Comparison

Selfcare HSA vs OTM Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Selfcare HSA

Manage your Health Savings Account (HSA) on the go. Check balances, review transactions, reimburse yourself, pay bills, and upload receipts. Easily report lost or stolen debit cards and manage signers and beneficiaries.

Highlights
  • Check account balance
  • Review transactions
  • Reimburse yourself
  • Pay bills
  • Upload receipts
  • Add signers and beneficiaries
  • Report lost/stolen debit card
Features
Read full description

It’s your journey. It’s your money. It’s your decision. ™ Make it yours by saving for today and tomorrow. Manage your HSA on the go: ● Check your balance ● Review transactions ● Reimburse yourself and pay bills. ● Upload receipts ● Add signers and beneficiaries ● Easily report a debit card lost or stolen. Anything you can do from selfcarehsa.com you can do from your mobile device. It’s that simple. SelfcareHSA is powered by Sunwest Bank PRIVACY: SelfcareHSA powered by Sunwest Bank is committed to safeguarding your information and records from unauthorized use and disclosure. You can access our full privacy policy at: https://selfcarehsa.com/privacy-policy DISCLOSURE: Some features are available for eligible clients and accounts only. iPhone® is a registered trademark of Apple, Inc. There is no charge from Sunwest Bank, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. Sunwest Bank, Member FDIC

About

OTM Card

Read full description

OTM is a global multi-regulated financial service provider. OTM Card is linked to OTM live trading account and accepted at any POS, ATM, or online merchant globally. OTM Card mobile app offers access to various features, including issuing virtual cards, activation/deactivation of the card, balance and transaction inquiry, transfers (card-to-card/locally and internationally), and access to multiple payment services. OTM Standard features: • International Acceptance • Multi-Currency Acceptance • Online Access GET OTM World features: (in addition to the above) • Free and unlimited access to 900+ airport lounges worldwide • Pass-through electric gates at QAIA using the E-gate card without standing in line for a Passport Control for the departure or arrival • Travel Medical and Inconvenience Insurance • 10% discount on Luxury Serviced Apartments, complimentary daily house cleaning on stays over seven nights at Onefinestay properties across Europe, the US, and Australia • Up to 25% on Avis Car Rental • 15% discounts on Careem Rides

Screenshots

Selfcare HSA4 screens
OTM Card4 screens

Verdict

The call

The clearest difference is update cadence: Selfcare HSA at monthly against OTM Card's every 14 months. Selfcare HSA also leads on iOS requirement (12.2 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Selfcare HSA ships an update monthly, OTM Card every 14 months. The most recent releases landed on September 9, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 7 level
Selfcare HSA versus OTM Card: the parameters behind the verdict, then further details
ParameterSelfcare HSAOTM Card
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyMonthly — betterEvery 14 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.2 — better15.6
Further details — not scored
Size70 MB152 MB
Age rating4+4+
DeveloperSunwest BankGate To Pay

In-app purchases

None

Selfcare HSA

No in-app purchases

None

OTM Card

No in-app purchases

Questions

Is Selfcare HSA free?
Selfcare HSA is free to download, with no in-app purchases.
Is OTM Card free?
OTM Card is free to download, with no in-app purchases.
Do Selfcare HSA or OTM Card have ads?
Neither Selfcare HSA nor OTM Card shows ads.
Which is updated more often, Selfcare HSA or OTM Card?
Selfcare HSA ships an update monthly, and OTM Card every 14 months. Most recently, Selfcare HSA was updated on September 9, 2026 and OTM Card on September 14, 2026.

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