Comparison

CDGpay vs Razorpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CDGpay

This app allows businesses to securely accept credit card payments on mobile devices. It supports major card brands at a low flat rate and offers features like manual entry, secure storage of payment information, and offline processing. Monitor transactions, manage balances, and issue refunds directly from the app.

Highlights
  • Accept major credit card brands
  • Low flat processing rates
  • Manual card entry option
  • Secure customer payment storage
  • Offline transaction processing
  • Monitor account balances and transactions
  • Process refunds and cancellations
Read full description

Securely accept credit card payments on your phone or tablet using CDGcommerce’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at a low flat rate. We support POS payments and mobile payments in one convenient app! Card Processing Solutions • Quickly process credit card payments at low rates with a mobile card reader • Manually enter card numbers if you aren’t near your card reader • Securely store a customer’s payment information to be charged for future purchases • Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage Monitor Your Business • Check your available and pending account balances • Review pending, completed and declined transactions • Refund or cancel transactions • Manage transfers to your bank account. Additional Features: • Include sales tax and allow customers to add a tip to their order • Capture your customer’s signature and then e-mail them a receipt.

About

Razorpay

Accept digital payments instantly via credit card, debit card, UPI, and more. Businesses of all sizes can set up in minutes and track sales with real-time data. Issue refunds on the go and benefit from 24/7 support.

Highlights
  • Accept payments via 100+ modes
  • Instant payment links
  • Digital KYC in under 7 minutes
  • Track sales and earnings
  • Issue refunds on the go
  • 24/7 customer support
Features
Read full description

Join the 50,00,000+ businesses using Razorpay Go cashless & receive payments via credit card, debit card, UPI, wallets & more. We simplify payments & make it easy for you to focus on great products. Businesses can start Accepting Payments in under 7 Minutes! We offer a 100% digital KYC experience. Say goodbye to the payment platforms which take weeks to get you started. With Razorpay, you can start accepting payments in a matter of minutes. Accept Payments Regardless of Your Business Registration Razorpay is open to all types of registered & unregistered businesses. Whether you’re a private or public limited company, LLP, shop owner, NGO or even an unregistered business like a freelancer, teacher or a homepreneur, we have a digital payment solution that is perfect for you. Get Paid Instantly with Payment Links Share payment links and receive payments via an email, SMS, WhatsApp, Messenger etc. and get paid immediately. Accepting payments from customers is now just a link away. Businesses can track sales and digital payments easily Analyze your earnings & stay on top of your goals. Make better business decisions using insights from the real-time data available on the dashboard. Get a detailed view of your payments, customer refunds, payment links view & settlements. Accept Payments via Debit Cards, Credit Cards, Net Banking, UPI Wallets & more. Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 50+ banks, UPI (Web Collect & UPI Intent), Online Wallets, EMI and NEFT/RTGS payments. Issue Refunds on the Go We understand the pain of managing refunds(including instant refunds) for your customers, with the Razorpay mobile app, you can issue refunds for your business transactions with a click of a button right from your smartphone. Backed by the Safety and Security of Razorpay Razorpay security works 24/7 to help detect fraud, prevent hacking, and verify identity. If you ever need assistance, we are always available to help you in every step. Need help? We offer 24/7 Support Our support is always there to assist you through email and live-chat interface, ensuring to help you with your queries with utmost promptness. Frequently Asked Questions: How does Razorpay work? Razorpay allows you to securely accept online payments. Currently, over 8,00,000 businesses are using Razorpay to accept and disburse both, domestic and international payments. Can I accept payment through social media channels like Facebook, WhatsApp, SMS etc? Yes. To accept payments via social media channels, you can simply create a payment link with a few clicks and share it via the channel of your choice. Whether it's Facebook, Instagram, WhatsApp, SMS or email. What documents are required to sign up on Razorpay?  To get started with an online store, all you need is your PAN card, Aadhar card or Driving licence or Voter ID (any one of the three) and in some cases, a cancelled cheque. What are set up charges? Is there any charge for post-live support? Is there any annual maintenance fee charged by Razorpay? Absolutely not! We offer a simple and transparent pricing plan. We charge a 2% platform fee for a successful transaction. Unlike all the other payment solutions providers, we have no setup charges, no annual maintenance fee and we never charge a rupee for post-live support. Platform fee includes access to Flash Checkout, Dashboard, Report and much more. I don't have a website, can I use Razorpay to accept payments online? Yes, you can use payment links to collect online payments even if you don't have a website ready.

Screenshots

CDGpay4 screens
Razorpay4 screens

Verdict

The call

The clearest difference is rating: CDGpay at 5.0 against Razorpay's 4.1. CDGpay also leads on device support (3 vs 1) and iOS requirement (11.0 vs 16.4). Razorpay's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (23 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CDGpay holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Razorpay has 23 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

CDGpay ships an update every 2 months, Razorpay every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
CDGpay versus Razorpay: the parameters behind the verdict, then further details
ParameterCDGpayRazorpay
PriceFreeFree
Rating5.0 (1 ratings) — better4.1 (23 ratings)
Positive reviews—22.8% of reviews
Number of ratings123 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS11.0 — better16.4
Further details — not scored
Size53 MB73 MB
Age rating4+4+
DeveloperTSYS Acquiring Solutions, L.L.C.Razorpay Software Pvt. Ltd.

Customer experience

CDGpay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Razorpay

All ratings23 ratings
Positive78.3%
Neutral0.0%
Negative21.7%
Written reviews57 reviews
Positive22.8%
Neutral1.8%
Negative75.4%

In-app purchases

None

CDGpay

No in-app purchases

None

Razorpay

No in-app purchases

Questions

Is CDGpay free?
CDGpay is free to download, with no in-app purchases.
Is Razorpay free?
Razorpay is free to download, with no in-app purchases.
Which has better reviews, CDGpay or Razorpay?
CDGpay is rated higher. CDGpay averages 5.0 out of 5 from 1 ratings, while Razorpay averages 4.1 from 23 ratings.
Do CDGpay or Razorpay have ads?
Neither CDGpay nor Razorpay shows ads.
Which is updated more often, CDGpay or Razorpay?
CDGpay ships an update every 2 months, and Razorpay every 2 weeks. Most recently, CDGpay was updated on November 2, 2026 and Razorpay on November 7, 2026.

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