CellPay vs Partner Namaste Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CellPay
This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.
- Digital payments
- Fund transfers
- Utility bill payments
- Merchant payments
- Flight booking
- Insurance payments
- Government payments
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CellPay is a payment service powered by Cellcom Private Limited, licensed by Nepal Rastra Bank. CellPay provides digital payments and fund transfer services that use web and mobile channels to help you make payments directly from your bank account. CellPay uses international-level security to ensure you are always protected. The best way to understand CellPay is as a digital debit card. The only difference is that unlike a debit card CellPay cannot be lost or stolen from you, and you can link multiple bank accounts to your CellPay account. Currently, the CellPay service supports utility payments, merchant payments and fund transfer services. Features of CellPay · Top Up: Ncell, NT, Smartcell (upto 4% cashback) · Data Pack: Ncell, NT · Fund Transfer: Transfer funds across all financial institutions of Nepal at bare minimum rate · ISP Payment: Supports bill payment across all top ISPs of Nepal. · DTH Payment: Supports bill payment across different cable operators in Nepal. · Electricity Bill: Payment can be made to NEA directly from our App. · Khanepani Bill : Payment can be made of different Khanepani and KUKL counters · Merchant Payment : Merchant payment can be done to all Fonepay and Nepal Pay merchants. · Flight Booking: Book Domestic airline tickets from our app and get highest cashback in the industry. · Insurance payment: Make hassle free payment to 15+ insurance companies in Nepal. · Demat: Renew and subscribe to different Demat accounts. · Government Payment: Pay for your traffic fine or can make any other government payment in Nepal. · Movie Tickets: Buy movie tickets for your favourite show across most of the halls in Nepal. · Bank Link: You can link your bank account across our partner banks and make hassle free transaction even faster. · Load Funds: You can now load funds into your CellPay wallet from different methods and from almost all financial institutions of Nepal.
Partner Namaste Pay
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Partner Namaste Pay is a new business app in Nepal brought by Nepal Digital Payments Company (NDPC). NDPC is a joint endeavor between Nepal Telecom and Rastriya Banijya Bank, the leading public enterprises of Nepal in telecom and banking sector respectively. Partner Namaste Pay is basically developed for agents where overall business transactions, agent assisted customer services, onboarding and other related services from the agents and related business partners are integrated. This application can only be accessed by registered partners in Namaste pay platform. Regular subscribers/customers will not be able to operate this particular partner app. More services including the following shall be added in forthcoming releases: Customer Registration: The agents can onboard regular subscribers from the Customer Registration section. Commission Details: Overall commissions earned by the agents are accumulated and displayed separately under Commission Wallet within the App. Bank Account Integration: Option of over 9+ banks and growing. For loading money to wallet or sending money from the wallet to bank account. Deposit/Withdraw: Subscribers/Customers can deposit/withdraw funds via this App. Cash-In: Agents can load their wallet directly through mobile banking, banking, debit card/credit card, Connect IPS or through our authorized agent. Cash-Out: Quick transfer the wallet money to your bank account or convert your wallet balance to cash in your pocket through nearby agent. Send and Request Money: Send money to or request money from your friends, customers and families without any hassle. Wallet to wallet transfer: Now you can send money fast and easy to other wallets. It's never been easier to send/receive money to friends and family. Bank transfer: Transfer money from your wallet to bank account of any banks and financial institutions. Utilities Payment: Telecom service top-up or internet bill payment in just few clicks. Pay bills for other utility services such as Water, Electricity, DTH etc. right from your mobile so why stand in queue. More services shall be added in the coming days. Merchant Payments: Pay various online and offline merchants. Book movie tickets, flight tickets, bus tickets. Pay for medical services. Eat out at restaurants, buy groceries, do shopping or even pay for cup of tea. Namaste Pay shall be accepted in thousands of shops and outlets across Nepal. Government Payment: Paying taxes and fees to government or receiving allowances from government, all made hassle free and quick like never before. Educational Institute: Pay school, college, university and professional institutions' fees instantly without any hurdle.Namaste Pay, Digital Wallet, NTC Wallet, Pay, Nepal Digital Payment, e-Wallet, Online Payment
Screenshots
Verdict
The clearest difference is iOS requirement: CellPay at 13.0 against Partner Namaste Pay's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CellPay ships an update every 3 weeks, Partner Namaste Pay monthly. Both last shipped on October 24, 2026.
| Parameter | CellPay | Partner Namaste Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (11 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 68 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Cellcom Private limited | Nepal Digital Payments Company |
In-app purchases
CellPay
No in-app purchases
Partner Namaste Pay
No in-app purchases
Questions
Is CellPay free?
Is Partner Namaste Pay free?
Do CellPay or Partner Namaste Pay have ads?
Which is updated more often, CellPay or Partner Namaste Pay?
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