Comparison

Ongo Merchant++ vs Spend Easy

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Ongo Merchant++

Accept card payments, process refunds, and view transaction settlements. Offer cash withdrawal services and manage prepaid loyalty programs. Create custom reward programs and accept payments via QR codes and UPI.

Highlights
  • Card payment acceptance
  • Transaction voiding
  • Settlement reporting
  • Mini ATM cash withdrawal
  • Prepaid loyalty programs
  • Custom reward programs
  • Bharat QR and UPI payments
Features
Read full description

Enabled with seamless payment technology, Ongo Merchant++ provides acceptance solutions for all forms of card-based payments. The app is designed for payment transactions in-store and on-the-go from major scheme providers MasterCard & Visa. In Ongo Merchant++ application, we are providing below features : Sale Sale is a facility using which debit/credit/prepaid card holders can make card payments by swiping their credit/debit/prepaid cards (issued in India) at POS Terminals at merchant locations. Void If a transaction has to be cancelled due to an erroneous entry, Void functionality can be used. Settlement All transactions pending for settlement can be viewed by the merchant using Settlement feature. Detailed transaction-wise report can be availed by merchant. Mini ATM Mini ATM or Cash@POS is a facility using which debit card holders can withdraw cash by swiping their debit/open prepaid cards (issued in India) at POS Terminals at merchant locations. Prepaid The merchant can define and run Prepaid loyalty program by issuing prepaid cards to his/her customers. Top-up amount can be loaded and withdrawn as per customer’s requirement in this program by the merchant. Reward This functionality empowers the merchants to create their own loyalty program basis visit, value spend and or both for specified tenure. Under this program the merchant issues Rewards cards to his/her customers and can construct the customer offering as per their own choice. Bharat QR – Static & Dynamic This feature enables merchants to accept payments through Bharat QR Code and UPI. Merchant needs to initiate Bharat QR and UPI transactions, enter the amount and generate the QR code. The consumer has to scan this QR code provided by merchant & initiate payment through the Bharat QR and UPI supported app.

About

Spend Easy

Read full description

Track your spending the simple wayβ€”without connecting your bank account. Spend Easy is a beautifully designed expense tracker that respects your privacy. All your financial data stays on your device. No accounts, no cloud sync, no subscriptions. SIMPLE EXPENSE TRACKING β€’ Add expenses in seconds with amount, category, and optional notes β€’ Create custom categories with icons and colors β€’ View your spending history at a glance SMART BUDGETING β€’ Set daily, weekly, or monthly budgets β€’ Visual progress rings show how much you've spent β€’ Get notified when approaching your budget limits SPENDING INSIGHTS β€’ Beautiful charts show your spending trends β€’ See category breakdowns to understand where money goes β€’ Compare spending across weeks and months RECURRING EXPENSES β€’ Track regular bills and subscriptions β€’ Never miss a recurring expense EXPORT YOUR DATA β€’ Export all expenses to CSV β€’ Your data belongs to you PRIVACY PROMISE Unlike other expense trackers, Spend Easy will NEVER: β€’ Connect to your bank account β€’ Sync your data to the cloud β€’ Require you to create an account β€’ Charge you a subscription Your financial data is yours alone.

Screenshots

Ongo Merchant++4 screens

Verdict

The call

The clearest difference is device support: Ongo Merchant++ at 3 against Spend Easy's β€”. Ongo Merchant++ also leads on iOS requirement (12.0 vs 18.0). On price and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Β· 6 level
Ongo Merchant++ versus Spend Easy: the parameters behind the verdict, then further details
ParameterOngo Merchant++Spend Easy
PriceFreeFree
Positive reviews6.3% of reviewsβ€”
Update frequencyEvery 8 monthsβ€”
AdsNoβ€”
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPod β€” betterβ€”
Requires iOS12.0 β€” better18.0
Further details β€” not scored
Size11 MB12 MB
Age rating4+4+
DeveloperIndia Transact Services LimitedMatthew Strickland

In-app purchases

None

Ongo Merchant++

No in-app purchases

None

Spend Easy

No in-app purchases

Questions

Is Ongo Merchant++ free?
Ongo Merchant++ is free to download, with no in-app purchases.
Is Spend Easy free?
Spend Easy is free to download, with no in-app purchases.

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