BDO Unibank SG vs Virtual Pag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Unibank SG
Manage your finances on the go with secure and convenient banking features. Quickly check balances, view transaction history, and transfer funds to local or international accounts. Stay in control of your profile settings from anywhere.
- Biometric login
- Account balance check
- Transaction history
- Profile settings management
- Send money to BDO SG accounts
- Local and international transfers
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Bank anytime, anywhere with the BDO Unibank SG app! - Log in quickly and securely with biometrics - Check your account balance with a tap - View transaction history with ease - Stay in control of your profile settings - Send money easily to other BDO SG accounts - Transfer to any local or international bank seamlessly
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
Screenshots
Verdict
The clearest difference is rating: Virtual Pag at 2.9 against BDO Unibank SG's 1.5. Virtual Pag also leads on ratings volume (14 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Virtual Pag holds the better App Store score, 2.9 against 1.5. That said, the two scores are not equally well evidenced: Virtual Pag has 14 ratings behind it against 2, so its average is the more settled of the two.
BDO Unibank SG ships an update every 4 months, Virtual Pag every 2 months. The most recent releases landed on November 9, 2026 and November 3, 2026 respectively.
| Parameter | BDO Unibank SG | Virtual Pag |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (2 ratings) | 2.9 (14 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 2 | 14 — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 215 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | Pag-IBIG Fund |
Customer experience
BDO Unibank SG
Virtual Pag
In-app purchases
BDO Unibank SG
No in-app purchases
Virtual Pag
No in-app purchases
Questions
Is BDO Unibank SG free?
Is Virtual Pag free?
Which has better reviews, BDO Unibank SG or Virtual Pag?
Do BDO Unibank SG or Virtual Pag have ads?
Which is updated more often, BDO Unibank SG or Virtual Pag?
Other comparisons
