Comparison

CellPay vs Nepal Now

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CellPay

This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.

Highlights
  • Digital payments
  • Fund transfers
  • Utility bill payments
  • Merchant payments
  • Flight booking
  • Insurance payments
  • Government payments
Features
Read full description

CellPay is a payment service powered by Cellcom Private Limited, licensed by Nepal Rastra Bank. CellPay provides digital payments and fund transfer services that use web and mobile channels to help you make payments directly from your bank account. CellPay uses international-level security to ensure you are always protected. The best way to understand CellPay is as a digital debit card. The only difference is that unlike a debit card CellPay cannot be lost or stolen from you, and you can link multiple bank accounts to your CellPay account. Currently, the CellPay service supports utility payments, merchant payments and fund transfer services. Features of CellPay · Top Up: Ncell, NT, Smartcell (upto 4% cashback) · Data Pack: Ncell, NT · Fund Transfer: Transfer funds across all financial institutions of Nepal at bare minimum rate · ISP Payment: Supports bill payment across all top ISPs of Nepal. · DTH Payment: Supports bill payment across different cable operators in Nepal. · Electricity Bill: Payment can be made to NEA directly from our App. · Khanepani Bill : Payment can be made of different Khanepani and KUKL counters · Merchant Payment : Merchant payment can be done to all Fonepay and Nepal Pay merchants. · Flight Booking: Book Domestic airline tickets from our app and get highest cashback in the industry. · Insurance payment: Make hassle free payment to 15+ insurance companies in Nepal. · Demat: Renew and subscribe to different Demat accounts. · Government Payment: Pay for your traffic fine or can make any other government payment in Nepal. · Movie Tickets: Buy movie tickets for your favourite show across most of the halls in Nepal. · Bank Link: You can link your bank account across our partner banks and make hassle free transaction even faster. · Load Funds: You can now load funds into your CellPay wallet from different methods and from almost all financial institutions of Nepal.

About

Nepal Now

Read full description

Nepal Now – Pay Like local in Nepal Forget Cash, Forget Currency Exchange counters, Forget swiping Cards! Now Scan and Pay like locals do in Nepal. Nepal Now let’s international travelers pay across Nepal instantly and securely. From buzzing Kathmandu cafés to hidden mountain trails and even Everest Base Camp, Nepal Now app works everywhere Fonepay QR is accepted – over 1.9 million+ merchants nationwide. How It works: · Arrive. Sign Up. Start Paying. Register in few seconds using your details of passport and Nepal tourist visa. Create a prepaid card instantly and load funds using your international Visa, Mastercard, or UnionPay. No paperwork. No waiting. · Scan. Pay. Explore. Pay for food, transport, hotels, shopping, and experiences at any Fonepay QR merchants. Travel lighter, move faster, and focus on what matters - the journey. Why Traveler's love it · Instant traveler onboarding · In-app prepaid card · Easy international card top-ups · Nationwide QR payments · Withdraw unused balance after your trip Built for wanderers who want to explore Nepal in peace of mind.

Screenshots

CellPay4 screens
Nepal Now4 screens

Verdict

The call

The clearest difference is iOS requirement: CellPay at 13.0 against Nepal Now's 15.5.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CellPay ships an update every 3 weeks, Nepal Now monthly. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
CellPay versus Nepal Now: the parameters behind the verdict, then further details
ParameterCellPayNepal Now
PriceFreeFree
Rating3.5 (11 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings11 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.5.0
Further details — not scored
Size68 MB77 MB
Age rating4+4+
DeveloperCellcom Private limitedFonepay Payment Service Limited

In-app purchases

None

CellPay

No in-app purchases

None

Nepal Now

No in-app purchases

Questions

Is CellPay free?
CellPay is free to download, with no in-app purchases.
Is Nepal Now free?
Nepal Now is free to download, with no in-app purchases.
Do CellPay or Nepal Now have ads?
Neither CellPay nor Nepal Now shows ads.
Which is updated more often, CellPay or Nepal Now?
CellPay ships an update every 3 weeks, and Nepal Now monthly. Most recently, CellPay was updated on October 24, 2026 and Nepal Now on October 5, 2026.

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