Comparison

Spendle vs Get Monny

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendle

Features
Read full description

Peace of mind about your money Spendle gives you a clear overview of your income, expenses and budgets. See where your money goes and how much you’re likely to have left at the end of the year. On your computer, tablet and phone. Automatic bank imports Connect your bank account through a secure PSD2 connection. Spendle automatically imports your transactions and balance from supported banks. Import without a bank connection Import transactions using a CSV file from your bank. Spendle supports files from most Dutch and Belgian banks. You can also set up your own import format. Easy categorisation Let Spendle automatically categorise your transactions using rules. Use the existing categories or create a structure that suits you. Stay on top of your budget Set budgets and track how much you’ve spent and how much you have left. Keep a clear overview and adjust your spending when needed. Keep your documents together Store receipts, invoices, contracts and subscriptions alongside your financial records. Easily add a photo or PDF using the share button on your phone or tablet. Insights through charts and reports Explore your finances from different perspectives. Filter, sort and customise reports to suit your needs. On all your devices Use Spendle on your Mac, PC, tablet and phone. Sync your financial records with your Spendle account and pick up where you left off on any device. Spendle also works offline. Privacy and security Your financial records are encrypted using AES-256 and protected with your chosen financial administration password. Spendle contains no ads or tracking. Try Spendle for free Try Spendle free for 14 days. After the trial, an annual subscription is required to continue using Spendle across all your devices. Terms of use: https://www.spendle.nl/eula.html Privacy policy: https://www.spendle.nl/privacy.html

About

Get Monny

This app acts as a personal money assistant, simplifying financial management through conversational interactions and personalized insights. It helps users set up savings, track expenses, and achieve long-term financial goals with proactive coaching and automation.

Highlights
  • Chat with your money for actions
  • Personalized financial insights
  • Categorization game for habit building
  • Proactive coaching and automation
  • Long-term goal setting and accountability
  • Bank-level security and compliance
Read full description

Monny is your personal money assistant, designed to revolutionize the way you manage your finances. With 57% of Europeans citing finances as their top cause of stress, Monny steps in to provide personalized, proactive support. We understand that financial management can be overwhelming, time-consuming, and complex. Monny simplifies this process, offering a deeply personalized and user-friendly experience for all. With Monny, you can: - Talk to Your Money: Skip the complex finance apps. Simply chat with Monny to set up actions like savings rules and automatic transfers. - Get Personalized Insights: Monny connects to your bank accounts for real-time transaction insights, providing tailored financial overviews, suggestions, and coaching. - Engage in a Fun Way: Through our categorization game, earn coins by categorizing daily expenses and build better financial habits. - Receive Proactive Coaching: Monny offers daily personalized insights, suggests actions, and even sets up automations for you. - Achieve Long-Term Goals: Set long-term financial goals, and Monny will actively support and keep you accountable with reminders and encouragement. - Monny goes beyond simple budgeting. Whether it's planning for the future, assessing eligibility for subsidies, or automating savings, Monny is equipped to guide you through every stage of your financial journey. Designed to adapt to your needs, Monny makes managing your finances easy and stress-free, no matter where you are in your financial journey. With bank-level security and full regulatory compliance, your data is safe with us. Monny is here to help you take control of your financial wellbeing effortlessly and confidently. Join the financial wellbeing revolution with Monny. Download today and take the first step towards a stress-free financial future. Subscription Information: Monny Premium is available as a monthly subscription (€14.99/month) or annual subscription (€134.99/year). Payment is charged to your Apple ID account upon confirmation of purchase. The subscription automatically renews unless you cancel at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spendle4 screens
Get Monny4 screens

Verdict

The call

The clearest difference is ads: Spendle at none against Get Monny's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendle sells 2 one-off in-app purchases and Get Monny sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendle ships an update every 2 weeks, Get Monny fortnightly. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard1 real difference · 8 level
Spendle versus Get Monny: the parameters behind the verdict, then further details
ParameterSpendleGet Monny
PriceFreeFree
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 weeks — betterFortnightly
AdsNo — betterYes
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size35 MB181 MB
Age rating4+4+
DeveloperJochem SoberingMonny Financial Technology B.V.

In-app purchases

2 purchases

Spendle

One-time2
  • Spendle 1 Year$17.99
  • Spendle 1 Year$19.00
2 purchases

Get Monny

Subscriptions2
  • Maandabonnement$12.991 Month
  • Jaarabonnement$119.991 Year

Questions

Is Spendle free?
Spendle is free to download, with in-app purchases available.
Is Get Monny free?
Get Monny is free to download, with in-app purchases available.
Do Spendle or Get Monny have ads?
Get Monny shows ads; Spendle does not.
Which is updated more often, Spendle or Get Monny?
Spendle ships an update every 2 weeks, and Get Monny fortnightly. Most recently, Spendle was updated on November 6, 2026 and Get Monny on November 4, 2026.

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