.
Free
💰 Finance
(0)
16
Ziraat Bank Montenegro Mobile
Ziraat Bank Montenegro Mobile
Ziraat Bank Montenegro Mobile
Ziraat Bank Montenegro Mobile
Free
💰 Finance
(0)
17
AChallan
AChallan
AChallan
Automated Challan System
Free

This app allows citizens to easily deposit government receipts from Bangladesh using mobile banking, online banking, or cards. Users can specify the receiving entity and relevant codes, providing necessary identification details for accurate processing of taxes, passport fees, and more.

Deposit government receiptsMobile banking integrationOnline banking integration
💰 Finance
(2)
free
18
KRK Digital Loan
KRK Digital Loan
KRK Digital Loan
Secure mobile banking with KRK
Free
💰 Finance
(0)
19
Plati Mi
Plati Mi
Plati Mi
Pošalji i primi novac
Free

Easily send and receive money instantly using QR codes. Link your bank account to generate and share QR codes for quick payments. Ideal for seamless peer-to-peer transactions.

Instant QR code paymentsAdd and manage bank accountsGenerate QR codes for payments
💰 Finance
(2)
free
20
IBANA - Fast IBAN Sharing
IBANA - Fast IBAN Sharing
IBANA - Fast IBAN Sharing
by Emre Nacar
Free
💰 Finance
(0)

FAQ about Kredit Pintar

What are the best kredit pintar apps for iPhone?
AsetKu - Digital Lending tops our kredit pintar apps ranking as of August 2026, with a 4.6-star average from 17 App Store ratings, and it's free to download.
Yes — 20 of the top kredit pintar apps we rank are free to download, including AsetKu - Digital Lending and neobank by BNC Digital.
AsetKu - Digital Lending has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ kredit pintar apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
AsetKu is a digital lending platform licensed and supervised by OJK (Financial Services Authority) in Indonesia. It offers secure and user-friendly online services for borrowing money, with loan amounts ranging from Rp 150,000 to Rp 15,000,000.
Key features include collateral-free loans, flexible repayment terms from 91 to 365 days, and a maximum daily interest rate of 0.3%. The platform boasts a 100% digital and simple verification process, with loans disbursed directly to your bank account upon approval.