Comparison

aPay vs ReLi ID

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

aPay

Features
Read full description

aPay merupakan aplikasi pembayaran cashless yang memberikan Anda kemudahan dalam transaksi.

About

ReLi ID

This integrated finance platform offers loans, investments, and insurance products in one app. Access employee and student financing, home loans, mutual fund investments with robo-advisory, and vehicle insurance. It is regulated by OJK and registered with Menkominfo.

Highlights
  • Employee and student financing
  • Home loan and vehicle loan pre-approval
  • Mutual fund investment with robo-advisory
  • Vehicle insurance purchase
  • Chat doctor and medication delivery service
Features
Read full description

ReLi:ID adalah platform Fintech terintegrasi dari Reliance Group yang tercatat dan diawasi oleh OJK dengan nomor pencatatan S-76/MS.72/2020 sejaK February 2020 dan memiliki sertifikasi INDEX KAMI dalam dalam bidang pengelolaan Sistem Informasi serta terdaftar sebagai penyelenggara PSE di Menkominfo dengan nomor pendaftaran 02271/DJAI.PSE/02/2020. Aplikasi Fintech Terintegrasi pertama di Indonesia yang menyediakan layanan jasa keuangan Pembiayaan, Investasi juga Proteksi di satu Aplikasi Produk ReLi:ID *PEMBIAYAAN 1. ReliDana employee financing Pendanaan bagi karyawan untuk khusus bagi Perusahaan yang telah bekerjasama Plafon pengajuan 1-20juta dengan bunga ringan 1,8% flat per bulan 2. ReliDana student financing Pendanaan bagi mahasiswa untuk khusus bagi Universitas yang telah bekerjasama Plafon pengajuan 1-15juta dengan bunga ringan 2,5% flat per bulan 3. ReliHome Kemudahan pengajuan KPR dan KPA dengan sistem Pre-Approved dengan tenor hingga 15 tahun 4. ReliFin Nantikan beragam produk pembiayaan langsung dari partner Multifinance kami *INVESTASI 1. Relinvest Invetasi Reksa Dana yang memiliki dua fitur utama yaitu penasihat investasi berupa robot (robo advisory) dan tujuan investasi berbasis tujuan (goal based investment). *PROTEKSI 1. Li-Mo Kemudahan pembelian produk asuransi untuk kendaraan roda dua kesayangan anda dengan fitur E-Polis 2. Li-Oto Kemudahan pembelian produk asuransi untuk kendaraan roda empat kesayangan anda dengan fitur E-Polis 3. ReliDoc Layanan Kesehatan CHAT Doctor dan pengantaran obat langsung ke rumah khusus bagi penerima manfaat Asuransi Kesehatan Reliance *Syarat dan ketentuan berlaku

Screenshots

aPay4 screens
ReLi ID2 screens

Verdict

The call

The clearest difference is iOS requirement: aPay at 10.3 against ReLi ID's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 9, 2026 and September 25, 2026 respectively.

Scorecard1 real difference ยท 7 level
aPay versus ReLi ID: the parameters behind the verdict, then further details
ParameteraPayReLi ID
PriceFreeFree
Positive reviewsโ€”60.0% of reviews
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
Monetizationโ€”Free
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS10.3 โ€” better15.1
Further details โ€” not scored
Size23 MB39 MB
Age rating4+4+
DeveloperAVATAR SOLUTION, CVRELIANCE CAPITAL MANAGEMENT, PT

In-app purchases

None

aPay

No in-app purchases

None

ReLi ID

No in-app purchases

Questions

Is aPay free?
aPay is free to download, with no in-app purchases.
Is ReLi ID free?
ReLi ID is free to download, with no in-app purchases.
Do aPay or ReLi ID have ads?
Neither aPay nor ReLi ID shows ads.
Which is updated more often, aPay or ReLi ID?
aPay ships an update weekly, and ReLi ID weekly. Most recently, aPay was updated on October 9, 2026 and ReLi ID on September 25, 2026.

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