Ongo Merchant++ vs Spend Easy

Enabled with seamless payment technology, Ongo Merchant++ provides acceptance solutions for all forms of card-based payments. The app is designed for payment transactions in-store and on-the-go from major scheme providers MasterCard & Visa. In Ongo Merchant++ application, we are providing below features : Sale Sale is a facility using which debit/credit/prepaid card holders can make card payments by swiping their credit/debit/prepaid cards (issued in India) at POS Terminals at merchant locations. Void If a transaction has to be cancelled due to an erroneous entry, Void functionality can be used. Settlement All transactions pending for settlement can be viewed by the merchant using Settlement feature. Detailed transaction-wise report can be availed by merchant. Mini ATM Mini ATM or Cash@POS is a facility using which debit card holders can withdraw cash by swiping their debit/open prepaid cards (issued in India) at POS Terminals at merchant locations. Prepaid The merchant can define and run Prepaid loyalty program by issuing prepaid cards to his/her customers. Top-up amount can be loaded and withdrawn as per customer’s requirement in this program by the merchant. Reward This functionality empowers the merchants to create their own loyalty program basis visit, value spend and or both for specified tenure. Under this program the merchant issues Rewards cards to his/her customers and can construct the customer offering as per their own choice. Bharat QR – Static & Dynamic This feature enables merchants to accept payments through Bharat QR Code and UPI. Merchant needs to initiate Bharat QR and UPI transactions, enter the amount and generate the QR code. The consumer has to scan this QR code provided by merchant & initiate payment through the Bharat QR and UPI supported app.

Know what’s left to spend, without handing over your bank login. Spend Easy is a simple, private expense tracker. Type what you spent in a few words, set a budget, and see what’s left this month. Everything stays on your device: no bank connections, no accounts, no cloud sync and no subscriptions. ADD AN EXPENSE IN A SENTENCE Type “Lunch 14.50” or “Groceries 82 yesterday” and Spend Easy reads the amount, the category and the day. Check it, then add it. Or use the full form, and read the total from a receipt photo on your device. SEE WHAT’S LEFT This month leads with what’s left in your budget and what that means for each day left. It tells you when you’re close to the limit, and where the money went, category by category. BUDGETS AND ALERTS Set a daily, weekly or monthly budget. Turn on budget alerts to get a heads-up when you reach the level you pick, and again if you go over. LIMITS FOR SINGLE CATEGORIES Groceries creeping up? Give that one category its own monthly cap, say 400, and Budgets lists what’s left in each capped category with a thin bar. Open a category to see its cap beside six months of history. Alerts cover caps too. REPEATING EXPENSES Rent, phone, subscriptions: mark an expense as repeating and Spend Easy adds it again on each date. TRENDS Look back a week, a month or a year at a time, compare it with the one before, and see every category’s share. YOUR CATEGORIES Name them, pick an icon and a color, and put them in your order. WIDGETS See what’s left on your Home Screen and Lock Screen. The medium widget opens straight to a new expense. YOUR DATA, YOUR WAY Export every expense as a CSV file whenever you like. Amounts are exact, in your region’s currency or any currency you pick. PRIVATE BY DESIGN No bank login. No accounts. No cloud sync. No tracking. No subscriptions. Your expenses live in the app and its widget, on your device, and nowhere else.