Comparison

U.P. State CU Mobile vs Integra First

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

U.P. State CU Mobile

Manage your finances conveniently and securely from your phone. Check balances, pay bills, and access your accounts 24/7. This app prioritizes your financial well-being with an intuitive and fast banking experience.

Highlights
  • Check account balances
  • Pay bills
  • 24/7 account access
  • Secure mobile banking
  • Intuitive interface
Features
Read full description

Take control of your finances with the U.P. State CU Mobile Banking App. Our app is designed to make banking easier, faster, and more intuitive than ever before. You can check your balances, pay bills without visiting a branch, all from the convenience of your phone. Your financial well-being is our top priority, and we've made managing your money convenient and secure available 24-7.

About

Integra First

Manage your finances with a personal financial advocate. Organize transactions, set alerts, make payments, and deposit checks. Securely access your accounts and find branches or ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

Integra First is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Integra First: * Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Reorder your debit card or turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you * Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.  To use the Integra First app, you must be enrolled as a Integra First Federal Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

U.P. State CU Mobile4 screens
Integra First4 screens

Verdict

The call

The clearest difference is monetization model: U.P. State CU Mobile at ad-supported against Integra First's free with in-app purchases. Integra First's advantage is review sentiment (50% vs 40%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for U.P. State CU Mobile against 4.7 for Integra First. Both are backed by a comparable volume of ratings — 401 and 449 respectively. Written reviews are what separate them: 40% of U.P. State CU Mobile's written reviews are positive against 50% of Integra First's.

UpkeepUpdate frequency

U.P. State CU Mobile ships an update every 2 months, Integra First monthly. Both last shipped on October 17, 2026.

Scorecard2 real differences · 8 level
U.P. State CU Mobile versus Integra First: the parameters behind the verdict, then further details
ParameterU.P. State CU MobileIntegra First
PriceFreeFree
Rating4.8 (401 ratings) — better4.7 (449 ratings)
Positive reviews40.0% of reviews50.0% of reviews — better
Number of ratings401449 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size62 MB177 MB
Age rating4+4+
DeveloperU.P. State Credit UnionIntegra First Federal Credit Union

Customer experience

U.P. State CU Mobile

All ratings401 ratings
Positive96.5%
Neutral2.0%
Negative1.5%
Written reviews10 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

Integra First

All ratings449 ratings
Positive93.8%
Neutral2.7%
Negative3.6%
Written reviews8 reviews
Positive50.0%
Neutral12.5%
Negative37.5%

In-app purchases

None

U.P. State CU Mobile

No in-app purchases

None

Integra First

No in-app purchases

Questions

Is U.P. State CU Mobile free?
U.P. State CU Mobile is free to download, with no in-app purchases.
Is Integra First free?
Integra First is free to download, with no in-app purchases.
Which has better reviews, U.P. State CU Mobile or Integra First?
U.P. State CU Mobile is rated higher. U.P. State CU Mobile averages 4.8 out of 5 from 401 ratings, while Integra First averages 4.7 from 449 ratings.
Do U.P. State CU Mobile or Integra First have ads?
Neither U.P. State CU Mobile nor Integra First shows ads.
Which is updated more often, U.P. State CU Mobile or Integra First?
U.P. State CU Mobile ships an update every 2 months, and Integra First monthly. Most recently, U.P. State CU Mobile was updated on October 17, 2026 and Integra First on October 17, 2026.

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