Comparison

NatMobile vs MwalimuHELA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NatMobile

This banking app offers a comprehensive suite of financial management tools. Easily pay bills, buy airtime, transfer funds, and conduct mVisa and Pesalink transactions. Manage expenses and school fees all within a secure and revamped interface.

Highlights
  • Bill payments
  • Airtime purchases
  • Expense management
  • MPESA transfers
  • School fee payments
  • Account transfers
  • mVisa transactions
  • Pesalink transactions
Features
Read full description

We are excited to introduce the revamped NatMobile App. Experience a new way of banking: - Pay for Bills - Buy Airtime. - Manage your expenses - Send to MPESA - Pay School Fees - Transfer between accounts. - Perform mVisa Transactions. - Perform Pesalink Transactions

About

MwalimuHELA

Features
Read full description

This Mobile Application enables SACCO members to access the following services: Transaction Services - Withdraw Money (M-PESA/ATM/Agent) - Buy Airtime - Pay Bill (Electricity, Water etc) - Funds Transfer to SACCO Account - Funds Transfer to Bank Account - QR Transaction My Account Service -Account balance -Get Detailed Account Statement -Change PIN Loans -Check Loan Limit -Apply for Loan -Loan Balance -Get Detailed Loan Statement -My Loan Guarantors: Get to know the members who have guaranteed your loans -Loans Guaranteed: Get to know the members you have guaranteed loans Contact US -Get contact information of your SACCO.

Screenshots

NatMobile3 screens
MwalimuHELA4 screens

Verdict

The call

The clearest difference is update cadence: MwalimuHELA at every 6 weeks against NatMobile's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NatMobile ships an update every 3 months, MwalimuHELA every 6 weeks. Both last shipped on October 24, 2026.

Scorecard1 real difference · 8 level
NatMobile versus MwalimuHELA: the parameters behind the verdict, then further details
ParameterNatMobileMwalimuHELA
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size29 MB54 MB
Age rating4+4+
DeveloperNational Bank of Kenya LimitedMWALIMU NATIONAL SACCO SOCIETY LIMITED

In-app purchases

None

NatMobile

No in-app purchases

None

MwalimuHELA

No in-app purchases

Questions

Is NatMobile free?
NatMobile is free to download, with no in-app purchases.
Is MwalimuHELA free?
MwalimuHELA is free to download, with no in-app purchases.
Do NatMobile or MwalimuHELA have ads?
Neither NatMobile nor MwalimuHELA shows ads.
Which is updated more often, NatMobile or MwalimuHELA?
NatMobile ships an update every 3 months, and MwalimuHELA every 6 weeks. Most recently, NatMobile was updated on October 24, 2026 and MwalimuHELA on October 24, 2026.

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