Truzo vs Topa by ClicknPay

Take the risk out of buying and selling. Truzo™ offers the most flexible and accessible multi-currency escrow, remittances, payments and receipts and FX platform available. Whether you’re a business running a multi-million infrastructure project or an individual selling a book, Truzo™ is the platform to use. Unlike other escrow services, Truzo™ is approved by UK Financial Conduct Authority, is registered with the Payments Association of South Africa (PASA) and regulated by the Financial Sector Conduct Authority of South Africa (FSCA) and conducts rigorous compliance checks on every Truzo™ user to ensure a safe and secure environment. For Individuals • Access all Truzo™ services, now in multiple currencies • Scam Prevention – Never get scammed when dealing with strangers, we verify all our users! • Secure Payments – When buying or selling items like cars, homes, electronics, concert tickets, etc. For Business • Access all Truzo™ services, now in multiple currencies • Fraud Prevention - KYC is a mandatory and integrated part of our process with compliance to POPI and GDPR. • Secure Payments – All funds are held in a secure Escrow Account. • Instant Cash Flow - Get paid quickly and easily after agreed on inspection hours/days lapse. • Cost Reduction - Reduce admin costs. Focus on your business. We have your payments covered. • Funding Access - We’ve partnered with several organisations that may provide funding against your Truzo™ transaction. Escrow in 4 Easy Steps Once you’re registered, it’s as simple as 1, 2, 3, 4! • Agree – Buyer, seller and agent, if present, agree to the terms of the transaction. • Secure – The buyer commits to a transaction by paying money into the secure escrow account. • Deliver – Verified seller delivers products or services, as agreed with all the parties. • Pay – Once approved by the buyer, Truzo™ releases funds to the seller and/or agent. Keep in Touch Whether you have questions, feedback, comments, queries or simply to want to say “Hi!”, please email us at info@truzo.com. • Like us on Facebook: https://www.facebook.com/truzopay/ • Follow us on Twitter: https://twitter.com/truzopay • Find us on Instagram: https://www.instagram.com/truzo/ • Check out our LinkedIn: https://www.linkedin.com/company/truzo/ • Visit our website: https://truzo.com/

Topa lets you pay for the things your family actually needs while you are anywhere in the world— electricity, water, school fees, airtime, data, groceries, DStv, council rates and more — from anywhere in the world, in seconds. You can also send money through the same app. Imagine you are in the UK and your grandmother in Zimbabwe runs out of electricity midnight. That where Topa comes in. Sometimes, instead of sending cash and hoping it reaches the bill, you pay the provider directly. Your family gets the token, receipt or voucher on their phone. No queues, no bus fare into town, no “did it arrive?” phone calls. SEND THE REASON, NOT JUST THE MONEY Every transfer home has a purpose. Topa pays that purpose directly: Electricity: ZESA prepaid tokens delivered to the meter and by SMS in seconds Airtime and data: any network, instant top-up, bundles included School and university fees: paid straight to the school with a receipt for both of you Water and council rates: Harare, Bulawayo, Mutare and other councils TV and internet: DStv, TelOne and more Medical aid and funeral cover: keep the cover active every month Grocery vouchers: ready-made hampers or a custom amount, redeemable on the ClicknPay marketplace and at partner stores Property: deposits and instalments to participating developers Send money: to mobile wallets and bank accounts, from the same app PAY IN YOUR OWN CURRENCY, AT THE BEST RATE Topa is built for the global diaspora. You see the price in your currency and the exchange rate before you confirm — no US-dollar pricing, no double conversion, no hidden fees. What you see is what you pay. BUILT FOR BUSY LIVES - Save meter numbers, accounts and phone numbers once; pay again in one tap - “Send again” straight from your history - “Buy for self” when the airtime or token is for you - Full history with filters, receipts and the amount your family received - Reminders before school terms and monthly bills SAFE AND VERIFIED Topa is operated by ClicknShare Ltd, a UK-registered company (No. 16166273), and payments are routed through regulated partners to vetted providers. Identity verification is quick and in-app; light checks to get started, full checks before money moves. FROM THE CLICKNPAY FAMILY If you have used ClicknPay Remit, this is the next step: the same team, the same trusted network, and now every essential in one app. Topa runs on the ClicknShare gateway, which connects licensed remitters to a growing network of utilities, schools, councils, retailers and developers across Africa. New providers are added every month. Are you a vendor or agent inside Zimbabwe? You want ClicknPay Africa instead. WHAT “TOPA” MEANS Topa is Shona for “we are giving” — and it sounds like top-up. It comes from Ubuntu: I am because we are. Questions? Visit topa.click or chat with us in the app.