Comparison

Pay for Stripe vs PayZen

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay for Stripe

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Highlights
  • Accept contactless payments on iPhone
  • Bank-grade encryption for secure transactions
  • Global payment acceptance
  • Responsive in-app support
  • Instant payment processing
Features
Read full description

Use the Pay for Stripe app to accept payments in seconds. Whether you're selling at a garage sale, wedding boutique, or farmer's market, the Pay App allows you to accept payments on the fly. Sell anything. Anytime. Anywhere. Some of our features: TAP TO PAY ON IPHONE Accept contactless payments with only an iPhone. Available in the United States. BANK-GRADE ENCRYPTION When accepting payments, you must do so in a PCI compliant manner. 1000'S OF CUSTOMERS Users from all around the world make payments every day. RESPONSIVE SUPPORT Simply contact us inside the app if you have any question. We reply very quickly. INSTANT PAYMENT IN SECONDS When you start processing live payments from your customers, you will not receive your first payout until 7–10 days after your first successful payment is received. Please note there is a 1.5% fee when using the Pay App (in addition to Stripe fees). COUNTRIES Austria, Australia, Belgium, Canada, China, Denmark, Finland, France, German, Hong Kong, Ireland, Italy, Japan, Luxembourg, Mexico, New Zealand, Norway, Portugal, Singapore, Sweden, Switzerland, United Kingdom, United States, and more. PRIVACY Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other apps/sites we own and operate. We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law. Our website/app may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services. Your continued use of our website/app will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of January 2026.

About

PayZen

Accept payments anywhere using your smartphone or tablet. Create payment links, share them via QR code or message, and let customers pay securely online. Ideal for various sales scenarios and remote transactions.

Highlights
  • Create payment links
  • Accept payments remotely
  • QR code payment sharing
  • Multiple payment methods
  • Real-time payment tracking
  • Secure payment page
Features
Read full description

Easily cash in wherever you are with your smartphone or tablet, face to face or remotely. A cost-effective alternative to using a payment terminal and/or to offer your customers a simplified payment experience. How it works: 1. With the Payzen by Lyra application, create a payment link 2. Share it with your customer through a QR code or send it by SMS, WhatsApp, email or your favorite channel. 3. Your customer only has to click on the link or scan the QR code to make the payment on a secure web page. You can view in real time the progress of the payment requests for an optimal follow-up. An ideal solution for door-to-door sales, delivery, remote points of sale, booking by phone, invoice payment or unpaid reminders! The advantages of PayZen by Lyra: · More than 150 payment methods available (bank cards, wallet, prepaid cards, lunch vouchers, Chèques-vancance connect, sepa direct debit with e-mandate signature...) · Multi-currency with dynamic currency conversion available · Multilingual application · Multi-shops: one application to access all your shops · Ability to share the link on your other preferred and private channels such as Facebook, Messenger, Instagram, Telegram.... · Highly secure payment page: PCI DSS and 3DS2 Features in details: · Payment requests · Requests for a payment method registration · Payment and payment method registration requests · Payment status: sent, in progress, paid, cancelled, refused, expired · Details available for each payment request created · Advanced customization: link expiration date, language choice, payment validation choice (automatic or manual), capture delay · Compatible with the hosted page including data collect form · Connected with a powerful back office · Get an access to the PayZen back office with the same login/password for even more features: · Cancel, refund or duplicate payments · Accounting export · Republish a payment ticket · Advanced preferences and customization Access to this application requests to a PayZen subscription including payment orders and a distance contract. It can be used in addition to a website or on its own. About PayZen PayZen is a solution published by the Lyra Group, expert and leader in secure payments. Founded in 2001, Lyra has an international presence through its 11 subsidiaries and manages: · + 250,000 e-commerce sites worldwide · + 20 billion payments per year · + 4 million payment terminals worldwide Its services are PCI DSS, PCI 3DS, Visa, MasterCard certified and approved by the GIE Cartes Bancaires.

Screenshots

Pay for Stripe4 screens
PayZen4 screens

Verdict

The call

The clearest difference is rating: Pay for Stripe at 4.7 against PayZen's 1.0. Pay for Stripe also leads on ratings volume (1.5K vs 3) and update cadence (every 3 weeks vs every 3 months). PayZen's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay for Stripe holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Pay for Stripe has 1.5K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 33% of Pay for Stripe's written reviews are positive against 20% of PayZen's.

UpkeepUpdate frequency

Pay for Stripe ships an update every 3 weeks, PayZen every 3 months. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.

Scorecard5 real differences · 5 level
Pay for Stripe versus PayZen: the parameters behind the verdict, then further details
ParameterPay for StripePayZen
PriceFreeFree
Rating4.7 (1.5K ratings) — better1.0 (3 ratings)
Positive reviews33.3% of reviews — better20.0% of reviews
Number of ratings1.5K — better3
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.416.4
Further details — not scored
Size98 MB64 MB
Age rating4+4+
DeveloperACCEPT PAYMENT COMPANYLyra Network

Customer experience

Pay for Stripe

All ratings1,505 ratings
Positive93.2%
Neutral2.2%
Negative4.6%
Written reviews39 reviews
Positive33.3%
Neutral5.1%
Negative61.5%

PayZen

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Bugs and requests

Pay for Stripe

Reported bugs

2 issues
  • Login issues for some users
  • Errors when submitting applications

Requested features

3 requests
  • Improve customer support channels
  • Provide more transparency on payouts
  • Expand availability to more regions

PayZen

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pay for Stripe

No in-app purchases

None

PayZen

No in-app purchases

Questions

Is Pay for Stripe free?
Pay for Stripe is free to download, with no in-app purchases.
Is PayZen free?
PayZen is free to download, with no in-app purchases.
Which has better reviews, Pay for Stripe or PayZen?
Pay for Stripe is rated higher. Pay for Stripe averages 4.7 out of 5 from 1.5K ratings, while PayZen averages 1.0 from 3 ratings.
Do Pay for Stripe or PayZen have ads?
Neither Pay for Stripe nor PayZen shows ads.
Which is updated more often, Pay for Stripe or PayZen?
Pay for Stripe ships an update every 3 weeks, and PayZen every 3 months. Most recently, Pay for Stripe was updated on October 29, 2026 and PayZen on October 23, 2026.

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