U.P. State CU Mobile vs Integra First
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U.P. State CU Mobile
Manage your finances conveniently and securely from your phone. Check balances, pay bills, and access your accounts 24/7. This app prioritizes your financial well-being with an intuitive and fast banking experience.
- Check account balances
- Pay bills
- 24/7 account access
- Secure mobile banking
- Intuitive interface
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Take control of your finances with the U.P. State CU Mobile Banking App. Our app is designed to make banking easier, faster, and more intuitive than ever before. You can check your balances, pay bills without visiting a branch, all from the convenience of your phone. Your financial well-being is our top priority, and we've made managing your money convenient and secure available 24-7.
Integra First
Manage your finances with a personal financial advocate. Organize transactions, set alerts, make payments, and deposit checks. Securely access your accounts and find branches or ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View monthly statements
- Find branches and ATMs
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Integra First is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Integra First: * Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Reorder your debit card or turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you * Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices. To use the Integra First app, you must be enrolled as a Integra First Federal Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is monetization model: U.P. State CU Mobile at ad-supported against Integra First's free with in-app purchases. Integra First's advantage is review sentiment (50% vs 40%). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for U.P. State CU Mobile against 4.7 for Integra First. Both are backed by a comparable volume of ratings — 401 and 449 respectively. Written reviews are what separate them: 40% of U.P. State CU Mobile's written reviews are positive against 50% of Integra First's.
U.P. State CU Mobile ships an update every 2 months, Integra First monthly. Both last shipped on October 17, 2026.
| Parameter | U.P. State CU Mobile | Integra First |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (401 ratings) — better | 4.7 (449 ratings) |
| Positive reviews | 40.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 401 | 449 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 62 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | U.P. State Credit Union | Integra First Federal Credit Union |
Customer experience
U.P. State CU Mobile
Integra First
In-app purchases
U.P. State CU Mobile
No in-app purchases
Integra First
No in-app purchases
Questions
Is U.P. State CU Mobile free?
Is Integra First free?
Which has better reviews, U.P. State CU Mobile or Integra First?
Do U.P. State CU Mobile or Integra First have ads?
Which is updated more often, U.P. State CU Mobile or Integra First?
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