Comparison

UCB e vs Panda Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UCB e

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and open accounts securely. Get real-time notifications and access banking services conveniently.

Highlights
  • Account balance and history
  • Funds transfer and wallet top-up
  • Fixed deposit account opening
  • Credit card activation and bill payments
  • Mobile phone top-up
  • Cheque book and payment requests
  • Real-time push notifications
Read full description

Welcome to UCB mobile banking service. You can check account balance instantly, doing funds transfer and open fixed deposit accounts easily, activate credit card and pay bills quickly with this free-download application. Let's install it right now, enjoy UCB secure and convinient service to enrich your life. WHAT WE PROVIDE - Display the available balance and history of the account, and available to download transaction statements. - Bakong transfer and wallet top-up, local banks transfer NCS and international remittance application services. - Open a fixed deposit account to enjoy interest and accumulate wealth. - Credit card activation, freely online bill payments regardless of location, check payment and bill records and usage limits. - Mobile phone top-up. - Apply for cheque book, cashier’s order and stop cheque payment, and enquire the records of paid/deposited cheque. - Real-time push notification of credit card payment, account balance change, and fixed deposit maturity notice. - Send e-mail notification immediately after the transaction is completed, and send reminders for abnormal location logins to ensure safe use. - Latest exchange rate information. - Nearby branches and ATM locations, branch business hours and contact information. - UCB business days and fee rate announcement information HOW TO REGISTER If you already have a UCB account and applied for online banking services, you can easily download and use it now. SAFETY REMINDER Kindly be reminded that if your device is detected to be in an insecure environment, you will not be able to use this app. To ensure your account security, it is recommended to use an O/S certified by original manufactures, and install the kind of security app for protection. [Security Tips & Notice] https://gdp.ucb.com.kh/Announcement/UCB_SecurityTipsAndNotices.html [UCB Website] https://www.esunbank.com/en/business/corporate/overseas-branch/UCB [Contact Information] +855 023-427-995 or Email:info@email.ucb.com.kh

About

Panda Bank

This app offers a convenient and fast mobile banking experience, integrating various financial services. It aims to provide customers with a new way to manage their finances on the go.

Highlights
  • Integrated financial services
  • Mobile banking convenience
  • Fast transaction processing
  • Freedom and trend in finance
  • New mobile finance experience
Read full description

Panda Bank. It integrates financial applications and services to meet the mobile financial needs of customers with freedom, convenience, speed and trend, and enjoy the new experience of mobile finance.

Screenshots

UCB e4 screens
Panda Bank4 screens

Verdict

The call

The clearest difference is rating: UCB e at 4.8 against Panda Bank's 4.3. Panda Bank's advantage is update cadence (weekly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UCB e holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 4 and 4 respectively.

UpkeepUpdate frequency

UCB e ships an update monthly, Panda Bank weekly. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard2 real differences · 8 level
UCB e versus Panda Bank: the parameters behind the verdict, then further details
ParameterUCB ePanda Bank
PriceFreeFree
Rating4.8 (4 ratings) — better4.3 (4 ratings)
Positive reviews100.0% of reviews—
Number of ratings44
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size187 MB67 MB
Age rating9+12+
DeveloperUnion Commercial Bankpanda commercial bank plc

Customer experience

UCB e

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Panda Bank

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

None

UCB e

No in-app purchases

None

Panda Bank

No in-app purchases

Questions

Is UCB e free?
UCB e is free to download, with no in-app purchases.
Is Panda Bank free?
Panda Bank is free to download, with no in-app purchases.
Which has better reviews, UCB e or Panda Bank?
UCB e is rated higher. UCB e averages 4.8 out of 5 from 4 ratings, while Panda Bank averages 4.3 from 4 ratings.
Do UCB e or Panda Bank have ads?
Neither UCB e nor Panda Bank shows ads.
Which is updated more often, UCB e or Panda Bank?
UCB e ships an update monthly, and Panda Bank weekly. Most recently, UCB e was updated on October 24, 2026 and Panda Bank on October 26, 2026.

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