UCB e vs APD Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UCB e
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and open accounts securely. Get real-time notifications and access banking services conveniently.
- Account balance and history
- Funds transfer and wallet top-up
- Fixed deposit account opening
- Credit card activation and bill payments
- Mobile phone top-up
- Cheque book and payment requests
- Real-time push notifications
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Welcome to UCB mobile banking service. You can check account balance instantly, doing funds transfer and open fixed deposit accounts easily, activate credit card and pay bills quickly with this free-download application. Let's install it right now, enjoy UCB secure and convinient service to enrich your life. WHAT WE PROVIDE - Display the available balance and history of the account, and available to download transaction statements. - Bakong transfer and wallet top-up, local banks transfer NCS and international remittance application services. - Open a fixed deposit account to enjoy interest and accumulate wealth. - Credit card activation, freely online bill payments regardless of location, check payment and bill records and usage limits. - Mobile phone top-up. - Apply for cheque book, cashier’s order and stop cheque payment, and enquire the records of paid/deposited cheque. - Real-time push notification of credit card payment, account balance change, and fixed deposit maturity notice. - Send e-mail notification immediately after the transaction is completed, and send reminders for abnormal location logins to ensure safe use. - Latest exchange rate information. - Nearby branches and ATM locations, branch business hours and contact information. - UCB business days and fee rate announcement information HOW TO REGISTER If you already have a UCB account and applied for online banking services, you can easily download and use it now. SAFETY REMINDER Kindly be reminded that if your device is detected to be in an insecure environment, you will not be able to use this app. To ensure your account security, it is recommended to use an O/S certified by original manufactures, and install the kind of security app for protection. [Security Tips & Notice] https://gdp.ucb.com.kh/Announcement/UCB_SecurityTipsAndNotices.html [UCB Website] https://www.esunbank.com/en/business/corporate/overseas-branch/UCB [Contact Information] +855 023-427-995 or Email：info@email.ucb.com.kh
APD Bank
Manage your finances, transfer funds, and open fixed deposit accounts conveniently. This digital wallet allows you to view account activity, download statements, and access support resources.
- Manage accounts and view balances
- Transfer funds between accounts
- Open and manage fixed deposit accounts
- Download bank statements
- Access FAQ and support
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Simplify your life with APD Mobile. APD Mobile is more than just a mobile application but also your digital wallet which allows you to carry safely and conveniently to anywhere. Manage your finances, transfer funds, open fixed deposit account, and download bank statement, all within the app. Manage Your Accounts • View activity and balances in your accounts • Download account statement • Set profile picture • Set your language preference to English, Khmer or Chinese • Customize hand adaption Fixed Deposit Management • Open fixed deposit account • Instantly View and download e-certificate of fixed deposit • Premature withdrawal of fixed deposit from mobile app Make Transfers • Transfer funds between your accounts and to other • Transfer funds between your own accounts • Save account as favorite for quick transfer Getting Help & Stay Secure • Visit FAQ and learn how to help keep your accounts safe • Get support on how to use mobile app in FAQ Contact Us • Find the location of APD branch • Contact us via email, telephone and messenger
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Verdict
UCB e and APD Bank are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for UCB e against 4.8 for APD Bank. Both are backed by a comparable volume of ratings — 4 and 5 respectively.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | UCB e | APD Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) | 4.8 (5 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 | 5 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 187 MB | 205 MB |
| Age rating | 9+ | 4+ |
| Developer | Union Commercial Bank | ASIA-PACIFIC DEVELOPMENT BANK PLC. |
Customer experience
UCB e
APD Bank
In-app purchases
UCB e
No in-app purchases
APD Bank
No in-app purchases
