CellPay vs VALSAD DCCB Positive Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CellPay
This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.
- Digital payments
- Fund transfers
- Utility bill payments
- Merchant payments
- Flight booking
- Insurance payments
- Government payments
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CellPay is a payment service powered by Cellcom Private Limited, licensed by Nepal Rastra Bank. CellPay provides digital payments and fund transfer services that use web and mobile channels to help you make payments directly from your bank account. CellPay uses international-level security to ensure you are always protected. The best way to understand CellPay is as a digital debit card. The only difference is that unlike a debit card CellPay cannot be lost or stolen from you, and you can link multiple bank accounts to your CellPay account. Currently, the CellPay service supports utility payments, merchant payments and fund transfer services. Features of CellPay · Top Up: Ncell, NT, Smartcell (upto 4% cashback) · Data Pack: Ncell, NT · Fund Transfer: Transfer funds across all financial institutions of Nepal at bare minimum rate · ISP Payment: Supports bill payment across all top ISPs of Nepal. · DTH Payment: Supports bill payment across different cable operators in Nepal. · Electricity Bill: Payment can be made to NEA directly from our App. · Khanepani Bill : Payment can be made of different Khanepani and KUKL counters · Merchant Payment : Merchant payment can be done to all Fonepay and Nepal Pay merchants. · Flight Booking: Book Domestic airline tickets from our app and get highest cashback in the industry. · Insurance payment: Make hassle free payment to 15+ insurance companies in Nepal. · Demat: Renew and subscribe to different Demat accounts. · Government Payment: Pay for your traffic fine or can make any other government payment in Nepal. · Movie Tickets: Buy movie tickets for your favourite show across most of the halls in Nepal. · Bank Link: You can link your bank account across our partner banks and make hassle free transaction even faster. · Load Funds: You can now load funds into your CellPay wallet from different methods and from almost all financial institutions of Nepal.
VALSAD DCCB Positive Pay
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The Positive Pay App protects customers against forged, altered or counterfeit cheques by uploading Cheque Attributes such as account number, cheque number, cheque date, cheque amount, etc. which cross verifies the details of the cheque physically presented for payment.
Screenshots
Verdict
The clearest difference is update cadence: CellPay at every 3 weeks against VALSAD DCCB Positive Pay's every 13 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CellPay ships an update every 3 weeks, VALSAD DCCB Positive Pay every 13 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | CellPay | VALSAD DCCB Positive Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (11 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 3 weeks — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 68 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Cellcom Private limited | VALSAD DISTRICT CENTRAL CO. OP. BANK LTD |
In-app purchases
CellPay
No in-app purchases
VALSAD DCCB Positive Pay
No in-app purchases
Questions
Is CellPay free?
Is VALSAD DCCB Positive Pay free?
Do CellPay or VALSAD DCCB Positive Pay have ads?
Which is updated more often, CellPay or VALSAD DCCB Positive Pay?
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