Comparison

Bill.me vs INDEXO Banka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bill.me

Manage all your bills, payments, and meter readings in one place. Receive bills directly, make secure payments, submit readings, and communicate with service providers. Track your expenses and consumption with historical data and graphs.

Highlights
  • Receive bills directly
  • Fast and secure payments
  • Automatic payment options
  • Submit meter readings
  • View consumption history
  • Direct communication with providers
  • Payment and bill history tracking
Features
Read full description

Key features One modern app for all your bills, payments, meter readings, and communication. From bill receiving to payment history, and everything in between, unlock easy-to-use features to get even more from your daily services. BILLS Receive your service provider's bills directly to your device. Be it bills for utilities, internet, mobile, or any other regular services, review details on the go. PAYMENTS Make fast and secure payments with a single tap. Turn on automatic payment, never miss payment due date, and avoid debts or overpayments. METERS READINGS Submit meter readings for various utility services or review automatically-collected data with a few clicks. Use graphs for consumption history. COMMUNICATION Stay close to your service provider. Get the latest news, send a direct message, express your opinion in polls, and be aware of completed and planned works. HISTORY Explore payments, bills, and meter readings history to immediately understand your expenses and consumption. Graphs and statistics are a great help to that. SUPPORT We're constantly improving and genuinely love hearing your feedback. Check our "Help" page in the app or get in touch with us via support@bill.me. START USING BILL.ME All the features and benefits of the Bill.me app — just one tap away. For registered users, it just takes to download the app. The app is ready to use once you log in. Firstcomers, please get the invite from your service provider to get started. Information Languages: English, Latviešu, Русский, Eesti, Ελληνικά

About

INDEXO Banka

This banking app allows users to manage their finances, earn interest on their account balance, and explore savings accounts and term deposits. It also offers tools to check mortgage overpayments, assess creditworthiness, and view or manage pension savings.

Highlights
  • Earn interest on account balance
  • Profitable savings accounts and term deposits
  • Check mortgage overpayments
  • Assess creditworthiness
  • View and manage pension savings (2nd and 3rd level)
  • Apply for loans within the app
Features
Read full description

Pēc reģistrācijas INDEXO Bankā nokļūsi bezmaksas plānā Sudrabs, kur banka maksā tev, nevis otrādi. LATVIJĀ RADĪTA BANKA, KAS PĀRSTĀV VIETĒJO INTERESES Akcionāri ir tūkstošiem Latvijas iedzīvotāju. Mūsu fokuss ir uz vietējo vajadzībām, lēmumus pieņemam lokāli, neatkarīgi un ātri. Izmantojam jaunākās tehnoloģijas un labākos risinājumus, kādi zināmi pasaules banku sektorā, lai mūsu banka būtu tieši tāda, kādu vajag Latvijā šeit un tagad. PELNI AR KATRU EIRO, KO TURI KONTĀ Te pelna pat konta atlikums. Pie mums ir arī ienesīgas krājkases un izdevīgi termiņnoguldījumi. Lejupielādē, reģistrējies un atver kontu bez maksas pāris minūtēs! AUDZĒ NAUDU IENESĪGĀS KRĀJKASĒS Tava nauda krājkasē ne tikai krājas, bet arī pelna ienesīgus procentus. Noapaļo ar karti veiktos pirkumus un krāj vēl vieglāk. PĀRBAUDI VAI NEPĀRMAKSĀ PAR MĀJOKĻA KREDĪTU Dažu minūšu laikā uzzini, vai un cik pārmaksā par mājokļa kredītu, kā arī to, cik vari saņemt papildus remontam vai citām vajadzībām! No pieteikuma līdz aizdevuma saņemšanai – viss mobilajā lietotnē. UZZINI SAVAS KREDĪTIESPĒJAS Mūsu klienti aizdevuma pieteikuma procesu vērtē ar 4,4 no 5 un raksturo to, kā ātru, ērtu un vienkārši saprotamu. No pieteikuma līdz naudai kontā vien 5 minūtes. APSKATI PENSIJU 2. LĪMENI Tagad ikviens savu pensiju 2. līmeņa uzkrājumu, iemaksas un peļņu var ērti un ātri apskatīt INDEXO Bankas mobilajā lietotnē. Iespējams, esi bagātāks nekā domā – pārbaudi pats! PĀRVALDI PENSIJU 3. LĪMENI Veic iemaksas, uzstādi regulāro maksājumu, seko līdzi rezultātiem un maini ieguldījumu sadalījumu. Dari visu ātri, ērti un vienuviet – aplikācijā. Lietotne pieejama Latvijas pilsoņiem un rezidentiem. Lejupielādē to Eiropas Savienības valstīs, kā arī ASV un Lielbritānijā.

Screenshots

Bill.me4 screens
INDEXO Banka4 screens

Verdict

The call

The clearest difference is rating: INDEXO Banka at 5.0 against Bill.me's 1.5. Bill.me's advantage is monetization model (free vs ad-supported) and update cadence (every 8 days vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

INDEXO Banka holds the better App Store score, 5.0 against 1.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

Bill.me ships an update every 8 days, INDEXO Banka every 2 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Bill.me versus INDEXO Banka: the parameters behind the verdict, then further details
ParameterBill.meINDEXO Banka
PriceFreeFree
Rating1.5 (2 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings22
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.4 — better
Further details — not scored
Size51 MB141 MB
Age rating4+4+
DeveloperBill.me LTDINDEXO Banka AS

Customer experience

Bill.me

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

INDEXO Banka

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Bill.me

No in-app purchases

None

INDEXO Banka

No in-app purchases

Questions

Is Bill.me free?
Bill.me is free to download, with no in-app purchases.
Is INDEXO Banka free?
INDEXO Banka is free to download, with no in-app purchases.
Which has better reviews, Bill.me or INDEXO Banka?
INDEXO Banka is rated higher. Bill.me averages 1.5 out of 5 from 2 ratings, while INDEXO Banka averages 5.0 from 2 ratings.
Do Bill.me or INDEXO Banka have ads?
Neither Bill.me nor INDEXO Banka shows ads.
Which is updated more often, Bill.me or INDEXO Banka?
Bill.me ships an update every 8 days, and INDEXO Banka every 2 weeks. Most recently, Bill.me was updated on November 6, 2026 and INDEXO Banka on November 3, 2026.

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