Loan Calculator vs RapidReverse
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loan Calculator
Easily calculate loan payments, affordability, and potential savings. This tool helps visualize loan progress, compare financing options, and generate detailed reports for informed financial decisions.
- Calculate loan payments and affordability
- Visualize loan progress with charts
- Compare interest rates and loan terms
- Save and synchronize loan data
- Generate custom reports (Pro)
- Detailed amortization schedules
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Loan2Me is a comprehensive loan calculator that quickly calculates loan payments by inputting the loan amount, interest rate, and term. Pro features include six additional input screens for determining loan values and date-related calculations. Users can easily calculate loan affordability by inputting their desired monthly payment, loan duration, and interest rate. The calculator also shows how lower interest rates affect monthly payments and potential savings by shortening the loan term. For mortgage or vehicle loans, the calculator has input screens for down payments, trade-ins, dealer incentives, insurance, property taxes, sales tax, and other expenses. Users can save loans for convenient access and they automatically synchronize across devices via iCloud (Pro Features required). Accessing saved loans is easy, with loan details, progress tracking, and sharing options. Users can save, print, or share results with a single tap. The amortization schedule details how much of your payment goes towards interest and principal each month. Users can create customized reports (requires Pro Features) in PDF, text or comma-separated values (CSV) files for spreadsheet import. Modify loan input parameters to see how they affect payments, total interest, total payments, and loan term. Enhance loan management by making additional payments to calculate savings in time and money. Use the Progress Chart slider to visualize loan progress over time. Loan2Me provides immediate answers for informed loan decisions. For vehicle loans, it offers customizable sales tax calculations based on state regulations. Compare cashback options with lower interest rates to help your decision making. Determine substantial savings from 20-year to 30-year mortgages. Accessibility features include VoiceOver, dynamic font sizes, five color themes, and light/dark modes. Comprehensive help screens and FAQs provide further information. Basic features are available for FREE without any intrusive ads. Pro Features are offered as a one-time purchase. Enhance your loan management and decisions with Loan2Me.
RapidReverse
Instantly estimate reverse mortgage details like Max Value and Principal Limit within seconds. Generate detailed PDF reports for clients and partners to drive mortgage business. Offers updated rate tables and educational content with a subscription.
- Instant reverse mortgage estimations
- Calculate Max Value, Principal Factor, Principal Limit
- Generate detailed PDF reports
- Updated rate tables
- Educational articles
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Within 10 seconds, RapidReverse™ provides your clients and referral partners with critical information, driving mortgage business to you. The RapidReverse™ calculator is the fastest way to estimate reverse mortgage details. You can instantly determine Max Value, Principal Factor, Principal Limit, and Net Principal Limit values. You also have the ability to generate a detailed report in PDF format. --- RapidReverse™ Full Access subscription provides you with updated rate tables and timely educational articles within the app. You may purchase the subscription on a monthly basis or at a discounted yearly rate. Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Where applicable, your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. Subscriptions may not be cancelled for refund. Manage your subscriptions in Account Settings after purchase. --- Privacy Policy: http://www.understandingreverse.com/privacy-policy/ Terms of Service: http://www.understandingreverse.com/terms-of-use/ --- Disclaimer: This calculator is designed to provide an estimate of what a reverse mortgage may offer for either a refinance or a purchase transaction. It is not intended to quote a specific reverse mortgage rate rate or term. In addition, this is not an offer or commitment to lend. This calculator is offered for educational purposes only and is not from HUD or FHA and is not approved by HUD or any government agency. For quotes, please meet with a licensed mortgage loan originator who specializes in reverse mortgages.
Screenshots
Verdict
The clearest difference is ratings volume: Loan Calculator at 8.2K against RapidReverse's 2. Loan Calculator also leads on rating (4.8 vs 4.5) and update cadence (every 3 weeks vs every 2 months). RapidReverse's advantage is iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Loan Calculator sells 1 one-off in-app purchase and RapidReverse sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Loan Calculator holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Loan Calculator has 8.2K ratings behind it against 2, so its average is the more settled of the two.
Loan Calculator ships an update every 3 weeks, RapidReverse every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Loan Calculator | RapidReverse |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.2K ratings) — better | 4.5 (2 ratings) |
| Positive reviews | 75.6% of reviews | — |
| Number of ratings | 8.2K — better | 2 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Jeffrey Williams | Visia, Inc. |
Customer experience
Loan Calculator
RapidReverse
Bugs and requests
Loan Calculator
Reported bugs
2 issues- Login screen freezes
- Calculator does not fit on screen properly
Requested features
5 requests- Add ability to calculate deferred payments
- Include option for interest-only mortgage calculations
- Display current loan balance instead of original balance
- Provide a toggle for "interest only" mortgage calculations
- Add functionality to calculate loan-to-value (LTV) ratio
RapidReverse
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Loan Calculator
- Professional Features$9.99
RapidReverse
- Full Access$4.991 Month
- Full Access$49.991 Year
Questions
Is Loan Calculator free?
Is RapidReverse free?
Which has better reviews, Loan Calculator or RapidReverse?
Do Loan Calculator or RapidReverse have ads?
Which is updated more often, Loan Calculator or RapidReverse?
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