Sky Systemz vs Pagarva
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sky Systemz
This app provides a comprehensive suite of tools for businesses to manage sales, inventory, customers, and staff. It allows for seamless payment processing, invoice creation, and real-time sales analytics. Businesses can also build a free custom online store and receive next-day funding.
- Cloud-based Point-of-Sale (POS)
- Payment processing
- Invoice creation and sending
- Customer and staff management
- Inventory management
- Sales dashboard and analytics
- Free custom online store
Read full descriptionHide full description
Sky Systemz is a free business management and point-of-sale application that gives you everything needed to process payments, efficiently run and grow your business. Sky Systemz is your complete payment solution, which integrates seamlessly with your existing business systems. Sky Systemz can be used on desktop and mobile devices. As a merchant, you will receive funds the next business day. No hidden fees or contracts. The Sky Systemz Cloud offers the most affordable, complete business solutions the flagship features of which are: CLOUD POS Run your business with an advanced and versatile cloud-based point-of-sale with product, inventory, customer, and staff management. PAYMENTS Accept Payments from Visa, MasterCard, Discover, American Express, send receipts via email, text message, or print, and apply discounts and issue refunds. INVOICES Create and send custom invoices with instant pay links to emails or text. REQUESTS Request payments from your customers via email or text. DASHBOARD A powerful tool that syncs with your POS! View live sales data, manage items, track employee activity and monitor analytics for your business. COMPATIBLE HARDWARE Cash drawers, printers, hand scanners, tablets, display stands, and supplies are available in our webstore. CLOUD SERVICES Sky will generate a completely custom online store for your business that is 100% free. SUCCESS & SUPPORT TEAM Enjoy personalized customer service with a U.S. based support team. Our mission is to streamline your business for a competitive advantage. We are focused on building a state-of-the-art system to improve your operational efficiency, reduce costs, and increase profitability.
Pagarva
This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.
- Accept payments from multiple methods
- Instant deposits to bank account
- Professional interface for micro-businesses
- Customer or business pays transaction fees
- Multilingual support
- Organized income tracking
Read full descriptionHide full description
All payments. Instant deposits. One app. Stop duct-taping payment apps. Get paid like a pro with a tool built for how you actually work. Pagarva is a professional payment app built specifically for micro-businesses in America. You no longer have to choose between enterprise tools that are complex, expensive, and slow, or personal apps that feel informal and unprofessional. We bridge both worlds, so you don’t have to. With Pagarva, you run your business the way it actually works. Payment Methods Accept payments from any method supported by the platform, immediately. As of today, you can accept: • Apple Pay • Google Pay • Cash App • Link • Zelle (QR Code) • PIX • All cards • Venmo • PayPal • PayPal Pay Later • Klarna • Affirm • USDC • Samsung Pay Instant Payouts Funds land directly in your bank account, not a wallet, not a balance you have to move later. Always. Simple One app. One price. All payment methods. Always instant. No hardware. No subscription. Your customers don’t need Pagarva to pay you. You’re in control Choose who covers transaction fees with a simple toggle. Toggle left, you pay. Toggle right, they pay. Your language Use the app in your language while customers pay in theirs. No misunderstanding. Keep everything in one place All your income is automatically organized on a single page, ready to review or export. Who Pagarva is for Small businesses that need to look professional without giving up flexibility. Pricing 3.5% + $0.30 per successful transaction. That’s it. This cost can be zero if you use our Dual Price feature to pass transaction fees on to your customers, as many businesses already do.
Screenshots
Verdict
The clearest difference is rating: Sky Systemz at 4.7 against Pagarva's 4.2. Sky Systemz also leads on ratings volume (332 vs 5) and iOS requirement (15.6 vs 18.0). Pagarva's advantage is update cadence (every 2 weeks vs every 6 weeks). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sky Systemz holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Sky Systemz has 332 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 97% of Sky Systemz's written reviews are positive against 100% of Pagarva's, so the app with the better star average is not the one people write more warmly about.
Sky Systemz ships an update every 6 weeks, Pagarva every 2 weeks. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.
| Parameter | Sky Systemz | Pagarva |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (332 ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 97.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 332 — better | 5 |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 108 MB | 137 MB |
| Age rating | 4+ | 17+ |
| Developer | ODP Solutions, Inc | PAGARVA INC |
Customer experience
Sky Systemz
Pagarva
Bugs and requests
Sky Systemz
Reported bugs
4 issues- Cash transactions won't record properly
- No check number input option available
- Receipt formatting cannot be customized as desired
- Various bugs preventing regular use despite available features
Requested features
3 requests- Check number field option for check payments
- Enhanced receipt customization options
- Improved cash transaction handling
Pagarva
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Sky Systemz
No in-app purchases
Pagarva
No in-app purchases









