Comparison

CellPay vs myABL Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CellPay

This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.

Highlights
  • Digital payments
  • Fund transfers
  • Utility bill payments
  • Merchant payments
  • Flight booking
  • Insurance payments
  • Government payments
Features
Read full description

CellPay is a payment service powered by Cellcom Private Limited, licensed by Nepal Rastra Bank. CellPay provides digital payments and fund transfer services that use web and mobile channels to help you make payments directly from your bank account. CellPay uses international-level security to ensure you are always protected. The best way to understand CellPay is as a digital debit card. The only difference is that unlike a debit card CellPay cannot be lost or stolen from you, and you can link multiple bank accounts to your CellPay account. Currently, the CellPay service supports utility payments, merchant payments and fund transfer services. Features of CellPay · Top Up: Ncell, NT, Smartcell (upto 4% cashback) · Data Pack: Ncell, NT · Fund Transfer: Transfer funds across all financial institutions of Nepal at bare minimum rate · ISP Payment: Supports bill payment across all top ISPs of Nepal. · DTH Payment: Supports bill payment across different cable operators in Nepal. · Electricity Bill: Payment can be made to NEA directly from our App. · Khanepani Bill : Payment can be made of different Khanepani and KUKL counters · Merchant Payment : Merchant payment can be done to all Fonepay and Nepal Pay merchants. · Flight Booking: Book Domestic airline tickets from our app and get highest cashback in the industry. · Insurance payment: Make hassle free payment to 15+ insurance companies in Nepal. · Demat: Renew and subscribe to different Demat accounts. · Government Payment: Pay for your traffic fine or can make any other government payment in Nepal. · Movie Tickets: Buy movie tickets for your favourite show across most of the halls in Nepal. · Bank Link: You can link your bank account across our partner banks and make hassle free transaction even faster. · Load Funds: You can now load funds into your CellPay wallet from different methods and from almost all financial institutions of Nepal.

About

myABL Wallet

Manage your daily finances on the go with this mobile wallet. Easily make payments, transfer funds, pay bills, and access various financial services directly from your smartphone. It offers convenient features for everyday transactions and account management.

Highlights
  • Self-registration for wallet
  • Biometric login
  • Funds transfer (various options)
  • Bill payments
  • QR code payments
  • Account management
  • Branch & ATM locator
Features
Read full description

Simply register yourself on myABL Wallet from anywhere and at any time using your smartphone. All you need is a valid CNIC and Mobile Number. myABL Wallet compliments your daily needs and lets you stay on top of your finances by letting you make payments, even on the go. You can conveniently transfer funds, pay bills, purchase tickets, receive international remittance, buy mobile top-ups, make QR Payments and much more. Download the App and start transacting. 1) Self Registration for Wallet 2. Biometric Login 3. Cash Deposit / Withdrawal Services 4. Account Management 5. Debit Card Management 6. Update Personal Information 7. Register Complaints 8. Upgrade Account 9. Generate Account Statement 10. Link/Delink Bank Account 11. Funds Transfer a) myABL Wallet to myABL Wallet b. myABL Wallet to ABL Conventional Banking Account c. myABL Wallet to Other Bank Account (IBFT) d. myABL Wallet to Person/CNIC e. Transfer IN / Out from/to Linked ABL Conventional Banking Account 12. Payments a) Utility Bill Payment b. Mobile Voucher / Top up Purchase c. Post Paid Mobile Bill Payment d. Broadband bill payment e. Mutual Funds’ Investments f. Credit Card Payments g. Educational Fee Payments h. Tax & Challan Payments i. Movie / Bus / Event Tickets j. Donations k. Insurance l. QR Code Payments 13. Branch & ATM Locator 14. Discounts & Offers For more information you can also: • Call us on 24/7 Helpline: (042) 111-225-225 • Fax us at: (+9221) 32331784 • E-mail us at: complaint@abl.com or cm@abl.com Further, you can register online complaint through “Register Complaint” feature in myABL Wallet application available in hamburger menu.

Screenshots

CellPay4 screens
myABL Wallet4 screens

Verdict

The call

The clearest difference is rating: CellPay at 3.5 against myABL Wallet's 3.0. CellPay also leads on review sentiment (33% vs 0%) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CellPay holds the better App Store score, 3.5 against 3.0. Both are backed by a comparable volume of ratings — 11 and 9 respectively. Written reviews point the same way: 33% of CellPay's written reviews are positive against 0% of myABL Wallet's.

UpkeepUpdate frequency

CellPay ships an update every 3 weeks, myABL Wallet every 2 months. The most recent releases landed on August 25, 2026 and July 30, 2026 respectively.

Scorecard3 real differences · 7 level
CellPay versus myABL Wallet: the parameters behind the verdict, then further details
ParameterCellPaymyABL Wallet
PriceFreeFree
Rating3.5 (11 ratings) — better3.0 (9 ratings)
Positive reviews33.3% of reviews — better0.0% of reviews
Number of ratings11 — better9
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size68 MB34 MB
Age rating4+4+
DeveloperCellcom Private limitedAllied Bank Limited

Customer experience

CellPay

All ratings11 ratings
Positive54.5%
Neutral18.2%
Negative27.3%
Written reviews6 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

myABL Wallet

All ratings9 ratings
Positive44.4%
Neutral11.1%
Negative44.4%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

CellPay

No in-app purchases

None

myABL Wallet

No in-app purchases

Questions

Is CellPay free?
CellPay is free to download, with no in-app purchases.
Is myABL Wallet free?
myABL Wallet is free to download, with no in-app purchases.
Which has better reviews, CellPay or myABL Wallet?
CellPay is rated higher. CellPay averages 3.5 out of 5 from 11 ratings, while myABL Wallet averages 3.0 from 9 ratings.
Do CellPay or myABL Wallet have ads?
Neither CellPay nor myABL Wallet shows ads.
Which is updated more often, CellPay or myABL Wallet?
CellPay ships an update every 3 weeks, and myABL Wallet every 2 months. Most recently, CellPay was updated on August 25, 2026 and myABL Wallet on July 30, 2026.

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