Comparison

Pay for Stripe vs Visa Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay for Stripe

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Highlights
  • Accept contactless payments on iPhone
  • Bank-grade encryption for secure transactions
  • Global payment acceptance
  • Responsive in-app support
  • Instant payment processing
Features
Read full description

Use the Pay for Stripe app to accept payments in seconds. Whether you're selling at a garage sale, wedding boutique, or farmer's market, the Pay App allows you to accept payments on the fly. Sell anything. Anytime. Anywhere. Some of our features: TAP TO PAY ON IPHONE Accept contactless payments with only an iPhone. Available in the United States. BANK-GRADE ENCRYPTION When accepting payments, you must do so in a PCI compliant manner. 1000'S OF CUSTOMERS Users from all around the world make payments every day. RESPONSIVE SUPPORT Simply contact us inside the app if you have any question. We reply very quickly. INSTANT PAYMENT IN SECONDS When you start processing live payments from your customers, you will not receive your first payout until 7–10 days after your first successful payment is received. Please note there is a 1.5% fee when using the Pay App (in addition to Stripe fees). COUNTRIES Austria, Australia, Belgium, Canada, China, Denmark, Finland, France, German, Hong Kong, Ireland, Italy, Japan, Luxembourg, Mexico, New Zealand, Norway, Portugal, Singapore, Sweden, Switzerland, United Kingdom, United States, and more. PRIVACY Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other apps/sites we own and operate. We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law. Our website/app may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services. Your continued use of our website/app will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of January 2026.

About

Visa Pay

A mobile payment solution enabling consumers and micro businesses to access digital payments. Users can create a wallet account, receive a digital card for online and offline transactions, and send money to any enrolled mobile number.

Highlights
  • Mobile payment solution
  • Digital wallet creation
  • Instant digital card
  • Online and offline transactions
  • Send money to any mobile number
  • Pay online
Features
Read full description

Visa Pay is a mobile payment solution that expands access to digital payments for consumers and micro businesses. Effortless enrollment: With Visa Pay, customers can easily and quickly create a wallet account on their mobile device, offering a convenient, hassle-free experience, without visiting a branch. Instant digital card: Users receive a digital card, which can be used in both online and offline transactions, simplifying their financial journey. Pay anyone, anywhere: Visa Pay allows users to send money to any enrolled mobile number, regardless of the network as well as pay online. Terms and Conditions Apply

Screenshots

Pay for Stripe4 screens
Visa Pay4 screens

Verdict

The call

The clearest difference is rating: Pay for Stripe at 4.7 against Visa Pay's 2.5. Pay for Stripe also leads on ads (none vs shown) and review sentiment (33% vs 14%). Visa Pay's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay for Stripe holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: Pay for Stripe has 1.5K ratings behind it against 129, so its average is the more settled of the two. Written reviews point the same way: 33% of Pay for Stripe's written reviews are positive against 14% of Visa Pay's.

UpkeepUpdate frequency

Pay for Stripe ships an update every 3 weeks, Visa Pay monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Pay for Stripe versus Visa Pay: the parameters behind the verdict, then further details
ParameterPay for StripeVisa Pay
PriceFreeFree
Rating4.7 (1.5K ratings) — better2.5 (129 ratings)
Positive reviews33.3% of reviews — better14.0% of reviews
Number of ratings1.5K — better129
Update frequencyEvery 3 weeks — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.0 — better
Further details — not scored
Size98 MB178 MB
Age rating4+4+
DeveloperACCEPT PAYMENT COMPANYVisa

Customer experience

Pay for Stripe

All ratings1,505 ratings
Positive93.2%
Neutral2.2%
Negative4.6%
Written reviews39 reviews
Positive33.3%
Neutral5.1%
Negative61.5%

Visa Pay

All ratings125 ratings
Positive32.8%
Neutral5.6%
Negative61.6%
Written reviews43 reviews
Positive14.0%
Neutral2.3%
Negative83.7%

Bugs and requests

Pay for Stripe

Reported bugs

2 issues
  • Login issues for some users
  • Errors when submitting applications

Requested features

3 requests
  • Improve customer support channels
  • Provide more transparency on payouts
  • Expand availability to more regions

Visa Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pay for Stripe

No in-app purchases

None

Visa Pay

No in-app purchases

Questions

Is Pay for Stripe free?
Pay for Stripe is free to download, with no in-app purchases.
Is Visa Pay free?
Visa Pay is free to download, with no in-app purchases.
Which has better reviews, Pay for Stripe or Visa Pay?
Pay for Stripe is rated higher. Pay for Stripe averages 4.7 out of 5 from 1.5K ratings, while Visa Pay averages 2.5 from 129 ratings.
Do Pay for Stripe or Visa Pay have ads?
Visa Pay shows ads; Pay for Stripe does not.
Which is updated more often, Pay for Stripe or Visa Pay?
Pay for Stripe ships an update every 3 weeks, and Visa Pay monthly. Most recently, Pay for Stripe was updated on October 29, 2026 and Visa Pay on October 30, 2026.

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