Jupay vs Buya
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Jupay
Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.
- Free transfers to Ghana
- Instant money delivery
- Mobile wallet and bank account deposits
- Debit card and ACH payments
- Real-time transaction tracking
- FCA, FINTRAC registered
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Jupay is fully registered with FCA in UK, FINTRAC in Canada, and in the United States is a service of Omnex Group, Inc. NMLS# 899521 Send Money from the US, UK and Canada to Ghana for FREE, No Charges. ** Transactions are Instant and arrive in minutes. ** We deliver your funds instantly to Mobile Wallets and Bank Accounts. ** Pay with your Debit Cards or directly from your bank accounts(ACH). ** Fee Free transfers to some select countries. ** Realtime updates of where your money is. ** Awesome support for when you need help.
Buya
Manage layaway payments and view outstanding balances. Receive seamless shopping, coupon, and notification updates from participating businesses. Currently supports payment processing for layaway plans.
- View layaway payments
- Make layaway payments
- Receive shopping notifications
- Access coupons
- Seamless business integration
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View and make payments on layaways. Shopping, Coupons, and Notifications all seamless through companies that use the Bravo Pawn Store System. Currently supports payments on layaways.
Screenshots
Verdict
The clearest difference is review sentiment: Jupay at 67% against Buya's 20%. Jupay also leads on rating (4.7 vs 2.3) and ratings volume (2.8K vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Jupay holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: Jupay has 2.8K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 67% of Jupay's written reviews are positive against 20% of Buya's.
Jupay ships an update fortnightly, Buya every 5 weeks. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.
| Parameter | Jupay | Buya |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.8K ratings) — better | 2.3 (7 ratings) |
| Positive reviews | 67.4% of reviews — better | 20.0% of reviews |
| Number of ratings | 2.8K — better | 7 |
| Update frequency | Fortnightly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 52 MB |
| Age rating | 4+ | 17+ |
| Developer | Juni Holdings Inc | Bravo Store Systems LLC |
Customer experience
Jupay
Buya
Bugs and requests
Jupay
Reported bugs
3 issues- App not opening on some devices
- Issues with adding/updating payment methods
- Pending transactions not being processed
Requested features
3 requests- Update personal information easily
- Improve app stability and performance
- Enhance customer service responsiveness
Buya
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Jupay
No in-app purchases
Buya
No in-app purchases
