Comparison

Pay for Stripe vs SwipeX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay for Stripe

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Highlights
  • Accept contactless payments on iPhone
  • Bank-grade encryption for secure transactions
  • Global payment acceptance
  • Responsive in-app support
  • Instant payment processing
Features
Read full description

Use the Pay for Stripe app to accept payments in seconds. Whether you're selling at a garage sale, wedding boutique, or farmer's market, the Pay App allows you to accept payments on the fly. Sell anything. Anytime. Anywhere. Some of our features: TAP TO PAY ON IPHONE Accept contactless payments with only an iPhone. Available in the United States. BANK-GRADE ENCRYPTION When accepting payments, you must do so in a PCI compliant manner. 1000'S OF CUSTOMERS Users from all around the world make payments every day. RESPONSIVE SUPPORT Simply contact us inside the app if you have any question. We reply very quickly. INSTANT PAYMENT IN SECONDS When you start processing live payments from your customers, you will not receive your first payout until 7–10 days after your first successful payment is received. Please note there is a 1.5% fee when using the Pay App (in addition to Stripe fees). COUNTRIES Austria, Australia, Belgium, Canada, China, Denmark, Finland, France, German, Hong Kong, Ireland, Italy, Japan, Luxembourg, Mexico, New Zealand, Norway, Portugal, Singapore, Sweden, Switzerland, United Kingdom, United States, and more. PRIVACY Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other apps/sites we own and operate. We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law. Our website/app may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services. Your continued use of our website/app will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of October 2026.

About

SwipeX

Accept contactless payments directly on your iPhone without extra hardware. This secure and private solution supports physical cards, digital wallets, and more. Sign up for a year of free subscription fees and earn rewards for referrals.

Highlights
  • Accept contactless payments on iPhone
  • No extra hardware required
  • Supports cards and digital wallets
  • Secure and private transactions
  • First year subscription free
  • Referral rewards program
Read full description

With Tap to Pay on iPhone and SwipeX app, you can accept all types of in-person, contactless payments right on your iPhone—from physical debit and credit cards to Apple Pay and other digital wallets—no extra terminals or hardware needed. It’s easy, secure, and private. Sign up today and pay no subscription fees for a year. In addition, refer your friend, client or other businesses and get AED200 each.

Screenshots

Pay for Stripe4 screens
SwipeX4 screens

Verdict

The call

The clearest difference is monetization model: SwipeX at free against Pay for Stripe's free with in-app purchases. SwipeX also leads on rating (5.0 vs 4.7). Pay for Stripe's advantage is ratings volume (1.5K vs 1) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SwipeX holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay for Stripe has 1.5K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Pay for Stripe ships an update every 3 weeks, SwipeX every 2 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Pay for Stripe versus SwipeX: the parameters behind the verdict, then further details
ParameterPay for StripeSwipeX
PriceFreeFree
Rating4.7 (1.5K ratings)5.0 (1 ratings) — better
Positive reviews35.0% of reviews—
Number of ratings1.5K — better1
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.4
Further details — not scored
Size92 MB75 MB
Age rating4+17+
DeveloperACCEPT PAYMENT COMPANYSwipeX

Customer experience

Pay for Stripe

All ratings1,522 ratings
Positive93.2%
Neutral2.2%
Negative4.6%
Written reviews40 reviews
Positive35.0%
Neutral5.0%
Negative60.0%

SwipeX

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Pay for Stripe

Reported bugs

2 issues
  • Login issues for some users
  • Errors when submitting applications

Requested features

3 requests
  • Improve customer support channels
  • Provide more transparency on payouts
  • Expand availability to more regions

SwipeX

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pay for Stripe

No in-app purchases

None

SwipeX

No in-app purchases

Questions

Is Pay for Stripe free?
Pay for Stripe is free to download, with no in-app purchases.
Is SwipeX free?
SwipeX is free to download, with no in-app purchases.
Which has better reviews, Pay for Stripe or SwipeX?
SwipeX is rated higher. Pay for Stripe averages 4.7 out of 5 from 1.5K ratings, while SwipeX averages 5.0 from 1 ratings.
Do Pay for Stripe or SwipeX have ads?
Neither Pay for Stripe nor SwipeX shows ads.
Which is updated more often, Pay for Stripe or SwipeX?
Pay for Stripe ships an update every 3 weeks, and SwipeX every 2 months. Most recently, Pay for Stripe was updated on November 6, 2026 and SwipeX on October 30, 2026.

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