OyaPay vs Payvora

Paying with cash or card can lead to many awkward moments and inconveniences, but now a better way to pay is already in your hand. OyaPay allows you to pay your favourite businesses with your mobile phone or skip the line at restaurants, coffee shops, bars etc and earn rewards like crypto (OyaCoin) while doing so. We give you the power to order ahead your coffee, lunch, afternoon snack, breakfast, and second breakfast with a single tap and have it ready when you get there. - Fund your wallet and earn crypto (OyaCoin) - Pay businesses in less than 5 seconds - Better and faster than your bank USSD - Invite your friends and earn ▶Now available in over 22 stores across Lagos and Unilag◄ We are adding more business daily and you can also recommend your favourite businesses, restaurants or shops and we’ll get them on board! Recommend here https://goo.gl/xvNP1Q

Payvora is a simple, private way to take control of your spending. Track every expense in seconds. Add what you paid, pick a category and you're done. Your dashboard shows what you've spent this month and how it compares with last month. Never miss a subscription. Keep streaming services, gym memberships, phone plans and bills in one list. Payvora shows what's due next and what your subscriptions cost per month. Stay on budget. Set limits for a week, a month or any period, for one category or everything. Budgets can renew automatically every week, month or year. Progress bars count both your expenses and your subscription payments, so you can see at a glance what's left. Understand your money. Reports break your spending down by category and over time, with daily averages and your top categories. Handy money tools. • Loan calculator: monthly payment, total repaid and total interest. • Savings calculator: see how regular deposits grow. • Currency converter with daily European Central Bank reference rates. • Money to-dos with due dates and priorities. • Export to CSV for spreadsheets. Private by design. Your expenses, subscriptions, budgets and to-dos are stored on your device. Start straight away as a guest, with no sign-up. Create a free account whenever you like; nothing you've recorded is lost. One account for Payverly apps. Payvora is part of the Payverly family. Sign in with email, Google or Apple and use the same account across Payverly apps. Light and dark themes, large-text support and screen-reader friendly controls are built in. Payvora is free and supported by ads.