Comparison

Truzo vs Finex Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Truzo

Features
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Take the risk out of buying and selling. Truzo™ offers the most flexible and accessible multi-currency escrow, remittances, payments and receipts and FX platform available. Whether you’re a business running a multi-million infrastructure project or an individual selling a book, Truzo™ is the platform to use. Unlike other escrow services, Truzo™ is approved by UK Financial Conduct Authority, is registered with the Payments Association of South Africa (PASA) and regulated by the Financial Sector Conduct Authority of South Africa (FSCA) and conducts rigorous compliance checks on every Truzo™ user to ensure a safe and secure environment. For Individuals • Access all Truzo™ services, now in multiple currencies • Scam Prevention – Never get scammed when dealing with strangers, we verify all our users! • Secure Payments – When buying or selling items like cars, homes, electronics, concert tickets, etc. For Business • Access all Truzo™ services, now in multiple currencies • Fraud Prevention - KYC is a mandatory and integrated part of our process with compliance to POPI and GDPR. • Secure Payments – All funds are held in a secure Escrow Account. • Instant Cash Flow - Get paid quickly and easily after agreed on inspection hours/days lapse. • Cost Reduction - Reduce admin costs. Focus on your business. We have your payments covered. • Funding Access - We’ve partnered with several organisations that may provide funding against your Truzo™ transaction. Escrow in 4 Easy Steps Once you’re registered, it’s as simple as 1, 2, 3, 4! • Agree – Buyer, seller and agent, if present, agree to the terms of the transaction. • Secure – The buyer commits to a transaction by paying money into the secure escrow account. • Deliver – Verified seller delivers products or services, as agreed with all the parties. • Pay – Once approved by the buyer, Truzo™ releases funds to the seller and/or agent. Keep in Touch Whether you have questions, feedback, comments, queries or simply to want to say “Hi!”, please email us at info@truzo.com. • Like us on Facebook: https://www.facebook.com/truzopay/ • Follow us on Twitter: https://twitter.com/truzopay • Find us on Instagram: https://www.instagram.com/truzo/ • Check out our LinkedIn: https://www.linkedin.com/company/truzo/ • Visit our website: https://truzo.com/

About

Finex Money

Features
Read full description

Finex Money puts your wallet and your Mastercard debit card in one app. Get paid, pay, top up and send money home, all from your phone. This update brings the new Finex Money look to every screen, in light and dark mode. WHAT YOU CAN DO • See your wallet and card balances at a glance, and hide them with one tap • Send money to Finex Money wallets and bank accounts, save beneficiaries, and share a payment confirmation straight after you pay • Load cash at Pay@ partner stores nationwide, pay in online, or load from a card • Buy airtime, data and electricity, day or night • Pay by QR code or voucher, and receive money with your own QR code • Order your Finex Money Mastercard in the app, or link a card your employer or an agent gave you • Move money between your wallet and card, then shop, pay online and draw cash with your card • Report a lost or stolen card and order a replacement • Search and filter your transactions, see where your money goes and download a statement • Get paid straight into your wallet when your employer pays with FINEXflow OPEN YOUR WALLET IN MINUTES Register with a South African ID, or a passport if you're not South African (plus your permit if you're from Lesotho, Namibia or Eswatini). Level 1 approval within 2 hours. Add proof of address to move up to Level 2, and proof of source of funds for Level 3 and the highest limits. SAFE AND SECURE Sign in with your PIN, or with Face ID or fingerprint on supported phones. Your money is held separately from Finex Money's own funds. Finex Money is part of the Finex SA Group. SEND MONEY HOME Use the Finex Remit app to send to 40+ countries, with cash collection, bank and mobile-money payouts. Finex Remit is a separate app, and Finex Money takes you straight to it. HELP WHEN YOU NEED IT WhatsApp or call 060 019 8966, or email support@finexmoney.com. Monday to Saturday 08:00–20:00, Sundays 10:00–18:00, public holidays 10:00–14:00. Fees and limits apply. Terms and privacy policy at finexmoney.com.

Screenshots

Truzo4 screens
Finex Money4 screens

Verdict

The call

The clearest difference is update cadence: Finex Money at every 3 weeks against Truzo's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Truzo ships an update every 2 months, Finex Money every 3 weeks. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 5 level
Truzo versus Finex Money: the parameters behind the verdict, then further details
ParameterTruzoFinex Money
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size16 MB239 MB
Age rating4+4+
DeveloperTruzo (PTY) LtdFinex Money (Pty) Ltd

In-app purchases

None

Truzo

No in-app purchases

None

Finex Money

No in-app purchases

Questions

Is Truzo free?
Truzo is free to download, with no in-app purchases.
Is Finex Money free?
Finex Money is free to download, with no in-app purchases.
Do Truzo or Finex Money have ads?
Neither Truzo nor Finex Money shows ads.
Which is updated more often, Truzo or Finex Money?
Truzo ships an update every 2 months, and Finex Money every 3 weeks. Most recently, Truzo was updated on October 16, 2026 and Finex Money on October 11, 2026.

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