Lova vs Valuta AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lova
Securely add your credit or debit cards to make payments at supported merchants and vending machines. This app offers a convenient way to replace your physical wallet for seamless transactions.
- Securely add credit/debit cards
- Pay at supported merchants
- Pay at vending machines
- Replace physical wallet
- Simple transaction performance
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Lova gives you the ability to securely add your credit/debit card(s) to the app. Once your card(s) are added you can pay using the app at merchants/vending machines/etc that support Lova payments. Replace your wallet when shopping at a Lova supported kiosk or other locations supporting Lova and enjoy the simple way of performing transactions.
Valuta AI
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Valuta AI makes currency conversion quick and clear at home and while traveling. Scan a price Point the camera at a price tag and Valuta AI reads the amount on your device. Choose the price-tag currency and your home currency, then see the conversion immediately. Optional approximate location can suggest the likely local currency. You can always enter the price and choose a currency manually. Convert six currencies at once Type an amount in any of your six favorite currency rows and all the others update immediately. Change favorites in a few taps and refresh whenever you want the latest available ECB reference rates. Type or speak naturally Ask a question such as “What is 250 US dollars in Norwegian kroner?” On supported devices, Apple’s on-device language model identifies the amount and currencies. A deterministic local rules engine handles common currency names and ISO codes when the model is unavailable. Supported languages can also use on-device speech recognition when available. Reliable conversion • Conversion math is always performed by deterministic app code. • Rates come from European Central Bank statistics via Frankfurter. • The latest successful rates remain available if the network is temporarily unavailable. • Reference rates are clearly dated and can be refreshed at any time. Private by design • No account, ads, analytics, or tracking • Camera images are processed on the device and are not stored or sent by the app • Voice input requires on-device speech recognition; audio is not stored by the app • Approximate location is optional and is used only to suggest a local currency • Amounts, questions, favorites, and cached rates stay on your device Reference rates only. Banks and card providers may use different buy and sell rates and add fees.
Screenshots
Verdict
The clearest difference is price: Lova at Free against Valuta AI's $0.99. Lova also leads on iOS requirement (15.5 vs 17.0). Valuta AI's advantage is update cadence (weekly vs every 3 weeks). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Lova is free to download; Valuta AI costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Lova ships an update every 3 weeks, Valuta AI weekly. Both last shipped on November 6, 2026.
| Parameter | Lova | Valuta AI |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.6 (161 ratings) — better | — |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 161 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 92 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Instant Systems Sweden AB | Mats Amlie |
In-app purchases
Lova
No in-app purchases
Valuta AI
No in-app purchases









