Spendle vs SpendCity

Instant insight Spendle gives you instant insight in your income and spending behavior. You can import CSV or Excel transaction files from different bank accounts and transform them into a single financial overview. Automatic PSD2 connection Connect to your bank account via a secured PSD2 bank connection or import your transaction files. Keeping track Assign budgets to keep track of your income/spending categories and see what's left at the end of the year. Importing bank statements You can add manual transactions or import any valid excel or CSV transaction file from your bank. Just open the transactions file via the import section and start the import wizard to add your own format. Share any new bank formats to help Spendle's default supported bank formats grow daily. Contracts and receipts in 1 place Store invoices, contracts and receipts in your administration. Just take a picture or open a PDF file, press share button and open it with Spendle. Sync between devices Register and login to your Spendle sync your data between your PC, tablet and phone. Security Your administration is stored AES-256 encrypted with your administration password. Conditions Terms of Use (EULA): https://www.spendle.com/eula.html Privacy policy: https://www.spendle.com/privacy.html Turn that handle Spendle is free to try for 14 days. After the trial period you need a yearly subscription to continue using Spendle as your personal finance app.

SpendCity turns receipts, invoices and bills into organized, searchable records — entirely on your phone. There is no account to create, no server to trust and nothing to sign in to. Your documents are read on the device, stored encrypted on the device, and never uploaded. The app contains no cloud AI service and no analytics. NOTHING LEAVES YOUR PHONE Most document apps send your paperwork to someone else's computer. This one does not. Capture works offline because there is nothing to be online for. READ ON DEVICE Point the camera at a receipt, an invoice or a statement and SpendCity reads the merchant, date, line items, tax and total using the intelligence built into your phone. Import a PDF or a file the same way. Check the extracted values before you file them — you always have the last word. FIND ANYTHING Search across every document you have captured. Ask what you spent at a merchant, in a category or over a period, and get an answer computed on your device from your own records. BUILT FOR TAX TIME Group spending by category, track budgets, keep warranties and their expiry dates, and export a clean pack for your accountant — CSV, PDF, or the original files. FOR WORK, TOO Track payables and their due dates, and keep per-supplier history. Book spend against projects, clients and vehicles, log mileage, link related documents, close a period, and produce a compliance report with tax by rate plus a formatted pack for your accountant. YOUR SPENDING AS A CITY Districts fill as you file documents, giving you a picture of where the money actually goes. KEY FEATURES - On-device reading of receipts, invoices, bills and statements - No account, no server, no telemetry - Encrypted on-device storage - Search and questions answered from your own records - Budgets, categories and spending analytics - Warranties with expiry reminders - Payables, due dates and per-supplier history - Export as CSV, PDF or the original files - Encrypted backup you control, so a lost phone is not lost records - Eight languages, multi-currency FOR WORK - Projects, clients and vehicles to book spend against - Mileage log - Compliance and VAT reports, with tax by rate - A formatted pack for your accountant - Linked document chains, and closing a period FREE SpendCity is free. There is no trial, no purchase and no subscription. Everything listed here is included. Everything you save stays visible, exportable and yours to delete.