Comparison

OPES vs Harusplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OPES

This app offers a leading online platform for purchasing and researching insurance products in Vietnam. It provides personalized services and comprehensive protection plans at affordable prices, aiming to deliver a unique and energetic user experience.

Highlights
  • Online insurance purchase
  • Telematics technology integration
  • Locate nearby services
  • Promotions and rewards
  • Personalized services
Features
Read full description

Ứng dụng mua và tra cứu sản phẩm bảo hiểm trực tuyến sáng tạo hàng đầu Việt Nam. Dịch vụ được cá nhân hóa tối ưu cùng các sản phẩm bảo vệ toàn diện với mức phí hợp lý mang đến cho bạn trải nghiệm hoàn toàn khác biệt và tràn đầy năng lượng. Các tính năng nổi bật của App OPES: - Tham gia bảo hiểm trực tuyến nhanh chóng, dễ dàng. - Trải nghiệm công nghệ Telematics được tích hợp trong sản phẩm bảo hiểm O-Car đầu tiên tại Việt Nam. - Tra cứu thông tin trụ sở CSGT, Trạm xăng và Bãi đỗ xe gần nhất. - Cập nhật những chương trình khuyến mãi và tích điểm thưởng hấp dẫn. - Và rất nhiều tiện ích vượt trội khác đang chờ bạn trải nghiệm! Khám phá ngay!

About

Harusplit

Effortlessly track and settle shared expenses with friends, roommates, and travel companions. This app simplifies bill splitting for group trips, shared living, and dining out, ensuring everyone knows who owes what without awkward conversations.

Highlights
  • Create and manage groups
  • Split bills equally, by amount, or percentage
  • Track real-time balances
  • Simplify debt settlement
  • Offline expense entry
  • Cloud synchronization
Features
Read full description

Stop stressing about "who owes who." Harusplit is the simplest way to split bills and share expenses with friends, roommates, and travel partners. Whether you are going on a group trip, sharing a house, or just going out for lunch, Harusplit keeps track of every expense so you can settle up later without the awkward math. Key Features: - Create Groups: Perfect for housemates, trips, couples, and events. - Split Bills Your Way: Split equally, by specific amounts, or by percentage. - Track Balances: See exactly how much you owe or are owed at a glance. - Simplify Debts: The app calculates the easiest way to pay everyone back. - Offline Mode: Add expenses even without an internet connection. - Cloud Sync: Your data is safe and accessible across your devices. Great for: - Travel: Manage budgets for group vacations and weekend getaways. - Roommates: Split rent, utility bills, and grocery costs fairly. - Couples: Keep track of shared relationship costs. - Lunch & Dining: Split the restaurant bill in seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://harusplit.com/privacy

Screenshots

OPES4 screens
Harusplit4 screens

Verdict

The call

The clearest difference is in-app purchases: OPES at none against Harusplit's 2. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Harusplit sells 2 in-app purchases, starting at $2.99 per month. OPES asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for OPES against 5.0 for Harusplit. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

OPES ships an update fortnightly, Harusplit every 10 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
OPES versus Harusplit: the parameters behind the verdict, then further details
ParameterOPESHarusplit
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews33.3% of reviews—
Number of ratings2 — better1
Update frequencyFortnightlyEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size153 MB38 MB
Age rating4+4+
DeveloperOPES INSURANCE JOINT STOCK COMPANYThanh Khoi Bui

Customer experience

OPES

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Harusplit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

OPES

No in-app purchases

2 purchases

Harusplit

Subscriptions2
  • Premium Monthly$2.991 Month
  • Premium Yearly$14.991 Year

Questions

Is OPES free?
OPES is free to download, with no in-app purchases.
Is Harusplit free?
Harusplit is free to download, with in-app purchases available.
Which has better reviews, OPES or Harusplit?
OPES and Harusplit are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do OPES or Harusplit have ads?
Neither OPES nor Harusplit shows ads.
Which is updated more often, OPES or Harusplit?
OPES ships an update fortnightly, and Harusplit every 10 days. Most recently, OPES was updated on October 24, 2026 and Harusplit on October 28, 2026.

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