Comparison

JCCsmart vs PayMyPie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JCCsmart

This app provides a secure and integrated platform for real-time online payments in Cyprus. It allows users to pay bills, subscriptions, and fees to over 800 registered organizations. Users can save card details for easy future payments and track their payment history.

Highlights
  • Real-time online payments
  • Pay bills, subscriptions, and fees
  • Supports over 800 registered organizations
  • Secure payment environment
  • Save card details for easy payments
  • Payment history tracking
Features
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The online payment portal JCCsmart.com is the only integrated platform in the Cypriot market that allows for real-time payments. Now available in the form of an app. Its purpose is to facilitate and develop electronic commerce in Cyprus by providing integrated solutions tailored to each organization’s needs, through a secure and technologically advanced environment. Download the JCCsmart application and start paying your bills, subscriptions and fees safely to over 800 registered organisations. You can save your card details in order to pay easily any outstanding invoice from the comfort of your office / home, keeping track of your payments history.

About

PayMyPie

Features
Read full description

PayMyPie – Simplify Your Bill Splitting! Tired of figuring out who owes what after a meal with friends? PayMyPie makes splitting restaurant or cafe bills effortless. Scan your receipt, select your items, and let the app do the math. No more awkward calculations or arguments—just quick and accurate payments. Key Features: - Smart Item Recognition: Easily scan receipts to identify all items. - Custom Selections: Pick what you ordered, and the app calculates your total. - Simple & Intuitive: Designed for ease of use, even during busy meals. - Group Friendly: Perfect for splitting bills with friends, family, or coworkers. - Modern & Secure: Focused on accuracy and your privacy.

Screenshots

JCCsmart4 screens
PayMyPie3 screens

Verdict

The call

The clearest difference is update cadence: JCCsmart at monthly against PayMyPie's every 2 months. JCCsmart also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.4). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JCCsmart ships an update monthly, PayMyPie every 2 months. The most recent releases landed on October 2, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
JCCsmart versus PayMyPie: the parameters behind the verdict, then further details
ParameterJCCsmartPayMyPie
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.4
Further details — not scored
Size36 MB7 MB
Age rating4+4+
DeveloperJCC Payment Systems LtdWEDO4U LTD

In-app purchases

None

JCCsmart

No in-app purchases

None

PayMyPie

No in-app purchases

Questions

Is JCCsmart free?
JCCsmart is free to download, with no in-app purchases.
Is PayMyPie free?
PayMyPie is free to download, with no in-app purchases.
Do JCCsmart or PayMyPie have ads?
Neither JCCsmart nor PayMyPie shows ads.
Which is updated more often, JCCsmart or PayMyPie?
JCCsmart ships an update monthly, and PayMyPie every 2 months. Most recently, JCCsmart was updated on October 2, 2026 and PayMyPie on October 16, 2026.

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