Comparison

CellPay vs Bill Splitter+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CellPay

This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.

Highlights
  • Digital payments
  • Fund transfers
  • Utility bill payments
  • Merchant payments
  • Flight booking
  • Insurance payments
  • Government payments
Features
Read full description

CellPay is a payment service powered by Cellcom Private Limited, licensed by Nepal Rastra Bank. CellPay provides digital payments and fund transfer services that use web and mobile channels to help you make payments directly from your bank account. CellPay uses international-level security to ensure you are always protected. The best way to understand CellPay is as a digital debit card. The only difference is that unlike a debit card CellPay cannot be lost or stolen from you, and you can link multiple bank accounts to your CellPay account. Currently, the CellPay service supports utility payments, merchant payments and fund transfer services. Features of CellPay · Top Up: Ncell, NT, Smartcell (upto 4% cashback) · Data Pack: Ncell, NT · Fund Transfer: Transfer funds across all financial institutions of Nepal at bare minimum rate · ISP Payment: Supports bill payment across all top ISPs of Nepal. · DTH Payment: Supports bill payment across different cable operators in Nepal. · Electricity Bill: Payment can be made to NEA directly from our App. · Khanepani Bill : Payment can be made of different Khanepani and KUKL counters · Merchant Payment : Merchant payment can be done to all Fonepay and Nepal Pay merchants. · Flight Booking: Book Domestic airline tickets from our app and get highest cashback in the industry. · Insurance payment: Make hassle free payment to 15+ insurance companies in Nepal. · Demat: Renew and subscribe to different Demat accounts. · Government Payment: Pay for your traffic fine or can make any other government payment in Nepal. · Movie Tickets: Buy movie tickets for your favourite show across most of the halls in Nepal. · Bank Link: You can link your bank account across our partner banks and make hassle free transaction even faster. · Load Funds: You can now load funds into your CellPay wallet from different methods and from almost all financial institutions of Nepal.

About

Bill Splitter+

Features
Read full description

Bill Splitter+ makes it easy to split bills, track who owes what, and keep everything organised — whether you’re on tour, on the road, or just out with friends. No accounts. No sign-ups. No hassle. Snap a photo of a receipt, choose how many people you’re splitting between, and let the app handle the rest. Add a tip, track payments, and send quick reminders to anyone who still owes — so nothing gets forgotten between cities, venues, or late nights. Everything stays securely stored on your device. Key Features • Scan receipts instantly with your camera • Automatically detect totals • Split bills evenly between any number of people • Add tips by percentage • Track who has paid and who still owes • Mark payments as settled • Send reminders via Messages or WhatsApp • Daily nudges for unpaid bills • All data stored locally on your device • Clean, simple, tour-friendly design

Screenshots

CellPay4 screens
Bill Splitter+3 screens

Verdict

The call

The clearest difference is update cadence: CellPay at every 3 weeks against Bill Splitter+'s every 2 months. CellPay also leads on device support (3 vs 1) and iOS requirement (13.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CellPay ships an update every 3 weeks, Bill Splitter+ every 2 months. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
CellPay versus Bill Splitter+: the parameters behind the verdict, then further details
ParameterCellPayBill Splitter+
PriceFreeFree
Rating3.5 (11 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings11 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better18.6
Further details — not scored
Size68 MB1 MB
Age rating4+4+
DeveloperCellcom Private limited1BIGRIG Ltd

In-app purchases

None

CellPay

No in-app purchases

None

Bill Splitter+

No in-app purchases

Questions

Is CellPay free?
CellPay is free to download, with no in-app purchases.
Is Bill Splitter+ free?
Bill Splitter+ is free to download, with no in-app purchases.
Do CellPay or Bill Splitter+ have ads?
Neither CellPay nor Bill Splitter+ shows ads.
Which is updated more often, CellPay or Bill Splitter+?
CellPay ships an update every 3 weeks, and Bill Splitter+ every 2 months. Most recently, CellPay was updated on October 9, 2026 and Bill Splitter+ on October 4, 2026.

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