mCards vs Novo

mCards are mobile wallet enabled cards that revolutionize what a card can do. mCards were designed to deliver more value, more security and more benefits to cardholders than ever before possible. Each mCard can be linked and connected to various different points programs, merchant-funded offer programs, employer and corporate programs, membership programs, gift cards and even personal payment cards to enable one mCard to have the power and benefits of your entire wallet. Your mCards can be controlled and managed via the mCards App. Here you are in control of how your card works for you. And yes… it’s personal. How your mCard works for you is based on how you have set it up and what you have linked and connected to it. Your mCard experience is based on your personal spending, your favourite locations, your linked funding sources and your associated programs and memberships. Every mCard program is unique and tailored to deliver the ultimate benefits and rewards for the cardholder. This mobile application uses the EML Payment Solutions Ltd SDK to enable in-app provisioning which has been certified by Apple Oct 2018. We are approved clients of EML Payment Solutions Ltd to use this SDK.

Manage Smarter. Earn More. Novo Financial is the all-in-one money app trusted by Canadians to spend, save, and send money with ease. With our powerful tools, you get a smarter way to manage your finances—without the hidden fees, fine print, or unnecessary banking hassle. EARN MORE, SAVE SMARTER Make your money work for you. Our NovoSaving account offers a high-interest rate of 5% annualized, with no minimum balance, no monthly fees, and no lock-in periods. Watch your savings grow effortlessly and access your funds instantly, whenever you need them. SPEND WITH CONFIDENCE The NovoCard gives you total control over your spending. Use it online or in-person, anywhere in the world. Get real-time transaction notifications and manage your card directly from the app, giving you peace of mind and security. SEND MONEY, INSTANTLY & SECURELY Stop worrying about hidden charges. With NovoPay and NovoWire, you can send money instantly and securely from the app with absolutely no fees. It's the faster, simpler way to transfer funds to friends and family. BUILT FOR YOUR SECURITY We are a registered Money Services Business and Payment Service Provider in Canada. We partner with top financial institutions to keep your money safe. Your peace of mind is our priority. START IN MINUTES Sign up in a flash and get instant access to your virtual card. Pay bills, manage your savings goals, and chat with our dedicated live support team—all within the app. Experience a better way to bank. Download Novo Financial today and take control of your financial future.